SNAUWAERT
ActiveSNAUWAERT has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.79M and a net result of €327k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 1721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €280k at 30 days acceptable
Liquidity ample (current ratio 19.85 against 10.28 in 2024), and 2.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.5%
Return on assets
11.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
88 d early
2023
41 d early
2022
28 d early
2021
94 d early
2020
39 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.79M▲ 5.0%
2024 · €2.66M
2019: €2.16M
2020: €2.34M
2021: €2.56M
2022: €2.33M
2023: €2.45M
2024: €2.66M
2019 → 2025
Total assets
€2.86M▲ 2.3%
2024 · €2.80M
2019: €2.55M
2020: €2.45M
2021: €2.71M
2022: €2.40M
2023: €2.61M
2024: €2.80M
2019 → 2025
Net result
€327k▲ 4.5%
2024 · €313k
2019: €244k
2020: €186k
2021: €216k
2022: €243k
2023: €318k
2024: €313k
2019 → 2025
Working capital
€1.35M▲ 3.8%
2024 · €1.30M
2019: €1.03M
2020: €1.13M
2021: €1.37M
2022: €1.26M
2023: €1.26M
2024: €1.30M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.56M-€2.33M▼ 8.9%€2.45M▲ 5.1%€2.66M▲ 8.5%€2.79M▲ 5.0%
Operating result€259k-€308k▲ 19.1%€386k▲ 25.1%€389k▲ 1.0%€399k▲ 2.3%
Net result€216k-€243k▲ 12.2%€318k▲ 30.9%€313k▼ 1.4%€327k▲ 4.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 2% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.86M
Fixed assets
€1.44M▲ 6.2%
Current assets
€1.42M▼ 1.4%
Equity and liabilities €2.86M
Equity
€2.79M▲ 5.0%
Debt
€72k▼ 48.8%
The debt ratio falls from 5.0% to 2.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€533k▲
2024 · €510k
Cash flow
€462k▲
2024 · €434k
Solvency
97.5%▲
2024 · 95.0%
Current ratio
19.85▲
2024 · 10.28
Quick ratio
19.85▲
2024 · 10.28
Debt / equity
0.03▼
2024 · 0.05
ROE
11.7%▼
2024 · 11.8%
ROA
11.4%▲
2024 · 11.2%
Interest coverage
1175.08▲
2024 · 420.78
Debt
€72k▼
2024 · €141k
Debt ≤ 1 year
€72k▼
2024 · €140k
Income taxes
€123k▲
2024 · €122k
Staff costs
€290k▲
2024 · €264k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.80M€2.86M▲
Fixed assets21/28€1.36M€1.44M▲
Tangible fixed assets22/27€405k€485k▲
Plant, machinery and equipment23€4k€4k▲
Furniture and vehicles24€401k€480k▲
Financial fixed assets28€952k€957k▲
Current assets29/58€1.44M€1.42M▼
Amounts receivable within one year40/41€445k€362k▼
Trade receivables40€445k€362k▼
Other amounts receivable41€62€62=
Current investments50/53€600k€600k=
Cash at bank and in hand54/58€382k€447k▲
Deferred charges and accrued income490/1€14k€12k▼
Equity and liabilities
Total equity and liabilities10/49€2.80M€2.86M▲
Equity10/15€2.66M€2.79M▲
Contributions10/11€143k€143k=
Capital10€143k€143k=
Issued capital100€143k€143k=
Reserves13€2.51M€2.65M▲
Non-distributable reserves130/1€18k€18k=
Legal reserve130€18k€18k=
Tax-exempt reserves132€77k€77k=
Distributable reserves133€2.42M€2.55M▲
Amounts payable17/49€141k€72k▼
Amounts payable within one year42/48€140k€72k▼
Trade debts44€56k€18k▼
Suppliers440/4€56k€18k▼
Taxes, remuneration and social security45€79k€51k▼
Taxes450/3€61k€30k▼
Remuneration and social security454/9€18k€20k▲
Other amounts payable47/48€5k€3k▼
Accrued charges and deferred income492/3€326€320▼
Income statement
Code20242025
Non-recurring operating income76A€70k€27k▼
Remuneration, social security and pensions62€264k€290k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€121k€135k▲
Other operating charges640/8€60k€79k▲
Gross operating margin9900€834k€902k▲
Operating profit (loss)9901€389k€399k▲
Financial income75/76B€47k€52k▲
Recurring financial income75€47k€52k▲
Financial charges65/66B€1k€454▼
Recurring financial charges65€1k€454▼
Profit (loss) for the period before taxes9903€435k€450k▲
Income taxes67/77€122k€123k▲
Profit (loss) for the period9904€313k€327k▲
Profit (loss) for the period to be appropriated9905€313k€327k▲
Appropriation of the result
Profit (loss) to be appropriated9906€313k€327k▲
Transfer from equity791/2€105k€194k▲
Transfer to equity691/2€313k€327k▲
To other reserves6921€313k€327k▲
Profit to be distributed694/7€105k€194k▲
Return on contributions (dividend)694€105k€194k▲
Social balance
Average headcount (FTE)90877.07.6▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Highest result since 2019net €327k ▲4.5%
Operating result €399k, net result €327k, both a record.
2024
04-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Weakest financial yearnet €186k ▼23.9%
Net result drops to €186k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 11.13
Current ratio from 4.08 to 11.13; short-term debt falls from €335k to €112k.
06-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
15-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wielewaalstraat 18490 JabbekeGround area
2,776 m²
Building footprint
279 m²
Volume, LiDAR
793 m³
Parcel 31012A0784/00L000, Flanders · tallest building 22.6 m. Linked by address, not a title deed.
1 establishment unit
SNAUWAERT
since 20002.099.637.551
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31012A0784/00L000 | Flanders | 2,776 m² | 1 · 279 m² | 22.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 9,249 EUR awarded · 8,922 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,389 EUR | 1,062 EUR |
| 2024 | 1 | 746 EUR | 746 EUR |
| 2023 | 3 | 5,573 EUR | 5,573 EUR |
| 2022 | 2 | 1,541 EUR | 1,541 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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SPRANGERS
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CHRIS PERSYN - PAUWELS
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Tielt · Eq €2.86M
Of 4,670 companies in sector 01610 we hold annual accounts for 1,363. 537 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-05-2000
Fiscal year end30-06
Activities, NACEBEL
01410Raising of dairy cattle
01610Support activities for crop production
42110Construction of roads and motorways
45230
43120Site preparation
45112
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.