Summary
SNYPE has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €13.27M and a net result of €3.37M. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 31% of 3200 sector peers (fiscal year 2025). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
63 d early
2024
72 d early
2023
64 d early
2022
67 d early
2021
72 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema, statutory accounts
Turnover
€1.77M▲ 15.0%
2024 · €1.54M
2018: €820klowest in 8 years
2019: €935k▲ +14.1% vs 2018
2020: €940k▲ +0.4% vs 2019
2021: €1.17M▲ +24.5% vs 2020
2022: €1.29M▲ +10.0% vs 2021
2023: €1.52M▲ +18.4% vs 2022
2024: €1.54M▲ +0.8% vs 2023
2025: €1.77M▲ +15.0% vs 2024highest in 8 years
2018 → 2025
EBIT margin
9.7%▼ 2.2pp
2024 · 11.9%
2018: -14.0%lowest in 8 years
2019: 5.8%▲ +141% vs 2018
2020: 15.7%▲ +170% vs 2019highest in 8 years
2021: 15.3%▼ -2.2% vs 2020
2022: 13.1%▼ -14.4% vs 2021
2023: 10.7%▼ -18.4% vs 2022
2024: 11.9%▲ +11.1% vs 2023
2025: 9.7%▼ -18.7% vs 2024
2018 → 2025
Net result
€3.37M▲ 61.3%
2024 · €2.09M
2018: €350klowest in 8 years
2019: €916k▲ +161% vs 2018
2020: €918k▲ +0.3% vs 2019
2021: €2.56M▲ +179% vs 2020
2022: €2.19M▼ -14.6% vs 2021
2023: €1.71M▼ -21.7% vs 2022
2024: €2.09M▲ +22.0% vs 2023
2025: €3.37M▲ +61.3% vs 2024highest in 8 years
2018 → 2025
Working capital
€-4.18M▼ 195%
2024 · €-1.42M
2018: €-144k
2019: €-508k▼ -252% vs 2018
2020: €-671k▼ -32.0% vs 2019
2021: €134k▲ +120% vs 2020highest in 8 years
2022: €-910k▼ -778% vs 2021
2023: €-996k▼ -9.5% vs 2022
2024: €-1.42M▼ -42.2% vs 2023
2025: €-4.18M▼ -195% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.17M-€1.29M▲ 10.0%€1.52M▲ 18.4%€1.54M▲ 0.8%€1.77M▲ 15.0%
2021: €1.17Mlowest in 5 years
2022: €1.29M▲ +10.0% vs 2021
2023: €1.52M▲ +18.4% vs 2022
2024: €1.54M▲ +0.8% vs 2023
2025: €1.77M▲ +15.0% vs 2024highest in 5 years
Equity€5.91M-€8.10M▲ 37.0%€9.81M▲ 21.1%€10.90M▲ 11.1%€13.27M▲ 21.7%
2021: €5.91Mlowest in 5 years
2022: €8.10M▲ +37.0% vs 2021
2023: €9.81M▲ +21.1% vs 2022
2024: €10.90M▲ +11.1% vs 2023
2025: €13.27M▲ +21.7% vs 2024highest in 5 years
Operating result€179k-€169k▼ 5.8%€163k▼ 3.4%€183k▲ 12.0%€171k▼ 6.5%
2021: €179k
2022: €169k▼ -5.8% vs 2021
2023: €163k▼ -3.4% vs 2022lowest in 5 years
2024: €183k▲ +12.0% vs 2023highest in 5 years
2025: €171k▼ -6.5% vs 2024
Net result€2.56M-€2.19M▼ 14.6%€1.71M▼ 21.7%€2.09M▲ 22.0%€3.37M▲ 61.3%
2021: €2.56M
2022: €2.19M▼ -14.6% vs 2021
2023: €1.71M▼ -21.7% vs 2022lowest in 5 years
2024: €2.09M▲ +22.0% vs 2023
2025: €3.37M▲ +61.3% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43.44M
Fixed assets
€34.46M ▲ 109%
Current assets
€8.99M ▲ 591%
Equity and liabilities €43.44M
Equity
€13.27M ▲ 21.7%
Debt
€30.18M ▲ 337%
Debt's share of the balance-sheet total rises from 38.8% to 69.5%. Equity and debt are higher.
Key figures and ratios
ROE
25.4%▲
2024 · 19.2%
ROA
7.8%▼
2024 · 11.7%
Debt ≤ 1 year
€13.17M▲
2024 · €2.72M
Debt > 1 year
€17.00M▲
2024 · €4.19M
Income taxes
€2k▼
2024 · €16k
Staff costs
€366k▲
2024 · €327k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 76 lines
Balance sheet
Code20242025
Assets
Total assets20/58€17.81M€43.44M▲
Fixed assets21/28€16.51M€34.46M▲
Intangible fixed assets21€542k€473k▼
Tangible fixed assets22/27€12k€12k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€12k€10k▼
Financial fixed assets28€15.96M€33.97M▲
Affiliated companies280/1€15.95M€33.97M▲
Participating interests280€15.95M€33.97M▲
Other financial fixed assets284/8€1k€1k=
Amounts receivable and cash guarantees285/8€1k€1k=
Current assets29/58€1.30M€8.99M▲
Amounts receivable after more than one year29€34k€34k=
Other amounts receivable291€34k€34k=
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€854k€859k▲
Trade receivables40€390k€494k▲
Other amounts receivable41€463k€365k▼
Cash at bank and in hand54/58€409k€7.99M▲
Deferred charges and accrued income490/1€4k€109k▲
Equity and liabilities
Total equity and liabilities10/49€17.81M€43.44M▲
Equity10/15€10.90M€13.27M▲
Contributions10/11€1.07M€1.07M=
Capital10€1.07M€1.07M=
Issued capital100€1.07M€1.07M=
Reserves13€607k€607k=
Non-distributable reserves130/1€107k€107k=
Legal reserve130€107k€107k=
Distributable reserves133€500k€500k=
Profit (loss) carried forward14€9.22M€11.59M▲
Amounts payable17/49€6.91M€30.18M▲
Amounts payable after more than one year17€4.19M€17.00M▲
Financial debts170/4€4.19M€14.80M▲
Credit institutions173€4.19M€14.80M▲
Other amounts payable178/9-€2.20M
Amounts payable within one year42/48€2.72M€13.17M▲
Current portion of amounts payable after more than one year42€1.48M€3.27M▲
Trade debts44€135k€103k▼
Suppliers440/4€135k€103k▼
Taxes, remuneration and social security45€58k€51k▼
Taxes450/3€19k€21k▲
Remuneration and social security454/9€39k€30k▼
Other amounts payable47/48€1.04M€9.74M▲
Accrued charges and deferred income492/3€9k€11k▲
Income statement
Code20242025
Operating income70/76A€1.60M€2.09M▲
Turnover70€1.54M€1.77M▲
Other operating income74€68k€217k▲
Non-recurring operating income76A-€108k
Operating charges60/66A€1.42M€1.92M▲
Services and other goods61€1.01M€1.32M▲
Remuneration, social security and pensions62€327k€366k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€81k€84k▲
Other operating charges640/8€1k€152k▲
Operating profit (loss)9901€183k€171k▼
Financial income75/76B€2.14M€3.47M▲
Recurring financial income75€2.14M€3.46M▲
Income from financial fixed assets750€2.13M€3.45M▲
Income from current assets751€9k€9k▼
Other financial income752/9€1k€4k▲
Non-recurring financial income76B-€8k
Financial charges65/66B€219k€270k▲
Recurring financial charges65€169k€270k▲
Debt charges650€165k€262k▲
Other financial charges652/9€4k€8k▲
Non-recurring financial charges66B€49k€0▼
Profit (loss) for the period before taxes9903€2.10M€3.37M▲
Income taxes67/77€16k€2k▼
Taxes670/3€16k€2k▼
Tax adjustments and reversals of tax provisions77€53€0▼
Profit (loss) for the period9904€2.09M€3.37M▲
Profit (loss) for the period to be appropriated9905€2.09M€3.37M▲
Appropriation of the result
Profit (loss) to be appropriated9906€10.22M€12.59M▲
Profit (loss) brought forward from the previous period14P€8.13M€9.22M▲
Profit to be distributed694/7€1.00M€1.00M=
Return on contributions (dividend)694€1.00M€1.00M=
Social balance
Average headcount (FTE)90875.14.7▼
The notes to these accounts (114 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €1.18M | €1.32M | €1.60M | €1.60M | €2.09M | ▲ 30.4% |
| Turnover70 | €1.17M | €1.29M | €1.52M | €1.54M | €1.77M | ▲ 15.0% |
| Other operating income74 | €14k | €33k | €80k | €68k | €217k | ▲ 221% |
| Non-recurring operating income76A | - | - | - | - | €108k | - |
| Operating charges60/66A | €1.01M | €1.15M | €1.44M | €1.42M | €1.92M | ▲ 35.2% |
| Services and other goods61 | €695k | €764k | €960k | €1.01M | €1.32M | ▲ 30.3% |
| Remuneration, social security and pensions62 | €285k | €320k | €394k | €327k | €366k | ▲ 12.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22k | €41k | €86k | €81k | €84k | ▲ 3.8% |
| Other operating charges640/8 | €3k | €27k | €2k | €1k | €152k | ▲ 13,957% |
| Operating profit (loss)9901 | €179k | €169k | €163k | €183k | €171k | ▼ 6.5% |
| Financial income75/76B | €2.50M | €2.20M | €1.76M | €2.14M | €3.47M | ▲ 62.2% |
| Recurring financial income75 | €2.01M | €2.20M | €1.76M | €2.14M | €3.46M | ▲ 61.8% |
| Income from financial fixed assets750 | €1.99M | €2.18M | €1.70M | €2.13M | €3.45M | ▲ 62.0% |
| Income from current assets751 | €17k | €26k | €9k | €9k | €9k | ▼ 5.5% |
| Other financial income752/9 | €297 | €1 | €48k | €1k | €4k | ▲ 295% |
| Non-recurring financial income76B | €496k | - | - | - | €8k | - |
| Financial charges65/66B | €88k | €167k | €196k | €219k | €270k | ▲ 23.5% |
| Recurring financial charges65 | €88k | €167k | €196k | €169k | €270k | ▲ 59.5% |
| Debt charges650 | €79k | €162k | €193k | €165k | €262k | ▲ 58.2% |
| Other financial charges652/9 | €9k | €6k | €3k | €4k | €8k | ▲ 111% |
| Non-recurring financial charges66B | - | - | - | €49k | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €2.59M | €2.20M | €1.72M | €2.10M | €3.37M | ▲ 60.2% |
| Income taxes67/77 | €35k | €16k | €13k | €16k | €2k | ▼ 86.2% |
| Taxes670/3 | €35k | €16k | €13k | €16k | €2k | ▼ 86.2% |
| Tax adjustments and reversals of tax provisions77 | €56 | €5 | €518 | €53 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €2.56M | €2.19M | €1.71M | €2.09M | €3.37M | ▲ 61.3% |
| Profit (loss) for the period to be appropriated9905 | €2.56M | €2.19M | €1.71M | €2.09M | €3.37M | ▲ 61.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €11.96M | €17.02M | €17.90M | €17.81M | €43.44M | ▲ 144% |
| Fixed assets21/28 | €10.44M | €15.69M | €16.01M | €16.51M | €34.46M | ▲ 109% |
| Intangible fixed assets21 | €51k | €639k | €580k | €542k | €473k | ▼ 12.7% |
| Tangible fixed assets22/27 | €21k | €11k | €14k | €12k | €12k | ▼ 4.4% |
| Plant, machinery and equipment23 | - | - | - | - | €2k | - |
| Furniture and vehicles24 | €21k | €11k | €14k | €12k | €10k | ▼ 17.4% |
| Financial fixed assets28 | €10.37M | €15.04M | €15.42M | €15.96M | €33.97M | ▲ 113% |
| Affiliated companies280/1 | €10.36M | €15.04M | €15.42M | €15.95M | €33.97M | ▲ 113% |
| Participating interests280 | €10.36M | €15.04M | €15.42M | €15.95M | €33.97M | ▲ 113% |
| Other financial fixed assets284/8 | €1k | €1k | €1k | €1k | €1k | = |
| Amounts receivable and cash guarantees285/8 | €1k | €1k | €1k | €1k | €1k | = |
| Current assets29/58 | €1.53M | €1.33M | €1.89M | €1.30M | €8.99M | ▲ 591% |
| Amounts receivable after more than one year29 | €305k | - | - | €34k | €34k | = |
| Other amounts receivable291 | €305k | - | - | €34k | €34k | = |
| Stocks and contracts in progress3 | - | - | - | €0 | €0 | - |
| Amounts receivable within one year40/41 | €815k | €1.21M | €1.47M | €854k | €859k | ▲ 0.6% |
| Trade receivables40 | €142k | €479k | €459k | €390k | €494k | ▲ 26.5% |
| Other amounts receivable41 | €674k | €726k | €1.02M | €463k | €365k | ▼ 21.2% |
| Cash at bank and in hand54/58 | €398k | €105k | €410k | €409k | €7.99M | ▲ 1,851% |
| Deferred charges and accrued income490/1 | €8k | €22k | €2k | €4k | €109k | ▲ 2,564% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €11.96M | €17.02M | €17.90M | €17.81M | €43.44M | ▲ 144% |
| Equity10/15 | €5.91M | €8.10M | €9.81M | €10.90M | €13.27M | ▲ 21.7% |
| Contributions10/11 | €1.07M | €1.07M | €1.07M | €1.07M | €1.07M | = |
| Capital10 | €1.07M | €1.07M | €1.07M | €1.07M | €1.07M | = |
| Issued capital100 | €1.07M | €1.07M | €1.07M | €1.07M | €1.07M | = |
| Reserves13 | €607k | €607k | €607k | €607k | €607k | = |
| Non-distributable reserves130/1 | €107k | €107k | €107k | €107k | €107k | = |
| Legal reserve130 | €107k | €107k | €107k | €107k | €107k | = |
| Distributable reserves133 | €500k | €500k | €500k | €500k | €500k | = |
| Profit (loss) carried forward14 | €4.23M | €6.42M | €8.13M | €9.22M | €11.59M | ▲ 25.7% |
| Amounts payable17/49 | €6.05M | €8.92M | €8.09M | €6.91M | €30.18M | ▲ 337% |
| Amounts payable after more than one year17 | €4.65M | €6.66M | €5.19M | €4.19M | €17.00M | ▲ 306% |
| Financial debts170/4 | €4.65M | €6.66M | €5.19M | €4.19M | €14.80M | ▲ 254% |
| Subordinated loans170 | €201k | €115k | - | - | - | - |
| Credit institutions173 | €4.45M | €6.54M | €5.19M | €4.19M | €14.80M | ▲ 254% |
| Other amounts payable178/9 | - | - | - | - | €2.20M | - |
| Amounts payable within one year42/48 | €1.39M | €2.24M | €2.88M | €2.72M | €13.17M | ▲ 385% |
| Current portion of amounts payable after more than one year42 | €1.22M | €1.88M | €1.59M | €1.48M | €3.27M | ▲ 121% |
| Trade debts44 | €41k | €98k | €120k | €135k | €103k | ▼ 23.6% |
| Suppliers440/4 | €41k | €98k | €120k | €135k | €103k | ▼ 23.6% |
| Taxes, remuneration and social security45 | €89k | €105k | €41k | €58k | €51k | ▼ 12.1% |
| Taxes450/3 | €35k | €54k | €14k | €19k | €21k | ▲ 8.7% |
| Remuneration and social security454/9 | €54k | €52k | €28k | €39k | €30k | ▼ 22.5% |
| Other amounts payable47/48 | €39k | €163k | €1.13M | €1.04M | €9.74M | ▲ 835% |
| Accrued charges and deferred income492/3 | €11k | €21k | €16k | €9k | €11k | ▲ 25.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2.56M | €2.19M | €1.71M | €2.09M | €3.37M | ▲ 61.3% |
| + Depreciation and write-downs630 | €22k | €41k | €86k | €81k | €84k | ▲ 3.8% |
| Operating cash flow (approximation) | €2.58M | €2.23M | €1.80M | €2.17M | €3.45M | ▲ 59.2% |
| Investment in fixed assets (approximation) | - | €-5.29M | €-409k | €-581k | €-18.03M | ▼ 3,006% |
| Change in cash | - | €-293k | €305k | €-759 | €7.58M | ▲ 998,834% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · consolidated
2025
31-12
Financial
Highest result since 2018net €3.37M ▲61.3%
Net result €3.37M, the highest in the series.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · consolidated
2024
31-12
Financial
Equity above €10MEq €10.90M ▲11.1%
7 profitable years in a row build equity to €10.90M.
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · consolidated
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · consolidated
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · consolidated
2021
31-12
Financial
Equity above €5MEq €5.91M ▲76.3%
4 profitable years in a row build equity to €5.91M.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Engis · 1 establishment unit since 1995
Ground area
2.4 ha
Parcel 61027A0229/00P003, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue des Tuiliers 1, 4480 Engis
since 19952.071.117.175
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61027A0229/00P003 | Wallonia | 2.4 ha | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Identification & contact
Identification
Legal formPublic limited company
Founded01-04-1995
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.