SnipSoft
ActiveSnipSoft has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €35k. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 58% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency92▲+32
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 18.75 against 11.23 in 2024; short-term debt: 4% and cash: 28.1% of total assets), and 32.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.1%
Return on assets
33.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €69k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
18 d late
2023
36 d early
2022
56 d early
2021
66 d early
2020
54 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 93.9%
2024 · €36k
2018: €55k
2019: €49k
2020: €52k
2021: €24k
2022: €47k
2023: €38k
2024: €36k
2018 → 2025
Total assets
€104k▲ 1.9%
2024 · €102k
2018: €68k
2019: €64k
2020: €67k
2021: €34k
2022: €57k
2023: €67k
2024: €102k
2018 → 2025
Net result
€35k▼ 18.6%
2024 · €42k
2018: €23k
2019: €24k
2020: €28k
2021: €24k
2022: €22k
2023: €30k
2024: €42k
2018 → 2025
Working capital
€73k▲ 21.7%
2024 · €60k
2018: €55k
2019: €49k
2020: €52k
2021: €24k
2022: €47k
2023: €-7k
2024: €60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€47k▲ 92.4%€38k▼ 17.8%€36k▼ 6.8%€69k▲ 93.9%
Operating result€30k-€29k▼ 4.5%€38k▲ 30.1%€54k▲ 42.1%€44k▼ 18.3%
Net result€24k-€22k▼ 5.0%€30k▲ 32.1%€42k▲ 42.8%€35k▼ 18.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€27k▼ 25.8%
Current assets
€77k▲ 17.1%
Equity and liabilities €104k
Equity
€69k▲ 93.9%
Debt
€34k▼ 48.2%
The debt ratio falls from 64.8% to 32.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▼
2024 · €63k
Cash flow
€44k▼
2024 · €52k
Solvency
67.1%▲
2024 · 35.2%
Current ratio
18.75▲
2024 · 11.23
Quick ratio
18.75▲
2024 · 11.23
Debt / equity
0.49▼
2024 · 1.84
ROE
49.7%▼
2024 · 118.2%
ROA
33.3%▼
2024 · 41.7%
Interest coverage
295.50▼
2024 · 348.15
Debt
€34k▼
2024 · €66k
Debt ≤ 1 year
€4k▼
2024 · €6k
Debt > 1 year
€30k▼
2024 · €60k
Income taxes
€9k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€104k▲
Fixed assets21/28€36k€27k▼
Tangible fixed assets22/27€36k€27k▼
Furniture and vehicles24€36k€27k▼
Current assets29/58€66k€77k▲
Amounts receivable within one year40/41€10k€9k▼
Trade receivables40€10k€8k▼
Other amounts receivable41-€800
Current investments50/53€35k€35k=
Cash at bank and in hand54/58€17k€29k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€102k€104k▲
Equity10/15€36k€69k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€17k€51k▲
Amounts payable17/49€66k€34k▼
Amounts payable after more than one year17€60k€30k▼
Other amounts payable178/9€60k€30k▼
Amounts payable within one year42/48€6k€4k▼
Trade debts44€1k€347▼
Suppliers440/4€1k€347▼
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€3k▼
Other amounts payable47/48€1k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€923€867▼
Gross operating margin9900€64k€54k▼
Operating profit (loss)9901€54k€44k▼
Financial income75/76B€38€37▼
Recurring financial income75€38€37▼
Financial charges65/66B€181€180▼
Recurring financial charges65€181€180▼
Profit (loss) for the period before taxes9903€54k€44k▼
Income taxes67/77€11k€9k▼
Profit (loss) for the period9904€42k€35k▼
Profit (loss) for the period to be appropriated9905€42k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€52k▼
Profit (loss) brought forward from the previous period14P€20k€17k▼
Profit to be distributed694/7€45k€859▼
Return on contributions (dividend)694€45k€859▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Highest result since 2018net €42k ▲42.8%
Operating result €54k, net result €42k, both a record.
31-12
Financial
Liquidity times 15current ratio 11.23
Current ratio from 0.75 to 11.23; short-term debt falls from €28k to €6k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €22k ▼5%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
26-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 15 days late
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schraaienstraat 199810 Nazareth-De PinteGround area
382 m²
Building footprint
92 m²
Volume, LiDAR
486 m³
Parcel 44018A0958/00P000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SnipSoft
since 20132.224.724.197
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44018A0958/00P000 | Flanders | 382 m² | 1 · 92 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 6,918 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2013
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.