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SNAUWAERT STEVEN

Active
Private limited companyfounded 2009active for 16 yearsOostendelaan(Kok) 4, 8670 Koksijde, BelgiumKBO/BCE: BE 0820.832.608
Summary

SNAUWAERT STEVEN has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€46,119) and a net result of -€650. Equity has been stable since 2019 (±2.3% per year). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 24-11-2009 Normal situation
Activity
No activity registered in the KBO
Financial year end
30 June
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts to 30-06-2025
Gross margin
-€503
▲ 69.4%
Loss
€650
▼ 70.0%
Equity
-€46,119
▼ 1.4%
Total assets
€323,965
▲ 0.8%
  • Negative equity on 30-06-2025
  • 2025 accounts filed 27 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskCapped at 59: negative equityNegative equity -€46,119No registered site in the KBOLiquidity: current ratio 0.14, cash €2,578lowers riskSize: total assets €323,965Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 21% of micro companies without a NACE code
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 11=
equity -14.2% of total assets
Liquidity 1+1
short-term debt 114.2% · cash 0.8%
Profitability 37+1
return on assets -0.2%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.6% 01-2025: 1.5%▼ -0.1 percentage points vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.6%▲ +0.1 percentage points vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.7%● unchanged vs 07-2025 09-2025: 1.7%● unchanged vs 08-2025 10-2025: 1.6%▼ -0.1 percentage points vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.8%▲ +0.2 percentage points vs 12-2025 02-2026: 2.7%▲ +0.9 percentage points vs 01-2026 03-2026: 3.2%▲ +0.5 percentage points vs 02-2026highest value 04-2026: 0.8%▼ -2.4 percentage points vs 03-2026lowest value 05-2026: 0.8%● unchanged vs 04-2026lowest value 06-2026: 0.8%● unchanged vs 05-2026lowest value 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 0.8%● unchanged vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026 11-2026: 0.8%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.14 (0.14 in 2024), below 1. Short-term debt is 114.2% and cash 0.8% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 11% of them on solvency, 5% on liquidity, 28% on profitability and 40% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €323,965
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€46,119
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Liquidity: current ratio 0.14, cash €2,578
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€46,119
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
42 days early
2023
4 days early
2022
on the day
2021
on the day
2020
28 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 1 day after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€46,119 View
  • Risk: 7 loss-making years in a rowloss in financial year 2025 -€650 View

Recent changes

  1. · Gazette deed 2 directors appointed, 3 directors resigning, 3 reappointedChanges of role: SNAUWAERT Steven (eerst opvolgend statutair bestuurder) and DELBARE Ethel (statutory director) · Reappointments: SNAUWAERT Steven (statutairbestuurder) and DELBARE Ethel (nietstatutairbestuurder)
  2. · Gazette deed Incorporation
All 13 events

Key facts about SNAUWAERT STEVEN

What is the company number of SNAUWAERT STEVEN?
The company number of SNAUWAERT STEVEN is 0820.832.608. The VAT number is the same number with BE in front: BE 0820.832.608.
Where is SNAUWAERT STEVEN based?
The registered office is at Oostendelaan(Kok) 4, 8670 Koksijde.Company details
What is the legal form of SNAUWAERT STEVEN?
The legal form of SNAUWAERT STEVEN is Private limited company (BV).
When was SNAUWAERT STEVEN founded?
SNAUWAERT STEVEN was founded on 24-11-2009.
Is SNAUWAERT STEVEN still active?
Yes, SNAUWAERT STEVEN is an active enterprise in the KBO register.
What is the turnover of SNAUWAERT STEVEN?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is SNAUWAERT STEVEN profitable?
In financial year 2025, SNAUWAERT STEVEN made a loss of €650.
Where can I find the annual accounts of SNAUWAERT STEVEN?
SNAUWAERT STEVEN filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SNAUWAERT STEVEN due?
SNAUWAERT STEVEN must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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