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SOBELTEX

Active
Private limited companyfounded 20206 years activeClos de la Futaie 9, 1410 Waterloo, BelgiumKBO/BCE: BE 0746.556.342
Summary

SOBELTEX has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,382 and a net result of -€195. Equity remains stable across the filed fiscal years (±2.1% per year). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Activity not known1 site
Size
€25,407total assets 2025
Equity
€24,382
Loss
-€195
Turnover not published (abridged schema)
Financial health
83 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.5%
Structure
Accounts 10 days early0 of 1 deed read
Why 83- No main activity registered- Founded in 2020+ Liquidity: current ratio 14.38, cash €11,052+ Figures for FY 2025 (filed 21-07-2026)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 61% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 96.0% of total assets
Liquidity 100=
short-term debt 4.0% · cash 43.5%
Profitability 36+5
return on assets -0.8%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.4% 12-2024: 1.4%● unchanged vs 11-2024 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.5%▲ +0.1 percentage points vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.5%● unchanged vs 05-2025 07-2025: 1.5%● unchanged vs 06-2025 08-2025: 2.0%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 1.0%▼ -1.0 percentage point vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.1%▲ +0.1 percentage points vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 0.6%▼ -0.5 percentage points vs 07-2026 09-2026: 0.5%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 14.38 against 14.57 in 2024; short-term debt: 4% and cash: 43.5% of total assets), and 4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 95% on liquidity, 25% on profitability and 42% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · No main activity registered
KBO
lowers risk · Liquidity: current ratio 14.38, cash €11,052
NBB · annual accounts
raises risk · Founded in 2020
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Figures for FY 2025 (filed 21-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
10 days early
2024
23 days late
2023
25 days late
2021
122 days late
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 38 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€195 View
  • Total assets 20255 fiscal years filed €25,407 View
  • Active since 2020founded 28-04-2020 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€25,407
Loss
-€195
Solvency
96.0%
Total assets▼ 0.8%
Net result
20202025
Go to Financials

Timeline

Events
6
Since
2021
Next accounts
by 31-07-2027
  1. 30-11-2022Annual accounts filed
  2. 31-12-2021Weakest financial year
  3. 31-08-2021Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
28-04-2020
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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