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SNV

Active
Private limited companyfounded 2016active for 10 yearsTorfbergen 7, 2460 Kasterlee, BelgiumKBO/BCE: BE 0657.919.821

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SNV has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €315,951 and a net result of €37,568. Equity has been growing by about 5.2% per year since 2019. Its solvency ranks better than 52% of 388 sector peers (NACE 68, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 29-06-2016 Normal situation
Activity
Buying and selling of own real estate NACE 68110
Establishment unit
2.254.849.231 2460 Kasterlee, since 29-06-2016
Financial year end
31 March
Peppol
Reachable since 25-11-2025

Board and ownership

Financial position

95 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 31-03-2026
Gross margin
€69,697
▼ 6.4%
Turnover
≈ €180,000
estimated
Profit
€37,568
▼ 5.9%
Equity
€315,951
▲ 5.9%
Total assets
€742,874
▼ 0.3%
Filed on 21-09-2026, 40 days before the deadlineat the National Bank
Score breakdownraises riskLiquidity: current ratio 2.86, cash €18,062lowers riskSize: total assets €742,874Figures for financial year 2026 (filed on 23-09-2026)Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2026
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies in real estate (NACE 68)
Financial strength · tick: 2025
Strong
Solvency 68+3
equity 42.5% of total assets
Liquidity 53=
short-term debt 7.6% · cash 2.4%
Profitability 75=
return on assets 5.1%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 0.1%▼ -0.1 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.86 (2.59 in 2025), above the usual 1.5. Short-term debt is 7.6% and cash 2.4% of total assets. However, 57.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 59% of them on solvency, 62% on liquidity, 70% on profitability and 60% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €742,874
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2026 (filed on 23-09-2026)
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Liquidity: current ratio 2.86, cash €18,062
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 21-09-2026, 40 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2026
40 days early
2025
8 days early
2024
2 days early
2023
5 days early
2022
2 days late
2021
3 days early
2020
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 26 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2023accounts within the deadline every year 4 years View

Comparable companies

These companies have the same main activity as SNV: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €708,000 and €850,000, founded between 2015 and 2017.

CompanyTotal assetsGross margin
SNV Kasterlee€742,874€69,697
LIMMOO Hoogstraten€785,653€62,413
POLIMMO FRÈRES Anderlecht€708,410€79,284
Vastgoed Lemahieu Heuvelland€784,821€69,751
DISTIMO Peer€791,416€86,451
GRISARD PROPERTY Grez-Doiceau€783,564€57,562
VOS RESIDENCES Havelange€849,617€62,161
Full comparison

Documents

Annual accounts at the NBB

All 9 annual accounts

Articles and registers

Key facts about SNV

What is the company number of SNV?
The company number of SNV is 0657.919.821. The VAT number is the same number with BE in front: BE 0657.919.821.
Where is SNV based?
The registered office is at Torfbergen 7, 2460 Kasterlee.Company details
What does SNV do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of SNV?
The legal form of SNV is Private limited company (BV).
When was SNV founded?
SNV was founded on 29-06-2016.
Is SNV still active?
Yes, SNV is an active enterprise in the KBO register.
What is the turnover of SNV?
The turnover in financial year 2026 is ≈ €180,000. This figure is estimated from the gross margin of €69,697 and 47 comparable companies (NACE 681). It probably lies between €93,000 and €380,000.Financials
Is SNV profitable?
In financial year 2026, SNV made a profit of €37,568.
Where can I find the annual accounts of SNV?
SNV filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of SNV due?
SNV must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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