So Immo
ActiveSummary
The computed 12-month bankruptcy probability of So Immo is 2.0% (moderate). The 2025 annual accounts show equity of €14.0m and a net result of -€14,752. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 79% of 13683 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability26▼-11
Solvency89▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €750,000 at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.29 in 2024; short-term debt: 4.1% and cash: 0.1% of total assets), and 35.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.1%
Return on assets
-0.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
13 d early
2023
33 d early
2022
27 d early
2021
20 d early
2020
6 d late
2019
10 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#1 company by total assets in the province of Liège, Food and beverage service sector#1 company by equity in the province of Liège, Food and beverage service sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€14,752▲ 73.3%
2024 · -€55,334
Working capital
-€801,409▼ 40.0%
2024 · -€572,231
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€49,402€156,293▲ 216%€110,375▼ 29.4%€182,201▲ 65.1%€244,414▲ 34.1%
Net result€49,203above the sector's middle half€155,196above the sector's middle half▲ 215%€762,012above the sector's middle half▲ 391%-€55,334below the sector's middle half-€14,752below the sector's middle half▲ 73.3%
Equity€13.6mabove the sector's middle half€13.7mabove the sector's middle half▲ 1.1%€14.0mabove the sector's middle half▲ 2.3%€14.0mabove the sector's middle half▼ 0.4%€14.0mabove the sector's middle half▼ 0.1%
Total assets€13.8mabove the sector's middle half▲ 107,381%€13.9mabove the sector's middle half▲ 1.3%€14.1mabove the sector's middle half▲ 0.9%€21.6mabove the sector's middle half▲ 53.5%€21.8mabove the sector's middle half▲ 1.0%
Debt€192,388▲ 1.6%€210,036▲ 9.2%€26,468▼ 87.4%€7.6m▲ 28,630%€7.8m▲ 3.0%
Working capital-€149,118below the sector's middle half▲ 17.3%-€60,948below the sector's middle half▲ 59.1%€166,159above the sector's middle half-€572,231below the sector's middle half-€801,409below the sector's middle half▼ 40.0%
Solvency98.6%above the sector's middle half98.5%above the sector's middle half▼ 0.1pp99.8%above the sector's middle half▲ 1.3pp64.8%above the sector's middle half▼ 35.0pp64.1%above the sector's middle half▼ 0.7pp
Current ratio0.22below the sector's middle half▲ 0.180.71within the sector's middle half▲ 0.497.29above the sector's middle half▲ 6.580.29below the sector's middle half▼ 7.000.10below the sector's middle half▼ 0.18
Return on assets (ROA)0.4%within the sector's middle half▲ 44.2pp1.1%within the sector's middle half▲ 0.8pp5.4%within the sector's middle half▲ 4.3pp-0.3%within the sector's middle half▼ 5.7pp-0.1%within the sector's middle half▲ 0.2pp
Staff (FTE)1▲ 25.0%3.8▲ 280%3.8=3.8=3.8=
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21.8m
Fixed assets
€21.7m ▲ 1.6%
Current assets
€91,940 ▼ 59.8%
Equity and liabilities €21.8m
Equity
€14.0m ▼ 0.1%
Debt
€7.8m ▲ 3.0%
Debt's share of the balance-sheet total rises from 35.2% to 35.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€244,684
Cash flow
-€14,482
Debt to equity
0.56▲
2024 · 0.54
ROE
-0.1%▲
2024 · -0.4%
Interest coverage
0.88
Debt ≤ 1 year
€893,349▲
2024 · €800,996
Debt > 1 year
€6.8m▲
2024 · €6.7m
Income taxes
€554
Staff costs
€193,238▲
2024 · €188,857
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €3,095 | €2,750 | - | - | - | - |
| Remuneration, social security and pensions62 | €395 | €167,993 | €181,483 | €188,857 | €193,238 | ▲ 2.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €414 | €2,414 | €72 | - | €270 | - |
| Other operating charges640/8 | €348 | €543 | €1,194 | €1,202 | €1,232 | ▲ 2.5% |
| Non-recurring operating charges66A | €1,998 | - | - | - | - | - |
| Gross operating margin9900 | €52,557 | €327,243 | €293,123 | €372,260 | €439,154 | ▲ 18.0% |
| Operating profit (loss)9901 | €49,402 | €156,293 | €110,375 | €182,201 | €244,414 | ▲ 34.1% |
| Financial income75/76B | - | €0 | €653,475 | €2,036 | €17,997 | ▲ 784% |
| Recurring financial income75 | - | €0 | €653,475 | €2,036 | €17,997 | ▲ 784% |
| Financial charges65/66B | €198 | €1,096 | €1,288 | €239,572 | €276,609 | ▲ 15.5% |
| Recurring financial charges65 | €198 | €1,096 | €1,288 | €239,572 | €276,609 | ▲ 15.5% |
| Profit (loss) for the period before taxes9903 | €49,203 | €155,196 | €762,562 | -€55,334 | -€14,198 | ▲ 74.3% |
| Income taxes67/77 | - | - | €550 | - | €554 | - |
| Profit (loss) for the period9904 | €49,203 | €155,196 | €762,012 | -€55,334 | -€14,752 | ▲ 73.3% |
| Profit (loss) for the period to be appropriated9905 | €49,203 | €155,196 | €762,012 | -€55,334 | -€14,752 | ▲ 73.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €13.8m | €13.9m | €14.1m | €21.6m | €21.8m | ▲ 1.0% |
| Fixed assets21/28 | €13.7m | €13.8m | €13.9m | €21.4m | €21.7m | ▲ 1.6% |
| Tangible fixed assets22/27 | €414 | €72 | - | - | €3,730 | - |
| Furniture and vehicles24 | €414 | €72 | - | - | €3,730 | - |
| Financial fixed assets28 | €13.7m | €13.8m | €13.9m | €21.4m | €21.7m | ▲ 1.6% |
| Current assets29/58 | €43,077 | €149,070 | €192,586 | €228,765 | €91,940 | ▼ 59.8% |
| Amounts receivable within one year40/41 | €39,000 | €74,297 | €67,670 | €178,357 | €62,898 | ▼ 64.7% |
| Trade receivables40 | €39,000 | €30,117 | €66,610 | €42,755 | €53,756 | ▲ 25.7% |
| Other amounts receivable41 | - | €44,180 | €1,060 | €135,602 | €9,142 | ▼ 93.3% |
| Cash at bank and in hand54/58 | €4,077 | €73,295 | €123,394 | €47,741 | €13,571 | ▼ 71.6% |
| Deferred charges and accrued income490/1 | - | €1,478 | €1,522 | €2,668 | €15,471 | ▲ 480% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €13.8m | €13.9m | €14.1m | €21.6m | €21.8m | ▲ 1.0% |
| Equity10/15 | €13.6m | €13.7m | €14.0m | €14.0m | €14.0m | ▼ 0.1% |
| Contributions10/11 | €13.7m | €13.7m | €13.7m | €13.7m | €13.7m | = |
| Reserves13 | €9,500 | €9,500 | €9,500 | €9,500 | €9,500 | = |
| Tax-exempt reserves132 | €9,500 | €9,500 | €9,500 | €9,500 | €9,500 | = |
| Profit (loss) carried forward14 | -€157,254 | -€2,057 | €309,955 | €254,621 | €239,869 | ▼ 5.8% |
| Amounts payable17/49 | €192,388 | €210,036 | €26,468 | €7.6m | €7.8m | ▲ 3.0% |
| Amounts payable after more than one year17 | €176 | - | - | €6.7m | €6.8m | ▲ 1.8% |
| Financial debts170/4 | - | - | - | €6.7m | €6.8m | ▲ 1.8% |
| Trade debts175 | €176 | - | - | - | - | - |
| Amounts payable within one year42/48 | €192,195 | €210,018 | €26,427 | €800,996 | €893,349 | ▲ 11.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €442,133 | €572,764 | ▲ 29.5% |
| Trade debts44 | - | €10,467 | €22,265 | €20,725 | €7,199 | ▼ 65.3% |
| Suppliers440/4 | - | €10,467 | €22,265 | €20,725 | €7,199 | ▼ 65.3% |
| Taxes, remuneration and social security45 | - | €8,058 | €3,988 | €8,577 | €9,037 | ▲ 5.4% |
| Taxes450/3 | - | €1,155 | €1,291 | €957 | €1,271 | ▲ 32.9% |
| Remuneration and social security454/9 | - | €6,903 | €2,697 | €7,621 | €7,765 | ▲ 1.9% |
| Other amounts payable47/48 | €192,195 | €191,494 | €174 | €329,560 | €304,349 | ▼ 7.6% |
| Accrued charges and deferred income492/3 | €17 | €17 | €41 | €97,392 | €110,866 | ▲ 13.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €49,203 | €155,196 | €762,012 | -€55,334 | -€14,752 | ▲ 73.3% |
| + Depreciation and write-downs630 | €414 | €2,414 | €72 | - | €270 | - |
| Operating cash flow (approximation) | €49,618 | €157,611 | €762,084 | -€55,334 | -€14,482 | ▲ 73.8% |
| Investment in fixed assets (approximation) | - | -€69,265 | -€85,000 | -€7.5m | -€349,718 | ▲ 95.3% |
| Change in cash | - | €69,218 | €50,099 | -€75,653 | -€34,170 | ▲ 54.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
21-05
State Gazette act
General meeting · Merger
Declaration · Real estate
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €762,012 ▲391%
Net result €762,012, the highest in the series.
31-12
Financial
Liquidity times 10current ratio 7.29
Current ratio from 0.71 to 7.29; short-term debt falls from €210,018 to €26,427.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €49,203
Net result €49,203 after 3 loss-making years.
31-12
Financial
Equity above €10mEq €13.6m
Equity rises from -€176,497 to €13.6m.
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 10 days late
Show earlier events
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 8 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Chaudfontaine · 2 establishment units since 2014
Ground area
3,559 m²
Building footprint
18 m²
Volume, LiDAR
45 m³
2 parcels, Wallonia · tallest building 4.4 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
Rue de Louveigné 188, 4052 Chaudfontaine
since 20142.234.255.042
SOFOOD SERVICE TRAITEUR
since 20162.250.910.536
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108B0220/00L000 | Wallonia | 2,587 m² | - | - |
| 62012D0315/00N002 | Wallonia | 972 m² | 1 · 18 m² | 4.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
SODAPHI GROUP
11 companies
Group, risk and exposure
Owners and holdings
1 owner · 5 holdings · 7 subsidiaries in the treeChain of control
- SODAPHI GROUP
- So Immo
Highest known parent: SODAPHI GROUP. The sources do not say who stands above it.
Owners 1
- SODAPHI GROUPparent100%
Holdings 5
-
100%
-
100%
-
87.73%
-
50%
-
25.18%
All subsidiaries, including indirect ones 7
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
- CONFORT IMMO SPA 100%
FINANCIERE MEHAIGNE 100%1 subsidiary
- MONDE SAUVAGE SAFARI 100%
So CARE IMMO 87.73%3 subsidiaries
According to the 2025 annual accounts of So Immo and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 7,494 companies in this sector we hold annual accounts for 2,451. 63 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded08-01-2014
Fiscal year end31-12
Activities, NACEBEL 2025
56210Event catering
81100Combined facilities support activities
33120Repair and maintenance of machinery
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Contact
Phone
04 657 93 70Chaudfontaine
Fax
04 257 93 79Chaudfontaine
Phone
04/3740769Visé
E-invoicing
Reachable via Peppol
Peppol ID
0208:0543893846
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.