Debts
€35,291 84% of the balance sheet
Suppliers 4%Taxes and wages 1%Other 94%
SNH SERVICES
Lifetime
5 annual accounts with figures on one time axispeak €21,425 (2025)
€21,425▲ 12×
lowest -€5,663 (2024)
€10,903▲ €16,566
peak €8,166 (2021)
€6,906▲ €10,903
€35,291▼ 28.8%
Board1 name since 2020
1 directorEl Ouasghiri Hakim
Documentsfilings and deeds
17-08-202617 days late
2025abbreviated format
Gross margin from €1,760 to €21,425Back to profit: €10,903Equity from -€3,997 to €6,906Debts from €49,574 to €35,291Cash from €8,471 to €15,552
Key points
from the 2025 annual accountsFilings
5 annual accounts 4 late
The 2021 accounts came latest: 46 days after the end of the period.
Position in the sector
€6,906
Less equity than 86% of companies in land transport. Sector median €241,747 · 2,421 companies.
Checked score
53
Fair
Financially stronger than 68% of micro companies in land transport (NACE 49)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 9,092 companies (NACE 49, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.2%
01-2025: 4.1%▼ -0.1 percentage points vs 12-2024
02-2025: 4.1%● unchanged vs 01-2025
03-2025: 4.1%● unchanged vs 02-2025
04-2025: 4.1%● unchanged vs 03-2025
05-2025: 4.2%▲ +0.1 percentage points vs 04-2025
06-2025: 4.4%▲ +0.2 percentage points vs 05-2025
07-2025: 4.5%▲ +0.1 percentage points vs 06-2025
08-2025: 5.2%▲ +0.7 percentage points vs 07-2025
09-2025: 5.1%▼ -0.1 percentage points vs 08-2025
10-2025: 4.8%▼ -0.3 percentage points vs 09-2025
11-2025: 4.8%● unchanged vs 10-2025
12-2025: 4.7%▼ -0.1 percentage points vs 11-2025
01-2026: 4.6%▼ -0.1 percentage points vs 12-2025
02-2026: 4.6%● unchanged vs 01-2026
03-2026: 4.6%● unchanged vs 02-2026
04-2026: 4.7%▲ +0.1 percentage points vs 03-2026
05-2026: 4.7%● unchanged vs 04-2026
06-2026: 4.6%▼ -0.1 percentage points vs 05-2026
07-2026: 4.8%▲ +0.2 percentage points vs 06-2026
08-2026: 5.6%▲ +0.8 percentage points vs 07-2026highest value
09-2026: 3.0%▼ -2.6 percentage points vs 08-2026
10-2026: 2.6%▼ -0.4 percentage points vs 09-2026lowest value
11-2026: 2.6%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Land transport and transport via pipelines (NACE 49)
Last filed accounts filed 17 days late; 1 of the last 3 accounts late
Founded in 2020
lowers risk
Liquidity: current ratio 0.62, cash €15,552
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 28% of them on solvency, 54% on liquidity, 94% on profitability and 96% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as SNH SERVICES has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SNH SERVICES itself is higher: 2.6% within 12 months. It rests on far more data about SNH SERVICES than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for SNH SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2418 sector peers (2025).
NBB · sector comparisonPosition among 2418 sector peers
Solvency
better than 23%
← weakest
strongest →
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
17 days late
2024
40 days late
2023
35 days early
2022
10 days late
2021
46 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 16 days after the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
EO
El Ouasghiri Hakim
Director
- El Ouasghiri Salahidin actieve vennootdeed of 16-01-2023
- El Ouasghiri Hakim 100 sharesdeed of 16-01-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0752945969
Transfer of 5 shares from El Ouasghiri Salahidin to El Ouasghiri Hakim
Partner: El Ouasghiri Salahidin (actieve vennoot) · El Ouasghiri Hakim holds 100 shares · General meeting of 31-12-2020 · Gazette deed
New establishment in Anderlecht
Ruysdaelstraat 16
Transfer of 5 shares from El Ouasghiri Hakim to El Ouasghiri Salahidin
Partner: El Ouasghiri Salahidin (actieve vennoot) · El Ouasghiri Salahidin holds 5 shares · El Ouasghiri Hakim holds 95 shares · General meeting of 13-11-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SNH SERVICES Wemmel | €42,197 | €21,425 | 16.4% | - |
| IM PROSERVICES Kraainem | €45,376 | €19,100 | 42.5% | - |
| ARDI ONE COMPANY Dilbeek | €44,119 | €18,727 | 28.8% | - |
| UNIONTAX Anderlecht | €41,029 | €17,604 | -47.2% | - |
| EL ARISTO Molenbeek-Saint-Jean | €37,964 | €17,866 | 38.3% | - |
| Green Origin Zaventem | €48,717 | €19,692 | 0.4% | - |
| KNC FIRST Zaventem | €47,312 | €22,116 | 34.4% | - |
These companies have the same main activity as SNH SERVICES: on-demand passenger transport by chauffeured vehicle (NACE 49330). They are comparable in size and age: total assets between €38,000 and €48,700, founded between 2018 and 2021.
Official details
Source: KBO- Status
- Active since 26-08-2020Normal situation
- Activity
- On-demand passenger transport by chauffeured vehicleNACE 49330and 1 other
- Establishment units
- 2.309.208.0311780 Wemmel, since 26-08-2020
- 2.339.940.9951070 Anderlecht, since 01-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 09-04-2025
Insights on SNH SERVICES
SNH SERVICES files the abbreviated format. That format states no turnover. The gross margin rose from €449 in 2021 to €21,425 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SNH SERVICES
- What is the company number of SNH SERVICES?
- The company number of SNH SERVICES is 0752.945.969. The VAT number is the same number with BE in front: BE 0752.945.969.
- Where is SNH SERVICES based?
- The registered office is at Vijverslaan 109, 1780 Wemmel.Company details
- What does SNH SERVICES do?
- According to the KBO register, the main activity is on-demand passenger transport by chauffeured vehicle (NACE 49330).
- What is the legal form of SNH SERVICES?
- SNH SERVICES is a private limited company (BV).
- When was SNH SERVICES founded?
- SNH SERVICES was founded on 26-08-2020.
- Is SNH SERVICES still active?
- Yes, SNH SERVICES is an active enterprise in the KBO register.
- What is the turnover of SNH SERVICES?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €21,425 and 54 comparable companies (NACE 49330). It probably lies between €78,000 and €220,000. It is a rough estimate. In financial year 2021 turnover was €5,308.Financials
- Is SNH SERVICES profitable?
- In financial year 2025, SNH SERVICES made a profit of €10,903.
- Where can I find the annual accounts of SNH SERVICES?
- SNH SERVICES filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SNH SERVICES due?
- SNH SERVICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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