Debts
€213,452 79% of the balance sheet
Financial debts 39%Suppliers 17%Taxes and wages 8%Other 37%
Of this, €130,505 falls due within a year.
SOAD
Lifetime
20 annual accounts with figures on one time axis, 28 filings since 1998peak €457,637 (2019)
€258,099▼ 11.2%
lowest -€48,873 (2020)
-€10,284▼ €28,099
peak €92,563 (2018)
€57,305▼ 15.2%
€213,452▲ 2.0%
peak 12.6 FTE (2008)
-not published
Board1 name since 2021
1 directorAMOUZOU Soad
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Loss of €10,284Equity from €67,589 to €57,305Cash from €17,345 to €10,520
Key points
from the 2025 annual accountsChecked score
65
Healthy
Financially stronger than 35% of micro companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 0.9%● unchanged vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 1.3%▲ +0.4 percentage points vs 06-2025
08-2025: 0.7%▼ -0.6 percentage points vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.6%▼ -0.1 percentage points vs 01-2026lowest value
03-2026: 0.6%● unchanged vs 02-2026lowest value
04-2026: 0.7%▲ +0.1 percentage points vs 03-2026
05-2026: 0.7%● unchanged vs 04-2026
06-2026: 0.7%● unchanged vs 05-2026
07-2026: 0.8%▲ +0.1 percentage points vs 06-2026
08-2026: 1.4%▲ +0.6 percentage points vs 07-2026highest value
09-2026: 1.1%▼ -0.3 percentage points vs 08-2026
10-2026: 1.1%● unchanged vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Loss of €10,284 (financial year 2025)
Liquidity: current ratio 0.89, cash €10,520
lowers risk
Founded in 1997
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 43% of them on solvency, 26% on liquidity, 44% on profitability and 28% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,450 companies had the same profile as SOAD has now. Each dot stands for 7 companies, two years later.
93.2%
were still trading
5.0%
stopped another way
1.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SOAD itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,450 companies, not a prediction for SOAD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.89 (0.5 in 2024), below 1. Short-term debt is 48.2% and cash 3.9% of total assets. 78.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
27 days late
2024
23 days early
2023
21 days late
2022
28 days late
2021
29 days late
2020
31 days late
2019
67 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0459889371
Resignation: AMOUZOU Soad (manager)
Reappointment: AMOUZOU Soad (director) · General meeting of 26-06-2024 · Gazette deed
First establishment
BREAK POINT, Koloniënstraat 14-16, Brussels
Incorporation
published on 01-02-1997 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SOAD Berchem-Sainte-Agathe | €270,758 | €258,099 | 21.2% | - |
| BEVI Etterbeek | €270,760 | €269,055 | 49.3% | - |
| KAFFA Grobbendonk | €258,135 | €264,934 | 99.7% | - |
| FAB-RI Ciney | €249,832 | €244,029 | 64.3% | - |
| PITTEN & BONEN Antwerp | €260,927 | €227,342 | 72.7% | - |
| CHEZ MARIE Couvin | €243,778 | €238,764 | 20.8% | - |
| Broodje à la Carte Maasmechelen | €285,302 | €251,657 | 91.6% | - |
These companies have the same main activity as SOAD: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €244,000 and €285,000, founded between 1995 and 1999.
Official details
Source: KBO- Status
- Active since 21-01-1997Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Establishment unit
- 2.283.953.0901000 Brussels, since 08-01-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 16-12-2025
Annual accounts 2025
- ≈ €730,000estimated
- €270,758▼ 2.2%
- Employeeson 31-12-2025
- 8▼ 11.1%
- Filing
- Filed on 27-08-2026
Insights on SOAD
SOAD files the micro format. That format states no turnover. The gross margin fell from €399,716 in 2006 to €258,099 in 2025.
The balance sheet grew most in 2019 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SOAD
- What is the company number of SOAD?
- The company number of SOAD is 0459.889.371. The VAT number is the same number with BE in front: BE 0459.889.371.
- Where is SOAD based?
- The registered office is at Openveldstraat 15, 1082 Berchem-Sainte-Agathe.Company details
- What does SOAD do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of SOAD?
- SOAD is a private limited company (BV).
- When was SOAD founded?
- SOAD was founded on 21-01-1997.
- Is SOAD still active?
- Yes, SOAD is an active enterprise in the KBO register.
- How many employees does SOAD have?
- SOAD had an average of 8.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SOAD?
- The turnover in financial year 2025 is ≈ €730,000. This figure is estimated from the gross margin of €258,099 and 37 comparable companies (NACE 56112). It probably lies between €600,000 and €810,000.
- Is SOAD profitable?
- In financial year 2025, SOAD made a loss of €10,284.
- Where can I find the annual accounts of SOAD?
- SOAD filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SOAD due?
- SOAD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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