SNOWTECH
ActiveSummary
SNOWTECH has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89,960 and a net result of €56,584. Its solvency ranks better than 68% of 21,149 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 26-06-2024 Normal situation
- Activity
- Computer programming NACE 62100and 2 others
- Establishment unit
- 2.361.782.724 5351 Ohey, since 01-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 19-07-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €75,088
- ▲ 92.7%
- Turnover
- ≈ €180,000
- estimated
- Profit
- €56,584
- ▲ 92.6%
- Equity
- €89,960
- ▲ 170%
- Total assets
- €119,400
- ▲ 131%
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 4.03, cash €100,946Sector: Computer programming, consultancy and related activities (NACE 62)Equity €89,960 (75.3% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 78% on liquidity, 82% on profitability and 94% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 14 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 15-06-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is 95% higher than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | - | €843 |
| Financial fixed assets | - | €0 |
| Depreciation and write-downs of the year | €698 | €729 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €698 | €729 | ▲ 4.5% |
| Other operating charges640/8 | €63 | €0 | ▼ 100% |
| Gross operating margin9900 | €38,964 | €75,088 | ▲ 92.7% |
| Operating profit (loss)9901 | €38,203 | €74,358 | ▲ 94.6% |
| Financial income75/76B | €59 | €248 | ▲ 318% |
| Recurring financial income75 | €59 | €248 | ▲ 318% |
| Financial charges65/66B | €1,360 | €3,402 | ▲ 150% |
| Recurring financial charges65 | €1,360 | €3,402 | ▲ 150% |
| Profit (loss) for the period before taxes9903 | €36,902 | €71,205 | ▲ 93.0% |
| Income taxes67/77 | €7,526 | €14,621 | ▲ 94.3% |
| Profit (loss) for the period9904 | €29,376 | €56,584 | ▲ 92.6% |
| Profit (loss) for the period to be appropriated9905 | €29,376 | €56,584 | ▲ 92.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €51,609 | €119,400 | ▲ 131% |
| Formation expenses20 | €650 | €0 | ▼ 100% |
| Fixed assets21/28 | - | €764 | - |
| Tangible fixed assets22/27 | - | €764 | - |
| Furniture and vehicles24 | - | €764 | - |
| Current assets29/58 | €50,959 | €118,636 | ▲ 133% |
| Amounts receivable within one year40/41 | €10,370 | €17,690 | ▲ 70.6% |
| Trade receivables40 | €8,470 | €11,390 | ▲ 34.5% |
| Other amounts receivable41 | €1,900 | €6,300 | ▲ 232% |
| Cash at bank and in hand54/58 | €40,492 | €100,946 | ▲ 149% |
| Deferred charges and accrued income490/1 | €97 | €0 | ▼ 100% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €51,609 | €119,400 | ▲ 131% |
| Equity10/15 | €33,376 | €89,960 | ▲ 170% |
| Contributions10/11 | €4,000 | €4,000 | = |
| Profit (loss) carried forward14 | €29,376 | €85,960 | ▲ 193% |
| Amounts payable17/49 | €18,233 | €29,440 | ▲ 61.5% |
| Amounts payable within one year42/48 | €18,233 | €29,440 | ▲ 61.5% |
| Trade debts44 | €1,170 | €1,265 | ▲ 8.1% |
| Suppliers440/4 | €1,170 | €1,265 | ▲ 8.1% |
| Taxes, remuneration and social security45 | €17,063 | €28,176 | ▲ 65.1% |
| Taxes450/3 | €17,063 | €28,176 | ▲ 65.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €29,376 | €56,584 | ▲ 92.6% |
| + Depreciation and write-downs630 | €698 | €729 | ▲ 4.5% |
| Operating cash flow (approximation) | €30,074 | €57,313 | ▲ 90.6% |
| Change in cash | - | €60,454 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as SNOWTECH has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SNOWTECH itself is lower: < 0.1% within 12 months. It rests on far more data about SNOWTECH than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for SNOWTECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- SERVAIS Guillaume 100 shares (100%) · €4,000 in cash
Capital transactions
- 28-06-2024 Incorporation · €4,000 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Ceux que la loi et les statuts réservent à l'assemblée générale, chaque administrateur agissant seul peut accomplir tous les actes…”“1”
Articles of association, deed of 28-06-2024 (in French)
Network & group
SNOWTECH shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of SNOWTECH. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
05-10
Gazette deed
Registered office moved from Ohey to MiécretNew seat: Ruelle de Huy 9B, 5376 Miécret · Previous seat: Rue de Matagne 16 bte A 5351 Ohey1 point ▸
- Registered-office move, Ruelle de Huy 9B,5376 Miécret
28-06
Gazette deed
IncorporationStarting capital €4,000 · Appointment: SERVAIS Guillaume (director) · Founder7 points ▸
- Incorporation, 26-06-2024
- Founder, SERVAIS Guillaume (comparant)
- Founding capital, €4,000
- SERVAIS Guillaume holds all the shares
- Bank account, 4000, EUR
- Registered office clause, “5351 Ohey (Haillot), rue de Matagne 16/A” (deed in French)
- Director appointment, SERVAIS Guillaume (director (not named in the articles))
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- Rue de Matagne 16 bte, 5351 Ohey until 30-09-2026 · act of 05-10-2026
Activities
NACEBEL 2025Codes under NACEBEL 2008
10 activities
- Toutes opérations d'achat,de vente,d'importation/exportation et de location de matériel informatique (hardware et software),de matériel et de mobilier de bureau et en général de tout matériel pouvant servir directement ou indirectement à son objet
- La création,le développement,la distribution,l'installation,la mise en service des supports informatiques aussi bien en matière de software que de hardware et la centralisation des données gestion des réseaux et des ordinateurs,étude et développement de logiciels,la création,le développement,l'installation et la mise en œuvre de réseaux internationaux
- Le développement,la coordination et la supervision du traitement des données,hébergements et activités connexes,des programmes ainsi que du choix des matériels et logiciels informatiques
- La programmation,le conseil et autres activités informatique
- La coordination et le développement de systèmes informatiques
- L'achat,l'exploitation,la location,la cession de tout brevet,licence,intervention ou marque de fabrique se rattachant directement ou indirectement à l'objet de la société
- Toutes activités en rapport avec le service internet,extranet,intranet,ainsi que tous services en matière de télécommunication,informatique,présent ou futur
- Toutes activités qui couvrent le secteur de la consultance,en Belgique ou à l'étranger,pour compte propre ou pour le compte d'autrui,par et avec autrui,toute contribution à l'établissement et au développement,d'entreprises et en particulier de dispenser des avis financiers,techniques,commerciaux ou administratifs dans,le sens le plus large du terme,à l'exception des conseils de placement d'argent et autres,fournir des conseils,son assistance et exécuter des services directement ou indirectement sur le plan de l'administration et des finances,de la vente,de la production,des techniques d'organisation et de distributions commerciales,et plus généralement de la gestion en général et de l'exercice de toutes activités de services et de management au,sens le plus large de ces termes à toutes personnes physiques ou morales quelconques;exécuter tous mandats sous forme d'études d'organisation,d'expertises,d'actes et de conseils techniques ou autres dans tout domaine rentrant dans son objet
- Toutes activités de coaching,formation,préparation et suivi de projets en toutes matières et particulièrement en matière informatique,bureautique,de télécommunication et de reconnaissance vocale et musicale
- La réparation d'ordinateurs et de biens personnels et domestiques
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 91091B0035/00E000 | Wallonia | 1,421 m² | - | - |