SNDCLSH
ActiveSNDCLSH has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €6k. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency75▲+17
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.35 in 2024), but 59.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.6%
Return on assets
17.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
24 d late
2024
57 d early
2023
30 d early
2022
29 d late
2021
25 d late
2020
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▲ 1.0%
2024 · €14k
2020: €17k
2021: €22k
2022: €31k
2023: €36k
2024: €14k
2020 → 2025
Total assets
€34k▼ 20.5%
2024 · €42k
2020: €24k
2021: €35k
2022: €42k
2023: €66k
2024: €42k
2020 → 2025
Net result
€6k▼ 19.6%
2024 · €7k
2020: €13k
2021: €5k
2022: €10k
2023: €35k
2024: €7k
2020 → 2025
Working capital
€11k▲ 10.5%
2024 · €10k
2020: €12k
2021: €20k
2022: €32k
2023: €27k
2024: €10k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€31k▲ 40.0%€36k▲ 15.4%€14k▼ 62.5%€14k▲ 1.0%
Operating result€6k-€12k▲ 104%€48k▲ 303%€11k▼ 77.5%€10k▼ 8.9%
Net result€5k-€10k▲ 96.4%€35k▲ 258%€7k▼ 78.7%€6k▼ 19.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34k
Fixed assets
€3k▼ 16.2%
Current assets
€31k▼ 20.9%
Equity and liabilities €34k
Equity
€14k▲ 1.0%
Debt
€20k▼ 30.6%
The debt ratio falls from 68.0% to 59.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€12k▼
2024 · €17k
Cash flow
€8k▼
2024 · €13k
Solvency
40.6%▲
2024 · 32.0%
Current ratio
1.58▲
2024 · 1.35
Quick ratio
1.58▲
2024 · 1.35
Debt / equity
1.46▼
2024 · 2.13
ROE
43.6%▼
2024 · 54.8%
ROA
17.7%▲
2024 · 17.5%
Interest coverage
83.55▼
2024 · 134.89
Debt
€20k▼
2024 · €29k
Debt ≤ 1 year
€20k▼
2024 · €29k
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€34k▼
Fixed assets21/28€3k€3k▼
Tangible fixed assets22/27€3k€3k▼
Plant, machinery and equipment23€2k€983▼
Furniture and vehicles24€1k€2k▲
Financial fixed assets28€150€150=
Current assets29/58€39k€31k▼
Amounts receivable within one year40/41€20k€3k▼
Trade receivables40€4k€3k▼
Other amounts receivable41€16k€198▼
Cash at bank and in hand54/58€18k€27k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€42k€34k▼
Equity10/15€14k€14k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€10k€10k▲
Amounts payable17/49€29k€20k▼
Amounts payable within one year42/48€29k€20k▼
Financial debts43-€11
Credit institutions430/8-€11
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€27k€17k▼
Taxes450/3€27k€17k▼
Other amounts payable47/48-€649
Accrued charges and deferred income492/3-€400
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€2k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€18k€14k▼
Operating profit (loss)9901€11k€10k▼
Financial income75/76B€2k€0▼
Recurring financial income75€2k€0▼
Financial charges65/66B€123€145▲
Recurring financial charges65€123€145▲
Profit (loss) for the period before taxes9903€12k€10k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€7k€6k▼
Profit (loss) for the period to be appropriated9905€7k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€15k▼
Profit (loss) brought forward from the previous period14P€32k€10k▼
Profit to be distributed694/7€30k€6k▼
Return on contributions (dividend)694€30k€6k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €35k ▲258%
Operating result €48k, net result €35k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Weakest financial yearnet €5k ▼63%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul Gilsonlaan 302650 EdegemGround area
320 m²
Building footprint
103 m²
Volume, LiDAR
572 m³
Parcel 11013A0269/00X003, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SNDCLSH
since 20192.294.139.080
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0269/00X003 | Flanders | 320 m² | 1 · 103 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 26,327 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70100Activities of head offices
90393Specialised image, lighting and sound technical services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.