Snels L.E.B.

Active

Public limited companyfounded 199927 yrs activeKetsenberg 4, 2340 Beerse, BelgiumKBO/BCE: BE 0465.139.645

Summary

Snels L.E.B. has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €256,976 and a net result of €28,725. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 20% of 8741 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

Snels L.E.B.ActiveChecked score 88/100

Risk analysis Report Compare

Activity

Wholesale of live animals

NACE 46231NACE 51230

2 sites

Size

€1.9mtotal assets 2025

Equity: €256,976
Profit: €28,725

Turnover not published (abridged schema)

Financial health

88 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.2%

Structure

Accounts 47 d early1 of 7 deeds read

Why 88- Equity €256,976 (13.8% of total assets)- Sector Wholesale trade (NACE 46)+ Size: total assets €1.9m+ Founded in 1999Show the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Better than 29% of its sector peers (NACE 46, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 39-22

equity 13.8% of total assets

Liquidity 35-10

short-term debt 46.9% · cash 6.1%

Profitability 51-26

return on assets 1.5%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,765 companies)

Last 8 months 03-2026: 0.1%lowest value 04-2026: 0.1%● 0.0% vs 03-2026lowest value 05-2026: 0.1%● 0.0% vs 04-2026lowest value 06-2026: 0.1%● 0.0% vs 05-2026lowest value 07-2026: 0.1%● 0.0% vs 06-2026lowest value 08-2026: 0.2%▲ +5.5% vs 07-2026 09-2026: 0.2%▲ +3.9% vs 08-2026highest value 10-2026: 0.2%▼ -0.6% vs 09-2026

Size: total assets €1.9m lowers the probability for this profile
Equity €256,976 (13.8% of total assets) raises the probability
Founded in 1999 lowers the probability for this profile
Sector Wholesale trade (NACE 46) raises the probability

Credit up to €22,000 at 30 days acceptable

Liquidity tight (current ratio 1.09 against 1.4 in 2024; short-term debt: 46.9% and cash: 6.1% of total assets), and 86.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 26%, liquidity 32%, profitability 39%, growth against the median 17%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €1.9m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Equity €256,976 (13.8% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 1999

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Sector Wholesale trade (NACE 46)

In the bankruptcy model this factor raises the probability.

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 8741 sector peers (2025).

NBB · sector comparison

Position among 8741 sector peers

Solvency

better than 20%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

47 d early

2024

44 d early

2023

44 d early

2022

43 d early

2021

25 d early

2020

20 d early

2019

45 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 18 December (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close02-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

08-06-26 Resignations: Leo Snels (director) and Eddy…Reappointment: Bart Snels (managing director)
15-12-25 Annual accounts filedfiscal year 2025 · abbreviated…
18-12-24 Annual accounts filedfiscal year 2024 · abbreviated…

Key points

Positive: Always filed on timeaccounts within the deadline every year 7 years View
Directors leftlatest change 31-03-2026 · 0 in office 2 left View
Active since 1999founded 05-02-1999 27 years View