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SNIP SNIP

Active
Private limited companyfounded 20242 yrs activeDraakstraat 37, 2018 Antwerpen, BelgiumKBO/BCE: BE 1010.786.916
Summary

The computed 12-month bankruptcy probability of SNIP SNIP is 1.8% (moderate). The 2025 annual accounts show equity of €41,460 and a net result of €14,890. Its solvency ranks better than 60% of 5053 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Hairdressing and barber services
NACE 96210Hairdressing NACE 96021
1 site
How big
€102,590total assets 2025
Staff
2.8 FTE
Equity
€41,460
Profit
€14,890
Turnover not published (abridged schema)
Financially healthy?
56 Fair Checked score 2025
Bankruptcy chance 12 m
1.8%
Who decides
Accounts filed 30 d late0 of 1 deed read
Why 56- Founded in 2024- Size: total assets €102,590- Latest accounts 30 days late; 1 of the last 3 late+ Liquidity: current ratio 1.60, cash €14,347Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 62% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 65+3
equity 40.4% of total assets
Liquidity 36-10
short-term debt 59.6% · cash 14.0%
Profitability 87-13
return on assets 14.5%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,525 companies)
  • Founded in 2024 raises the probability for this profile
  • Size: total assets €102,590 raises the probability for this profile
  • Latest accounts 30 days late; 1 of the last 3 late raises the probability
  • Liquidity: current ratio 1.60, cash €14,347 lowers the probability
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.53 in 2024; short-term debt: 59.6% and cash: 14% of total assets), but 59.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 61%, liquidity 28%, profitability 75%, growth against the median 83%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Founded in 2024
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Size: total assets €102,590
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Latest accounts 30 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 1.60, cash €14,347
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
30 d late
2024
50 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 40 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Among the largest 16% on gross marginsector median €27,079 · 5,053 companies €141,669 View
  • Total assets 20252 fiscal years filed €102,590 View
  • Active since 2024founded 26-06-2024 2 years View

By topic

Financials

Fiscal year
2025
Total assets
€102,590
Profit
€14,890
Solvency
40.4%
Total assets▲ 43.8%
Net result
20242025
Go to Financials

Timeline

Events
2
Since
2025
Next accounts
by 31-07-2027
  1. 30-08-2026Annual accounts filed
  2. 19-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Hairdressing and barber servicesNACE 96210
Founded
26-06-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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