SNPS Belgium
ActiveSNPS Belgium has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.95M and a net result of €407k. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 58% of 2692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-4
Solvency82▲+3
Growth66=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.81 in 2024; short-term debt: 42.8% and cash: 51.3% of total assets), and 43.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.5%
Return on assets
7.8%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 28-01-2026, 123 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
123 d early
2024
141 d early
2023
134 d early
2022
138 d early
2021
133 d early
2020
118 d early
2019
95 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€5.20M▲ 8.3%
2019 · €4.80M
2018: €4.80M
2019: €4.80M
2018 → 2021
EBIT margin
7.5%=
2019 · 7.5%
2018: 7.5%
2019: 7.5%
2018 → 2021
Net result
€407k▼ 17.4%
2024 · €493k
2018: €214k
2019: €229k
2020: €252k
2021: €272k
2022: €311k
2023: €415k
2024: €493k
2018 → 2025
Working capital
€1.42M▼ 18.6%
2024 · €1.75M
2018: €550k
2019: €803k
2020: €1.06M
2021: €1.33M
2022: €1.62M
2023: €2.05M
2024: €1.75M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€5.20M-
Equity€1.32M-€1.63M▲ 23.5%€2.05M▲ 25.4%€2.54M▲ 24.1%€2.95M▲ 16.0%
Operating result€388k-€444k▲ 14.4%€553k▲ 24.7%€612k▲ 10.7%€582k▼ 5.0%
Net result€272k-€311k▲ 14.1%€415k▲ 33.5%€493k▲ 18.9%€407k▼ 17.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.22M
Fixed assets
€1.56M▲ 89.2%
Current assets
€3.65M▼ 6.3%
Equity and liabilities €5.22M
Equity
€2.95M▲ 16.0%
Debt
€2.27M▲ 3.9%
The debt ratio falls from 46.2% to 43.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€595k▼
2024 · €628k
Cash flow
€420k▼
2024 · €508k
Solvency
56.5%▲
2024 · 53.8%
Current ratio
1.64▼
2024 · 1.81
Quick ratio
1.64▼
2024 · 1.81
Debt / equity
0.77▼
2024 · 0.86
ROE
13.8%▼
2024 · 19.4%
ROA
7.8%▼
2024 · 10.4%
Interest coverage
259.38▲
2024 · 26.70
Debt
€2.27M▲
2024 · €2.18M
Debt ≤ 1 year
€2.23M▲
2024 · €2.15M
Income taxes
€193k▲
2024 · €147k
Staff costs
€8.75M▲
2024 · €8.44M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.72M€5.22M▲
Fixed assets21/28€826k€1.56M▲
Tangible fixed assets22/27€76k€63k▼
Plant, machinery and equipment23€76k€63k▼
Financial fixed assets28€750k€1.50M▲
Current assets29/58€3.90M€3.65M▼
Amounts receivable within one year40/41€1.05M€955k▼
Other amounts receivable41€1.05M€955k▼
Cash at bank and in hand54/58€2.83M€2.67M▼
Deferred charges and accrued income490/1€17k€24k▲
Equity and liabilities
Total equity and liabilities10/49€4.72M€5.22M▲
Equity10/15€2.54M€2.95M▲
Contributions10/11€322k€322k=
Reserves13€32k€32k=
Non-distributable reserves130/1€32k€32k=
Reserves not available under the articles1311€32k€32k=
Profit (loss) carried forward14€2.19M€2.59M▲
Amounts payable17/49€2.18M€2.27M▲
Amounts payable within one year42/48€2.15M€2.23M▲
Trade debts44€64k€84k▲
Suppliers440/4€64k€84k▲
Taxes, remuneration and social security45€2.09M€2.15M▲
Taxes450/3€0-
Remuneration and social security454/9€2.09M€2.15M▲
Accrued charges and deferred income492/3€33k€39k▲
Income statement
Code20242025
Remuneration, social security and pensions62€8.44M€8.75M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€13k▼
Other operating charges640/8€18k€0▼
Gross operating margin9900€9.09M€9.34M▲
Operating profit (loss)9901€612k€582k▼
Financial income75/76B€50k€20k▼
Recurring financial income75€50k€20k▼
Financial charges65/66B€24k€2k▼
Recurring financial charges65€24k€2k▼
Profit (loss) for the period before taxes9903€639k€600k▼
Income taxes67/77€147k€193k▲
Profit (loss) for the period9904€493k€407k▼
Profit (loss) for the period to be appropriated9905€493k€407k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.19M€2.59M▲
Profit (loss) brought forward from the previous period14P€1.69M€2.19M▲
Social balance
Average headcount (FTE)908734.740.5▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
State Gazette act
Registered office · Other addresses · Statutes amendmentGeneral meeting · Registered-office move · Statutes amendment3 facts ▸
State Gazette act
Registered office · Other addresses · Statutes amendment
General meeting · Registered-office move · Statutes amendment3 facts ▸
- General meeting, 2026-08-12
- Registered-office move, Rue Courbevoie 13, 1348 Louvain-la-Neuve
- Statutes amendment
10-09
State Gazette act
Registered office · Statutes amendmentGeneral meeting · Registered-office move · Corporate purpose5 facts ▸
State Gazette act
Registered office · Statutes amendment
General meeting · Registered-office move · Corporate purpose5 facts ▸
- General meeting, 2026-08-12
- Registered-office move, Région wallonne
- Corporate purpose, fournir des services de conception, développer des outils de CAO sur mesure, commercialiser des outils de CAO pour les systèmes matériels et logiciels sur silic…
- Statutes amendment
- Shares issued, 13000
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-10
Financial
Highest result since 2018net €493k ▲18.9%
Operating result €612k, net result €493k, both a record.
18-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-10
Financial
Equity above €2MEq €2.05M ▲25.4%
6 profitable years in a row build equity to €2.05M.
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-10
Financial
Equity above €1MEq €1.05M ▲31.6%
3 profitable years in a row build equity to €1.05M.
26-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
14-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
19 acts for this company are in the Belgian State Gazette, of which we have read 2. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Courbevoie 131348 Ottignies-Louvain-la-NeuveGround area
1.4 ha
Building footprint
3,106 m²
Volume, LiDAR
39,630 m³
2 parcels, Flanders, Wallonia · tallest building 24.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SNPSbelgium nv
since 20142.234.102.614
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514C0039/00L000 | Flanders | 1.3 ha | 1 · 596 m² | 7.7 m · 2 fl. |
| 25386B0254/00X000 | Wallonia | 1,248 m² | 1 · 2,510 m² | 24.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 2,000 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-1996
Fiscal year end31-10
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.