Skip to content

SOBEFA

Active
Private limited companyfounded 20205 yrs activeBlakenberg 5, 1785 Merchtem, BelgiumKBO/BCE: BE 0755.870.619
Summary

The computed 12-month bankruptcy probability of SOBEFA is 7.1% (elevated). The 2024 annual accounts show negative equity (-€6,766) and a net result of -€1,734. Equity is shrinking by ~65.3% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability0=
Solvency0=
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
7.1% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
21222324
2021 to 2024 · latest year -€6,766
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-09-2025, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
46 d late
2023
408 d late
2022
773 d late
2021
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 314 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 October 2020, SOBEFA was incorporated as a Private limited company.1 Total assets went from EUR 2,675 in 2021 to EUR 1,348 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
-€6,766▼ 34.5%
2023 · -€5,032
Total assets
€1,348▼ 8.5%
2023 · €1,472
Net result
-€1,734▲ 39.3%
2023 · -€2,858
Working capital
-€6,941▼ 33.3%
2023 · -€5,207
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2021202220232024
Operating result-€2,295--€2,253▲ 1.8%-€2,733▼ 21.3%-€1,609▲ 41.1%
Net result-€2,295--€2,380▼ 3.7%-€2,858▼ 20.1%-€1,734▲ 39.3%
Equity€205--€2,174-€5,032▼ 131%-€6,766▼ 34.5%
Total assets€2,675-€1,071▼ 60.0%€1,472▲ 37.5%€1,348▼ 8.5%
Debt€2,470-€3,245▲ 31.4%€6,504▲ 100%€8,113▲ 24.7%
Working capital€30--€2,349-€5,207▼ 122%-€6,941▼ 33.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€3,000-€2,000-€1,000€0Operating result 2021: -€2,295-€2,295Net result 2021: -€2,295-€2,295Operating result 2022: -€2,253-€2,253Net result 2022: -€2,380-€2,380Operating result 2023: -€2,733-€2,733Net result 2023: -€2,858-€2,858Operating result 2024: -€1,609-€1,609Net result 2024: -€1,734-€1,7342021202220232024-€3,000-€2,000-€1,000€0Operating result 2022: -€2,253-€2,250Net result 2022: -€2,380-€2,380Operating result 2023: -€2,733-€2,730Net result 2023: -€2,858-€2,860Operating result 2024: -€1,609-€1,610Net result 2024: -€1,734-€1,730202220232024
The operating result stays negative: a loss of €1,609 in 2024 against €2,733 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1,348
Fixed assets €175 =
Current assets €1,173 ▼ 9.6%
Key figures and ratios
2024 value · change against 2023
Debt ≤ 1 year
€8,113▲
2023 · €6,504
Ratios withheld: a balance sheet total of €1,348 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
8.4% stopped otherwise
83% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 7.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 24 lines
Balance sheet Code20232024
Assets
Total assets20/58€1,472€1,348▼
Fixed assets21/28€175€175=
Financial fixed assets28€175€175=
Current assets29/58€1,297€1,173▼
Cash at bank and in hand54/58€1,297€1,173▼
Equity and liabilities
Total equity and liabilities10/49€1,472€1,348▼
Equity10/15-€5,032-€6,766▼
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14-€7,532-€9,266▼
Amounts payable17/49€6,504€8,113▲
Amounts payable within one year42/48€6,504€8,113▲
Trade debts44€3,897€4,463▲
Suppliers440/4€3,897€4,463▲
Other amounts payable47/48€2,608€3,650▲
Income statement Code20232024
Other operating charges640/8€434€399▼
Gross operating margin9900-€2,299-€1,210▲
Operating profit (loss)9901-€2,733-€1,609▲
Financial charges65/66B€125€125=
Recurring financial charges65€125€125=
Profit (loss) for the period before taxes9903-€2,858-€1,734▲
Profit (loss) for the period9904-€2,858-€1,734▲
Profit (loss) for the period to be appropriated9905-€2,858-€1,734▲
Appropriation of the result
Profit (loss) to be appropriated9906-€7,532-€9,266▼
Profit (loss) brought forward from the previous period14P-€4,674-€7,532▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220232024Change
Other operating charges640/8-€1,043€434€399▼ 8.1%
Gross operating margin9900-€2,295-€1,210-€2,299-€1,210▲ 47.4%
Operating profit (loss)9901-€2,295-€2,253-€2,733-€1,609▲ 41.1%
Financial charges65/66B-€127€125€125=
Recurring financial charges65-€127€125€125=
Profit (loss) for the period before taxes9903-€2,295-€2,380-€2,858-€1,734▲ 39.3%
Profit (loss) for the period9904-€2,295-€2,380-€2,858-€1,734▲ 39.3%
Profit (loss) for the period to be appropriated9905-€2,295-€2,380-€2,858-€1,734▲ 39.3%
Line2021202220232024Change
Assets
Total assets20/58€2,675€1,071€1,472€1,348▼ 8.5%
Fixed assets21/28€175€175€175€175=
Financial fixed assets28€175€175€175€175=
Current assets29/58€2,500€896€1,297€1,173▼ 9.6%
Cash at bank and in hand54/58€2,500€896€1,297€1,173▼ 9.6%
Equity and liabilities
Total equity and liabilities10/49€2,675€1,071€1,472€1,348▼ 8.5%
Equity10/15€205-€2,174-€5,032-€6,766▼ 34.5%
Contributions10/11€2,500€2,500€2,500€2,500=
Profit (loss) carried forward14-€2,295-€4,674-€7,532-€9,266▼ 23.0%
Amounts payable17/49€2,470€3,245€6,504€8,113▲ 24.7%
Amounts payable within one year42/48€2,470€3,245€6,504€8,113▲ 24.7%
Trade debts44-€2,253€3,897€4,463▲ 14.5%
Suppliers440/4-€2,253€3,897€4,463▲ 14.5%
Other amounts payable47/48€2,470€993€2,608€3,650▲ 40.0%
Line2021202220232024Change
Profit (loss) for the period9904-€2,295-€2,380-€2,858-€1,734▲ 39.3%
Operating cash flow (approximation)-€2,295-€2,380-€2,858-€1,734▲ 39.3%
Investment in fixed assets (approximation)-€0€0€0-
Change in cash--€1,604€401-€125▼ 131%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
15-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
12-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 408 days late
11-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 773 days late
2023
31-12
Financial Weakest financial yearnet -€2,858
Net result drops to -€2,858, the lowest in the series; recovery starts the following year.
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem
exact location from the address register On OpenStreetMap
Ground area
587 m²
Building footprint
167 m²
Volume, LiDAR
873 m³
Parcel 23012C0006/00C000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23012C0006/00C000 Flanders 587 m² 1 · 167 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded08-10-2020
Fiscal year end31-12
Contact
E-mail sobefa@protonmail.com
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.