Skip to content

SNV-TECHNICS

Active
Private limited companyfounded 2024active for 2 yearsHayenhoek 40, 3910 Pelt, BelgiumKBO/BCE: BE 1010.061.493
Summary

SNV-TECHNICS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,933 and a net result of €6,933. Its solvency ranks better than 55% of 34,590 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Financials · financial year 2025, micro format

2025 annual accounts filed late (69 days) Filed on 8 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00552739.

Equity
€7,933
Total assets
€15,448
Net result
€6,933
Working capital
€5,757

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €15,448
Fixed assets €2,176
Current assets €13,272
Equity and liabilities €15,448
Equity €7,933
Debt €7,515
Debt finances 48.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€11,095
Cash flow
€7,789
Current ratio
1.77
Debt to equity
0.95
ROE
87.4%
ROA
44.9%
Interest coverage
28.52
Debt ≤ 1 year
€7,515
Income taxes
€2,917

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€15,448
Fixed assets21/28€2,176
Tangible fixed assets22/27€2,176
Plant, machinery and equipment23€2,176
Current assets29/58€13,272
Amounts receivable within one year40/41€3,681
Trade receivables40€1,379
Other amounts receivable41€2,302
Cash at bank and in hand54/58€9,591
Equity and liabilities
Total equity and liabilities10/49€15,448
Equity10/15€7,933
Contributions10/11€1,000
Reserves13€6,933
Distributable reserves133€6,933
Amounts payable17/49€7,515
Amounts payable within one year42/48€7,515
Trade debts44€2,573
Suppliers440/4€2,573
Taxes, remuneration and social security45€3,367
Taxes450/3€3,367
Other amounts payable47/48€1,575
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€856
Other operating charges640/8€3,973
Gross operating margin9900€15,068
Operating profit (loss)9901€10,239
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€389
Recurring financial charges65€389
Profit (loss) for the period before taxes9903€9,850
Income taxes67/77€2,917
Profit (loss) for the period9904€6,933
Profit (loss) for the period to be appropriated9905€6,933
Appropriation of the result
Profit (loss) to be appropriated9906€6,933
Transfer to equity691/2€6,933
To other reserves6921€6,933

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€856
Other operating charges640/8€3,973
Gross operating margin9900€15,068
Operating profit (loss)9901€10,239
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€389
Recurring financial charges65€389
Profit (loss) for the period before taxes9903€9,850
Income taxes67/77€2,917
Profit (loss) for the period9904€6,933
Profit (loss) for the period to be appropriated9905€6,933
Line2025
Assets
Total assets20/58€15,448
Fixed assets21/28€2,176
Tangible fixed assets22/27€2,176
Plant, machinery and equipment23€2,176
Current assets29/58€13,272
Amounts receivable within one year40/41€3,681
Trade receivables40€1,379
Other amounts receivable41€2,302
Cash at bank and in hand54/58€9,591
Equity and liabilities
Total equity and liabilities10/49€15,448
Equity10/15€7,933
Contributions10/11€1,000
Reserves13€6,933
Distributable reserves133€6,933
Amounts payable17/49€7,515
Amounts payable within one year42/48€7,515
Trade debts44€2,573
Suppliers440/4€2,573
Taxes, remuneration and social security45€3,367
Taxes450/3€3,367
Other amounts payable47/48€1,575
Line2025
Profit (loss) for the period9904€6,933
+ Depreciation and write-downs630€856
Operating cash flow (approximation)€7,789

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 08-10-2026 2026-00552739

Similar companies · same sector, comparable size

Of the 9,479 active companies whose main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222), figures are known for 5,708. 2,234 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.