SOBELID
ActiveSOBELID has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €46k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 33% of 1413 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency43▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.15 in 2024; short-term debt: 81.6% and cash: 45.5% of total assets), and 81.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.4%
Return on assets
74.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €11k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
98 d early
2024
38 d early
2023
35 d early
2022
26 d early
2021
39 d early
2020
54 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€46k▼ 14.3%
2024 · €54k
2020: €22k
2021: €42k
2022: €41k
2023: €53k
2024: €54k
2020 → 2025
Working capital
€10k▲ 80.2%
2024 · €5k
2020: €24k
2021: €66k
2022: €106k
2023: €4k
2024: €5k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€106k▲ 62.0%€4k▼ 96.5%€7k▲ 98.5%€11k▲ 53.9%
Operating result€54k-€54k▼ 0.7%€69k▲ 28.7%€70k▲ 0.8%€61k▼ 11.9%
Net result€42k-€41k▼ 1.8%€53k▲ 28.9%€54k▲ 0.4%€46k▼ 14.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€2k▼ 20.1%
Current assets
€60k▲ 42.6%
Equity and liabilities €62k
Equity
€11k▲ 53.9%
Debt
€50k▲ 37.1%
The debt ratio falls from 83.3% to 81.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€62k▼
2024 · €70k
Cash flow
€46k▼
2024 · €54k
Solvency
18.4%▲
2024 · 16.7%
Current ratio
1.19▲
2024 · 1.15
Quick ratio
1.19▲
2024 · 1.15
Debt / equity
4.44▼
2024 · 4.98
ROE
404.5%▼
2024 · 726.5%
ROA
74.4%▼
2024 · 121.4%
Interest coverage
23.75▼
2024 · 115.87
Debt
€50k▲
2024 · €37k
Debt ≤ 1 year
€50k▲
2024 · €37k
Income taxes
€13k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€62k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€42k€60k▲
Amounts receivable within one year40/41€13k€32k▲
Trade receivables40€12k€30k▲
Other amounts receivable41€361€2k▲
Cash at bank and in hand54/58€30k€28k▼
Deferred charges and accrued income490/1-€367
Equity and liabilities
Total equity and liabilities10/49€44k€62k▲
Equity10/15€7k€11k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€4k€8k▲
Amounts payable17/49€37k€50k▲
Amounts payable within one year42/48€37k€50k▲
Trade debts44€1k€348▼
Suppliers440/4€1k€348▼
Taxes, remuneration and social security45€14k€13k▼
Taxes450/3€14k€13k▼
Other amounts payable47/48€21k€37k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13€391▲
Other operating charges640/8€2k€620▼
Gross operating margin9900€71k€62k▼
Operating profit (loss)9901€70k€61k▼
Financial income75/76B€16€5▼
Recurring financial income75€16€5▼
Financial charges65/66B€601€3k▲
Recurring financial charges65€601€3k▲
Profit (loss) for the period before taxes9903€69k€59k▼
Income taxes67/77€15k€13k▼
Profit (loss) for the period9904€54k€46k▼
Profit (loss) for the period to be appropriated9905€54k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€50k▼
Profit (loss) brought forward from the previous period14P€721€4k▲
Profit to be distributed694/7€50k€42k▼
Return on contributions (dividend)694€50k€42k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2020net €54k ▲0.4%
Operating result €70k, net result €54k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €100kEq €106k ▲62%
3 profitable years in a row build equity to €106k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bld Hector-Denis 1464000 Liège1 establishment unit
SOBELID
since 20202.304.992.687
Similar companies · same sector, comparable size
SALIBBA ENRICO
BE 0507.757.683
La Louvière · Eq €11k
KGLD
BE 0738.769.024
Brussel · Eq €11k
NAILYSE
BE 0792.419.229
Waterloo · Eq €11k
DCA SOLUTIONS
BE 0881.250.938
Braine-l'Alleud · Eq €11k
Gerst
BE 1021.312.208
Mol · Eq €11k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 10,154 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filings
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.