SNO
ActiveSummary
The computed 12-month bankruptcy probability of SNO is 8.7% (elevated). The 2025 annual accounts show negative equity (-€43,073) and a net result of -€8,413. Equity is shrinking by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 13617 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 4 accounts on average 104 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 8.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €47,692 | €31,029 | €31,728 | €93 | ▼ 99.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,708 | €5,039 | €5,039 | €5,039 | = |
| Other operating charges640/8 | €348 | €5,913 | €387 | €500 | ▲ 29.1% |
| Gross operating margin9900 | €15,665 | €26,841 | €35,887 | -€2,617 | ▼ 107% |
| Operating profit (loss)9901 | -€35,082 | -€15,140 | -€1,268 | -€8,249 | ▼ 551% |
| Financial charges65/66B | €572 | €1,208 | €1,390 | €165 | ▼ 88.2% |
| Recurring financial charges65 | €572 | €1,208 | €1,390 | €165 | ▼ 88.2% |
| Profit (loss) for the period before taxes9903 | -€35,654 | -€16,348 | -€2,658 | -€8,413 | ▼ 217% |
| Profit (loss) for the period9904 | -€35,654 | -€16,348 | -€2,658 | -€8,413 | ▼ 217% |
| Profit (loss) for the period to be appropriated9905 | -€35,654 | -€16,348 | -€2,658 | -€8,413 | ▼ 217% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €36,313 | €34,205 | €23,766 | €10,835 | ▼ 54.4% |
| Fixed assets21/28 | €22,804 | €17,765 | €12,726 | €7,371 | ▼ 42.1% |
| Tangible fixed assets22/27 | €22,488 | €17,449 | €12,410 | €7,371 | ▼ 40.6% |
| Plant, machinery and equipment23 | €17,335 | €13,463 | €9,590 | €5,718 | ▼ 40.4% |
| Furniture and vehicles24 | €5,153 | €3,986 | €2,820 | €1,653 | ▼ 41.4% |
| Financial fixed assets28 | €316 | €316 | €316 | - | - |
| Current assets29/58 | €13,510 | €16,440 | €11,041 | €3,465 | ▼ 68.6% |
| Stocks and contracts in progress3 | €803 | €1,324 | - | - | - |
| Stocks30/36 | €803 | €1,324 | - | - | - |
| Amounts receivable within one year40/41 | €1,088 | €10,221 | €10,178 | €3,377 | ▼ 66.8% |
| Trade receivables40 | - | - | €5,641 | €2,824 | ▼ 49.9% |
| Other amounts receivable41 | €1,088 | €10,221 | €4,537 | €553 | ▼ 87.8% |
| Cash at bank and in hand54/58 | €11,619 | €4,895 | €863 | €88 | ▼ 89.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €36,313 | €34,205 | €23,766 | €10,835 | ▼ 54.4% |
| Equity10/15 | -€15,654 | -€32,002 | -€34,660 | -€43,073 | ▼ 24.3% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€35,654 | -€52,002 | -€54,660 | -€63,073 | ▼ 15.4% |
| Amounts payable17/49 | €51,967 | €66,207 | €58,426 | €53,908 | ▼ 7.7% |
| Amounts payable within one year42/48 | €51,967 | €66,207 | €58,426 | €53,908 | ▼ 7.7% |
| Trade debts44 | €9,767 | €9,351 | €8,625 | €5,101 | ▼ 40.9% |
| Suppliers440/4 | €9,767 | €9,351 | €8,625 | €5,101 | ▼ 40.9% |
| Taxes, remuneration and social security45 | €7,524 | €10,153 | - | - | - |
| Taxes450/3 | - | €22 | - | - | - |
| Remuneration and social security454/9 | €7,524 | €10,130 | - | - | - |
| Other amounts payable47/48 | €34,676 | €46,703 | €49,800 | €48,807 | ▼ 2.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€35,654 | -€16,348 | -€2,658 | -€8,413 | ▼ 217% |
| + Depreciation and write-downs630 | €2,708 | €5,039 | €5,039 | €5,039 | = |
| Operating cash flow (approximation) | -€32,946 | -€11,309 | €2,382 | -€3,374 | ▼ 242% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €316 | - |
| Change in cash | - | -€6,724 | -€4,032 | -€775 | ▲ 80.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62101D0220/00A000 | Wallonia | 646 m² | 1 · 650 m² | 32.2 m · 4 fl. |
Linked by address, not proof of ownership
Similar companies · same sector and region
Identification & contact
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
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