SNEN
ActiveSummary
SNEN has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195k and a net result of €103k. Equity is growing by ~93.5% per year across the filed fiscal years. Its solvency ranks better than 47% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency85▲+7
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.43 against 2.02 in 2024; short-term debt: 39.7% and cash: 1.1% of total assets), and 39.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.3%
Return on assets
32%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 d early
2024
49 d late
2023
39 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€195k▲ 113%
2024 · €92k
2023: €24klowest in 3 years
2024: €92k▲ +289% vs 2023
2025: €195k▲ +113% vs 2024highest in 3 years
2023 → 2025
Total assets
€323k▲ 87.6%
2024 · €172k
2023: €57klowest in 3 years
2024: €172k▲ +204% vs 2023
2025: €323k▲ +87.6% vs 2024highest in 3 years
2023 → 2025
Net result
€103k▲ 51.7%
2024 · €68k
2023: €21klowest in 3 years
2024: €68k▲ +222% vs 2023
2025: €103k▲ +51.7% vs 2024highest in 3 years
2023 → 2025
Working capital
€183k▲ 123%
2024 · €82k
2023: €24klowest in 3 years
2024: €82k▲ +248% vs 2023
2025: €183k▲ +123% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€24k-€92k▲ 289%€195k▲ 113%
2023: €24klowest in 3 years
2024: €92k▲ +289% vs 2023
2025: €195k▲ +113% vs 2024highest in 3 years
Operating result€27k-€94k▲ 250%€133k▲ 42.0%
2023: €27klowest in 3 years
2024: €94k▲ +250% vs 2023
2025: €133k▲ +42.0% vs 2024highest in 3 years
Net result€21k-€68k▲ 222%€103k▲ 51.7%
2023: €21klowest in 3 years
2024: €68k▲ +222% vs 2023
2025: €103k▲ +51.7% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 42% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €323k
Fixed assets
€12k ▲ 21.9%
Current assets
€312k ▲ 91.5%
Equity and liabilities €323k
Equity
€195k ▲ 113%
Debt
€128k ▲ 59.1%
Debt's share of the balance-sheet total falls from 46.8% to 39.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€134k▲
2024 · €94k
Cash flow
€104k▲
2024 · €68k
Current ratio
2.43▲
2024 · 2.02
Debt to equity
0.66▼
2024 · 0.88
ROE
53.0%▼
2024 · 74.3%
ROA
32.0%▼
2024 · 39.5%
Interest coverage
169.32▼
2024 · 294.08
Debt ≤ 1 year
€128k▲
2024 · €81k
Income taxes
€37k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€172k€323k▲
Fixed assets21/28€10k€12k▲
Tangible fixed assets22/27€3k€5k▲
Plant, machinery and equipment23€3k€5k▲
Financial fixed assets28€7k€7k=
Current assets29/58€163k€312k▲
Amounts receivable after more than one year29€15k€10k▼
Other amounts receivable291€15k€10k▼
Amounts receivable within one year40/41€127k€298k▲
Other amounts receivable41€127k€298k▲
Cash at bank and in hand54/58€21k€3k▼
Deferred charges and accrued income490/1-€51
Equity and liabilities
Total equity and liabilities10/49€172k€323k▲
Equity10/15€92k€195k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€89k€193k▲
Amounts payable17/49€81k€128k▲
Amounts payable within one year42/48€81k€128k▲
Current portion of amounts payable after more than one year42€4k-
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€32k€64k▲
Taxes450/3€32k€64k▲
Other amounts payable47/48€39k€59k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2€898▲
Other operating charges640/8€25k€359▼
Gross operating margin9900€119k€134k▲
Operating profit (loss)9901€94k€133k▲
Financial income75/76B-€8k
Recurring financial income75-€8k
Financial charges65/66B€318€790▲
Recurring financial charges65€318€790▲
Profit (loss) for the period before taxes9903€93k€140k▲
Income taxes67/77€25k€37k▲
Profit (loss) for the period9904€68k€103k▲
Profit (loss) for the period to be appropriated9905€68k€103k▲
Appropriation of the result
Profit (loss) to be appropriated9906€89k€193k▲
Profit (loss) brought forward from the previous period14P€21k€89k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €2 | €898 | ▲ 54,627% |
| Other operating charges640/8 | €5k | €25k | €359 | ▼ 98.6% |
| Gross operating margin9900 | €32k | €119k | €134k | ▲ 12.8% |
| Operating profit (loss)9901 | €27k | €94k | €133k | ▲ 42.0% |
| Financial income75/76B | €1k | - | €8k | - |
| Recurring financial income75 | €1k | - | €8k | - |
| Financial charges65/66B | €188 | €318 | €790 | ▲ 148% |
| Recurring financial charges65 | €188 | €318 | €790 | ▲ 148% |
| Profit (loss) for the period before taxes9903 | €28k | €93k | €140k | ▲ 50.3% |
| Income taxes67/77 | €7k | €25k | €37k | ▲ 46.6% |
| Profit (loss) for the period9904 | €21k | €68k | €103k | ▲ 51.7% |
| Profit (loss) for the period to be appropriated9905 | €21k | €68k | €103k | ▲ 51.7% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €57k | €172k | €323k | ▲ 87.6% |
| Fixed assets21/28 | - | €10k | €12k | ▲ 21.9% |
| Tangible fixed assets22/27 | - | €3k | €5k | ▲ 70.1% |
| Plant, machinery and equipment23 | - | €3k | €5k | ▲ 70.1% |
| Financial fixed assets28 | - | €7k | €7k | = |
| Current assets29/58 | €57k | €163k | €312k | ▲ 91.5% |
| Amounts receivable after more than one year29 | €19k | €15k | €10k | ▼ 29.1% |
| Other amounts receivable291 | €19k | €15k | €10k | ▼ 29.1% |
| Amounts receivable within one year40/41 | €23k | €127k | €298k | ▲ 134% |
| Other amounts receivable41 | €23k | €127k | €298k | ▲ 134% |
| Cash at bank and in hand54/58 | €14k | €21k | €3k | ▼ 83.6% |
| Deferred charges and accrued income490/1 | €1k | - | €51 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €57k | €172k | €323k | ▲ 87.6% |
| Equity10/15 | €24k | €92k | €195k | ▲ 113% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €21k | €89k | €193k | ▲ 116% |
| Amounts payable17/49 | €33k | €81k | €128k | ▲ 59.1% |
| Amounts payable within one year42/48 | €33k | €81k | €128k | ▲ 59.1% |
| Current portion of amounts payable after more than one year42 | - | €4k | - | - |
| Financial debts43 | €2k | - | - | - |
| Credit institutions430/8 | €2k | - | - | - |
| Trade debts44 | €24k | €6k | €5k | ▼ 12.9% |
| Suppliers440/4 | €24k | €6k | €5k | ▼ 12.9% |
| Taxes, remuneration and social security45 | €7k | €32k | €64k | ▲ 103% |
| Taxes450/3 | €7k | €32k | €64k | ▲ 103% |
| Other amounts payable47/48 | - | €39k | €59k | ▲ 51.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €21k | €68k | €103k | ▲ 51.7% |
| + Depreciation and write-downs630 | - | €2 | €898 | ▲ 54,627% |
| Operating cash flow (approximation) | €21k | €68k | €104k | ▲ 53.0% |
| Investment in fixed assets (approximation) | - | - | €-3k | - |
| Change in cash | - | €7k | €-17k | ▼ 341% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €103k ▲51.7%
Operating result €133k, net result €103k, both a record.
31-12
Financial
Equity above €150kEq €195k ▲113%
3 profitable years in a row build equity to €195k.
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
08-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 39 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2022
Ground area
113 m²
Building footprint
90 m²
Volume, LiDAR
990 m³
Parcel 21001A0842/00H003, Brussels · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SNEN
since 20222.331.185.261
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0842/00H003 | Brussels | 113 m² | 1 · 90 m² | 16.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,293. 3,801 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Scores and ratios are computed by Checked and are not a credit decision.