Summary
SNP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €284,693 and a net result of €63,483. Equity is growing by ~36.4% per year across the filed fiscal years. Its solvency ranks better than 74% of 5587 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
8 d early
2023
2 d early
2022
27 d late
2021
31 d late
2020
20 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€284,693=
2024 · €284,610
Net result
€63,483▲ 96.2%
2024 · €32,358
Total assets
€365,473▲ 20.9%
2024 · €302,276
Solvency
77.9%▼ 16.3pp
2024 · 94.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€18,495€80,785▲ 337%€139,274▲ 72.4%€89,864▼ 35.5%€101,456▲ 12.9%
Net result€12,566within the sector's middle half€75,086above the sector's middle half▲ 498%€119,340above the sector's middle half▲ 58.9%€32,358within the sector's middle half▼ 72.9%€63,483within the sector's middle half▲ 96.2%
Equity€57,825within the sector's middle half▲ 27.8%€132,912within the sector's middle half▲ 130%€252,252within the sector's middle half▲ 89.8%€284,610within the sector's middle half▲ 12.8%€284,693within the sector's middle half=
Total assets€129,317within the sector's middle half▼ 7.8%€222,385within the sector's middle half▲ 72.0%€353,242within the sector's middle half▲ 58.8%€302,276within the sector's middle half▼ 14.4%€365,473below the sector's middle half▲ 20.9%
Debt€71,492▼ 24.8%€89,473▲ 25.2%€100,990▲ 12.9%€17,666▼ 82.5%€80,780▲ 357%
Working capital-€1,611within the sector's middle half€79,466within the sector's middle half€215,296above the sector's middle half▲ 171%€245,072above the sector's middle half▲ 13.8%€261,413within the sector's middle half▲ 6.7%
Solvency44.7%within the sector's middle half▲ 12.5pp59.8%within the sector's middle half▲ 15.1pp71.4%within the sector's middle half▲ 11.6pp94.2%above the sector's middle half▲ 22.7pp77.9%within the sector's middle half▼ 16.3pp
Current ratio0.97within the sector's middle half▼ 0.541.89within the sector's middle half▲ 0.913.13within the sector's middle half▲ 1.2414.87above the sector's middle half▲ 11.744.24above the sector's middle half▼ 10.64
Return on assets (ROA)9.7%within the sector's middle half▲ 14.2pp33.8%above the sector's middle half▲ 24.0pp33.8%above the sector's middle half=10.7%within the sector's middle half▼ 23.1pp17.4%above the sector's middle half▲ 6.7pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €365,473
Fixed assets
€23,280 ▼ 41.1%
Current assets
€342,193 ▲ 30.2%
Equity and liabilities €365,473
Equity
€284,693 =
Debt
€80,780 ▲ 357%
Debt's share of the balance-sheet total rises from 5.8% to 22.1%. Debt is higher.
Key figures and ratios
ROE
22.3%▲
2024 · 11.4%
Debt ≤ 1 year
€80,780▲
2024 · €17,666
Income taxes
€36,742▼
2024 · €55,859
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,643 | €16,490 | €16,490 | €13,818 | €16,258 | ▲ 17.7% |
| Other operating charges640/8 | €1,491 | €1,187 | €991 | €494 | €1,242 | ▲ 151% |
| Gross operating margin9900 | €28,629 | €98,462 | €156,755 | €104,176 | €118,956 | ▲ 14.2% |
| Operating profit (loss)9901 | €18,495 | €80,785 | €139,274 | €89,864 | €101,456 | ▲ 12.9% |
| Financial charges65/66B | €1,003 | €1,656 | €2,065 | €1,647 | €1,231 | ▼ 25.3% |
| Recurring financial charges65 | €1,003 | €1,656 | €2,065 | €1,647 | €1,231 | ▼ 25.3% |
| Profit (loss) for the period before taxes9903 | €17,492 | €79,129 | €137,209 | €88,217 | €100,225 | ▲ 13.6% |
| Income taxes67/77 | €4,926 | €4,042 | €17,869 | €55,859 | €36,742 | ▼ 34.2% |
| Profit (loss) for the period9904 | €12,566 | €75,086 | €119,340 | €32,358 | €63,483 | ▲ 96.2% |
| Profit (loss) for the period to be appropriated9905 | €12,566 | €75,086 | €119,340 | €32,358 | €63,483 | ▲ 96.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €129,317 | €222,385 | €353,242 | €302,276 | €365,473 | ▲ 20.9% |
| Fixed assets21/28 | €69,936 | €53,446 | €36,956 | €39,538 | €23,280 | ▼ 41.1% |
| Intangible fixed assets21 | €8,000 | €4,000 | €0 | - | - | - |
| Tangible fixed assets22/27 | €61,936 | €49,446 | €36,956 | €39,538 | €23,280 | ▼ 41.1% |
| Plant, machinery and equipment23 | €53,964 | €42,299 | €30,634 | €34,041 | €18,608 | ▼ 45.3% |
| Furniture and vehicles24 | €7,972 | €7,147 | €6,322 | €5,497 | €4,672 | ▼ 15.0% |
| Current assets29/58 | €59,381 | €168,939 | €316,286 | €262,738 | €342,193 | ▲ 30.2% |
| Amounts receivable within one year40/41 | €6,626 | €132,410 | €147,310 | €45,094 | €39,770 | ▼ 11.8% |
| Trade receivables40 | €3,567 | €128,417 | €147,310 | €45,094 | €39,770 | ▼ 11.8% |
| Other amounts receivable41 | €3,059 | €3,992 | - | - | - | - |
| Cash at bank and in hand54/58 | €52,755 | €36,529 | €168,976 | €217,644 | €302,423 | ▲ 39.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €129,317 | €222,385 | €353,242 | €302,276 | €365,473 | ▲ 20.9% |
| Equity10/15 | €57,825 | €132,912 | €252,252 | €284,610 | €284,693 | = |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €49,765 | €124,852 | €244,192 | €276,550 | €276,633 | = |
| Amounts payable17/49 | €71,492 | €89,473 | €100,990 | €17,666 | €80,780 | ▲ 357% |
| Amounts payable after more than one year17 | €10,500 | - | - | - | - | - |
| Financial debts170/4 | €10,500 | - | - | - | - | - |
| Amounts payable within one year42/48 | €60,992 | €89,473 | €100,990 | €17,666 | €80,780 | ▲ 357% |
| Trade debts44 | €3,218 | €5,677 | €6,228 | €9,547 | €10,821 | ▲ 13.3% |
| Suppliers440/4 | €3,218 | €5,677 | €6,228 | €9,547 | €10,821 | ▲ 13.3% |
| Taxes, remuneration and social security45 | €17,232 | €46,315 | €60,762 | €8,119 | €6,559 | ▼ 19.2% |
| Taxes450/3 | €17,232 | €46,315 | €60,762 | €8,119 | €6,559 | ▼ 19.2% |
| Other amounts payable47/48 | €40,542 | €37,481 | €34,000 | - | €63,400 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,566 | €75,086 | €119,340 | €32,358 | €63,483 | ▲ 96.2% |
| + Depreciation and write-downs630 | €8,643 | €16,490 | €16,490 | €13,818 | €16,258 | ▲ 17.7% |
| Operating cash flow (approximation) | €21,209 | €91,576 | €135,830 | €46,176 | €79,741 | ▲ 72.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€16,400 | €0 | ▲ 100% |
| Change in cash | - | -€16,226 | €132,447 | €48,668 | €84,779 | ▲ 74.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 5current ratio 14.87
Current ratio from 3.13 to 14.87; short-term debt falls from €100,990 to €17,666.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €119,340 ▲58.9%
Operating result €139,274, net result €119,340, both a record.
31-12
Financial
Equity above €200,000Eq €252,252 ▲89.8%
3 profitable years in a row build equity to €252,252.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-12
Financial
Equity above €100,000Eq €132,912 ▲130%
2 profitable years in a row build equity to €132,912.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €12,566
Net result €12,566 after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Weakest financial yearnet -€6,229
Net result drops to -€6,229, the lowest in the series; recovery starts the following year.
Show earlier events
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2016
Ground area
4,997 m²
Building footprint
5,892 m²
Parcel 31013A0094/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
SNP
since 20162.250.359.517
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013A0094/00C000 | Flanders | 4,996 m² | 1 · 5,892 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,751 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-02-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
70200Business and other management consultancy
73300Public relations and communication consultancy
78100Employment placement agencies
82300Organisation of conventions and trade shows
82990Other business support services
85592Vocational training
85599Other education
93299Other amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0648825377
Also
9925:BE0648825377
Registered
27-08-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.