SNAP
ActiveFrom the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
SNAP has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €312,857 and a net result of €100,628. Equity has been growing by about 59% per year since 2021. Its solvency ranks better than 44% of 10,798 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Overview
Official details
KBO- Status
- Active since 16-04-2021 Normal situation
- Registered office
- 261 active companies are registered at this address 6 started in the 12 months before. Source: KBO register, as of 1 November 2026.
- Activity
- Business and other management consultancy NACE 70200and 5 others
- Establishment unit
- 2.316.950.215 1000 Brussel, since 16-04-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 27-02-2026
Board and ownership
- CHAMULEAU Henrica Marguérita NatasDirector · since 15-03-2024
- Matthew Tchung-Chie SHIUDirector · since 15-03-2024
- John KIMDirector
- Auditor
- PKF Bofidi Audit
- SNAP INCconsolidatesannual accounts 2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.6%
- Turnover
- €1.5m
- Profit
- €100,628
- ▲ 15.5%
- Equity
- €312,857
- ▲ 47.4%
- Total assets
- €680,023
- ▲ 15.6%
- Staff
- 2.8 FTE
- ▲ 40.0%
Score breakdownraises riskLiquidity: current ratio 1.85Founded in 2021lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Equity €312,857 (46.0% of total assets)Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 43% of them on solvency, 25% on liquidity, 27% on profitability and 79% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 5 accounts on average 29 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 29-06-2026 at the NBB all 5 filings
2021 to 2025, 5 financial years
The operating result for 2025 is 138% higher than in 2024 and the highest since 2021. It is a recovery after the fall in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Comparable companies
These companies have the same main activity as SNAP: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €621,000 and €1.1m, founded between 2019 and 2020.
| Company | Founded | Total assets | Equity | Gross margin | Turnover | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|---|
| SNAP Brussel | 2021 | €0.7m | €0.3m | €1.3m | €1.5m | €0.1m | 2.8 | 2025 |
| RSM InterTransactions Zaventem | 2019 | €0.6m | €0.02m | - | €1.3m | €0.002m | 2.9 | 2025 |
| AWO BELGIUM Brussel | 2020 | €1.1m | €0.5m | €0.9m | - | €0.5m | 2.3 | 2025 |
| CORPORATE VALUE ASSOCIATES BELGIUM Brussel | 2020 | €1.1m | €0.7m | €1.0m | - | €0.1m | 5 | 2025 |
| DSS Sustainable Solutions Belgium Sint-Joost-ten-Node | 2019 | €0.8m | €0.2m | €1.3m | - | €0.02m | 6.5 | 2025 |
| YC CONSULTING Ans | 2019 | €0.8m | €0.005m | €0.9m | - | €0.6m | 2 | 2025 |
| Seaco Belgium B.V. Antwerpen | 2020 | €0.9m | €0.7m | - | €1.4m | €0.06m | 5.6 | 2025 |
They were chosen from the 54,697 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 26,972 companies had the same profile as SNAP has now. Two years later, 1.6% had gone bankrupt and 94.9% were still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SNAP itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for SNAP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €1.5m | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €0.1m | - |
| Remuneration, social security and pensions62 | €0.1m | €0.3m | €0.6m | €0.8m | €1.2m | ▲ 51.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €0.001m | - |
| Gross operating margin9900 | €0.2m | €0.4m | €0.7m | €0.9m | €1.3m | ▲ 57.9% |
| Operating profit (loss)9901 | €0.01m | €0.03m | €0.1m | €0.07m | €0.2m | ▲ 138% |
| Financial income75/76B | €0.001m | €0.009m | €0.02m | €0.06m | €0.04m | ▼ 34.0% |
| Recurring financial income75 | €0.001m | €0.009m | €0.02m | €0.06m | €0.04m | ▼ 34.0% |
| Financial charges65/66B | €0.001m | €0.004m | €0.03m | €0.02m | €0.07m | ▲ 340% |
| Recurring financial charges65 | €0.001m | €0.004m | €0.03m | €0.02m | €0.07m | ▲ 340% |
| Profit (loss) for the period before taxes9903 | €0.01m | €0.04m | €0.09m | €0.1m | €0.1m | ▲ 16.2% |
| Income taxes67/77 | €0.003m | €0.009m | €0.03m | €0.03m | €0.03m | ▲ 18.4% |
| Profit (loss) for the period9904 | €0.009m | €0.03m | €0.07m | €0.09m | €0.1m | ▲ 15.5% |
| Profit (loss) for the period to be appropriated9905 | €0.009m | €0.03m | €0.07m | €0.09m | €0.1m | ▲ 15.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €137,552 | €245,359 | €446,902 | €588,201 | €680,023 | ▲ 15.6% |
| Fixed assets21/28 | - | - | - | - | €1,412 | - |
| Tangible fixed assets22/27 | - | - | - | - | €1,412 | - |
| Current assets29/58 | €137,552 | €245,359 | €446,902 | €588,201 | €678,611 | ▲ 15.4% |
| Amounts receivable within one year40/41 | €137,552 | €245,359 | €446,902 | €567,816 | €678,611 | ▲ 19.5% |
| Other amounts receivable41 | €137,552 | €245,359 | €446,902 | €567,816 | €678,611 | ▲ 19.5% |
| Deferred charges and accrued income490/1 | - | - | - | €20,385 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €137,552 | €245,359 | €446,902 | €588,201 | €680,023 | ▲ 15.6% |
| Equity10/15 | €29,938 | €56,933 | €125,069 | €212,229 | €312,857 | ▲ 47.4% |
| Contributions10/11 | €20,833 | €20,833 | €20,833 | €20,833 | €20,833 | = |
| Profit (loss) carried forward14 | €9,105 | €36,100 | €104,236 | €191,396 | €292,024 | ▲ 52.6% |
| Amounts payable17/49 | €107,614 | €188,427 | €321,833 | €375,972 | €367,165 | ▼ 2.3% |
| Amounts payable within one year42/48 | €107,614 | €188,427 | €321,833 | €317,497 | €367,165 | ▲ 15.6% |
| Financial debts43 | - | - | €56,781 | €1,653 | - | - |
| Credit institutions430/8 | - | - | €56,781 | €1,653 | - | - |
| Trade debts44 | €28,728 | €79,852 | €102,495 | €57,833 | €28,539 | ▼ 50.7% |
| Suppliers440/4 | €28,728 | €79,852 | €102,495 | €57,833 | €28,539 | ▼ 50.7% |
| Taxes, remuneration and social security45 | €78,885 | €108,218 | €162,556 | €126,835 | €193,800 | ▲ 52.8% |
| Taxes450/3 | - | €948 | €59,436 | €40,437 | €86,486 | ▲ 114% |
| Remuneration and social security454/9 | €78,885 | €107,270 | €103,121 | €86,398 | €107,314 | ▲ 24.2% |
| Other amounts payable47/48 | - | €356 | - | €131,176 | €144,827 | ▲ 10.4% |
| Accrued charges and deferred income492/3 | - | - | - | €58,475 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,105 | €26,994 | €68,137 | €87,160 | €100,628 | ▲ 15.5% |
| + Depreciation and write-downs630 | - | - | - | - | €543 | - |
| Operating cash flow (approximation) | €9,105 | €26,994 | €68,137 | €87,160 | €101,171 | ▲ 16.1% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 29-06-2026 | 2026-00257775 | NBB |
| 31-12-2024 | full format | 19-06-2025 | 2025-00154121 | |
| 31-12-2023 | full format | 04-07-2024 | 2024-00232145 | |
| 31-12-2022 | full format | 04-07-2023 | 2023-00215941 | |
| 31-12-2021 | full format | 14-07-2022 | 2022-20189974 |
Board & ownership
Directors
Board 3
Statutory auditor 1
Owners and capital
Shareholders
1 ownerChain of control
- SNAP INCUS
- SNAP
Owners 1
- SNAP INCUSconsolidating parentconsolidates
Mandate history
- Board
- Statutory auditor
- began earlier
- end not dated
| Name | Functions and periods |
|---|---|
| CHAMULEAU Henrica Marguérita Natas |
|
| Matthew Tchung-Chie SHIU |
|
| John KIM |
|
| PKF Bofidi Audit |
|
| Atul PORWAL |
|
| Henrica Marguérita Natascha CHAMULEAU |
|
| Jean GONIÉ |
|
| GONIE Jean Thomas Pierre |
|
Articles of association
- Power of attorneyA power of attorney lets someone perform specific acts on the company's behalf.
- “Jérôme Vermeylen”“Thijs Herremans”“Olivier Cuti”“Hugo Gigounon”“Nathan Przednowek”“Nele Verhaert”
Articles of association, deed of 12-06-2026 (in French)
Network & group
Connections & network
3 current directorsThe network starts from the directors of SNAP. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
12-06
Gazette deed
Resignation: Atul PORWAL (director)Appointment: John KIM (director)3 points ▸
- General meeting, 20-03-2026
- Director resignation, Atul PORWAL (director)
- Director appointment, John KIM (director)
21-10
Gazette deed
Appointment: PKF BOFIDI Audit BV (statutory auditor)Permanent representative: Jeroen Rans · Resignation: Henrica Marguérita Natascha CHAMULEAU (director)5 points ▸
- General meeting, 30-06-2025
- Auditor appointment, PKF BOFIDI Audit BV (statutory auditor)
- Permanent representative, Jeroen Rans
- General meeting, 25-09-2025
- Director resignation, Henrica Marguérita Natascha CHAMULEAU (director)
02-05
Gazette deed
Resignation: Jean GONIÉ (director)Appointments: Matthew Tchung-Chie SHIU (director) and Henrica Marguérita Natascha CHAMULEAU (director)4 points ▸
- General meeting, 15-03-2024
- Director resignation, Jean GONIÉ (director)
- Director appointment, Matthew Tchung-Chie SHIU (director)
- Director appointment, Henrica Marguérita Natascha CHAMULEAU (director)
27-04
Gazette deed
Appointment: BB3 Audit BV (statutory auditor)Permanent representative: Jeroen Rans3 points ▸
- General meeting, 27-06-2022
- Auditor appointment, BB3 Audit BV (statutory auditor)
- Permanent representative, Jeroen Rans (représentation permanent)
10-01
Gazette deed
Appointment: GONIE Jean Thomas Pierre (director)3 points ▸
- General meeting, 23-12-2022
- Director appointment, GONIE Jean Thomas Pierre (director)
- Other provision, “délivrance avant enregistrement, article 173,1° bis du Code des Droits d'Enregistrement” (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21803C0244/00A002 | Brussels | 100 m² | 1 · 99 m² | 23.6 m · 8 |