SNAPTONIC
ActiveSNAPTONIC has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €73k and a net result of €20k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 28% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
94
/ 100
Excellent▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency71▲+17
Growth71=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.59 against 1.4 in 2023), but 62.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
37.2%
Return on assets
10.4%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-08-2025, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
4 d late
2023
162 d late
2022
32 d late
2021
58 d late
2020
88 d late
2019
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€61k▲ 23.3%
2021 · €49k
2019: €53k
2021: €49k
2019 → 2022
EBIT margin
-3.8%▼ 15.0pp
2021 · 11.2%
2019: 27.2%
2021: 11.2%
2019 → 2022
Net result
€20k▲ 6.7%
2023 · €19k
2019: €14k
2021: €-3k
2022: €-6k
2023: €19k
2019 → 2024
Working capital
€72k▲ 41.0%
2023 · €51k
2019: €31k
2021: €36k
2022: €32k
2023: €51k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192021202220232024Trend
Turnover€53k-€49k▼ 6.9%€61k▲ 23.3%
Equity€31k-€39k▲ 28.2%€33k▼ 14.8%€52k▲ 57.3%€73k▲ 38.9%
Operating result€14k-€6k▼ 61.6%€-2k€21k€21k▲ 0.2%
Net result€14k-€-3k€-6k▼ 111%€19k€20k▲ 6.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 0% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €196k
Fixed assets
€580▼ 50.0%
Current assets
€195k▲ 9.2%
Equity and liabilities €196k
Equity
€73k▲ 38.9%
Debt
€123k▼ 3.6%
The debt ratio falls from 70.9% to 62.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€21k▲
2023 · €21k
Cash flow
€21k▲
2023 · €20k
Solvency
37.2%▲
2023 · 29.1%
Current ratio
1.59▲
2023 · 1.40
Quick ratio
1.59▲
2023 · 1.38
Debt / equity
1.69▼
2023 · 2.43
ROE
28.0%▼
2023 · 36.4%
ROA
10.4%▼
2023 · 10.6%
Interest coverage
143.01▼
2023 · 469.31
Debt
€123k▼
2023 · €128k
Debt ≤ 1 year
€123k▼
2023 · €127k
Income taxes
€50▼
2023 · €1k
Staff costs
€45k=
2023 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€180k€196k▲
Fixed assets21/28€1k€580▼
Tangible fixed assets22/27€1k€580▼
Plant, machinery and equipment23€1k€580▼
Current assets29/58€179k€195k▲
Amounts receivable after more than one year29€35k€81k▲
Other amounts receivable291€35k€81k▲
Stocks and contracts in progress3€3k-
Stocks30/36€3k-
Amounts receivable within one year40/41€5k€8k▲
Trade receivables40€5k€8k▲
Cash at bank and in hand54/58€136k€106k▼
Equity and liabilities
Total equity and liabilities10/49€180k€196k▲
Equity10/15€52k€73k▲
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Other1319€1k€1k=
Profit (loss) carried forward14€33k€53k▲
Amounts payable17/49€128k€123k▼
Amounts payable within one year42/48€127k€123k▼
Trade debts44€11k€43▼
Suppliers440/4€11k€43▼
Taxes, remuneration and social security45€16k€6k▼
Taxes450/3€16k€6k▼
Other amounts payable47/48€101k€117k▲
Accrued charges and deferred income492/3€64€138▲
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€8k€11k▲
Remuneration, social security and pensions62€45k€45k=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€580€580=
Other operating charges640/8€109€118▲
Gross operating margin9900€66k€66k▲
Operating profit (loss)9901€21k€21k▲
Financial income75/76B€22-
Recurring financial income75€22-
Financial charges65/66B€45€148▲
Recurring financial charges65€45€148▲
Profit (loss) for the period before taxes9903€21k€20k▼
Income taxes67/77€1k€50▼
Profit (loss) for the period9904€19k€20k▲
Profit (loss) for the period to be appropriated9905€19k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€53k▲
Profit (loss) brought forward from the previous period14P€13k€33k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 162 days late
2024
31-12
Financial
Highest result since 2019net €20k ▲6.7%
Operating result €21k, net result €20k, both a record.
2023
31-12
Financial
Back to profitnet €19k
Net result €19k after 2 loss-making years.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 88 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 92 days late
2019
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 59 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 57 days late
2017
10-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 41 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weertstraat(MAR) 362880 BornemGround area
1,074 m²
Building footprint
505 m²
Volume, LiDAR
2,203 m³
Parcel 12024B0233/00C003, Flanders · tallest building 11.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SNAPTONIC
since 20132.222.127.270
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12024B0233/00C003 | Flanders | 1,074 m² | 1 · 505 m² | 11.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AISHA CONSULTANCY SERVICES
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FIDELO
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,748. 6,905 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-07-2013
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.