Turnover
≈ €210,000 estimated
The micro format states no turnover.
Snack Référence
Lifetime
1 annual account with figurespeak €56,745 (2025)
€56,745
peak €13,974 (2025)
€13,974
peak €18,974 (2025)
€18,974
€38,675
Board3 names since 2025
3 directorsBALTA Faruk and 2 others
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Incorporation 14-021 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€5,000 300 shares
Checked score
50
Fair
Financially stronger than 53% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 3.9%
04-2026: 4.0%▲ +0.1 percentage points vs 03-2026
05-2026: 4.1%▲ +0.1 percentage points vs 04-2026
06-2026: 4.5%▲ +0.4 percentage points vs 05-2026highest value
07-2026: 4.5%● unchanged vs 06-2026highest value
08-2026: 3.6%▼ -0.9 percentage points vs 07-2026lowest value
09-2026: 3.8%▲ +0.2 percentage points vs 08-2026
10-2026: 3.8%● unchanged vs 09-2026
11-2026: 3.8%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
Size: total assets €57,650
Sector: Food and beverage service activities (NACE 56)
lowers risk
Figures for financial year 2025 (filed on 29-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 53% of them on solvency, 21% on liquidity and 86% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as Snack Référence has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of Snack Référence itself is higher: 3.8% within 12 months. It rests on far more data about Snack Référence than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for Snack Référence. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.9, below 1. Short-term debt is 67.1% and cash 9% of total assets. 67.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- BALTA Mehmet-Emin 100 sharesdeed of 14-02-2025
- BALTA Faruk 100 sharesdeed of 14-02-2025
- BALTA Riza 100 sharesdeed of 14-02-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1019894523
Incorporation
Founding capital of €5,000, 300 shares · Founders: BALTA Mehmet-Emin, BALTA Faruk and BALTA Riza · Appointments: BALTA Mehmet-Emin, BALTA Faruk and BALTA Riza · published on 14-02-2025 · Gazette deed
First establishment
SNACK REFERENCE, Rue Jules Boulvin 2A, Charleroi
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Snack Référence Charleroi | - | - | 32.9% | - |
| BABYLON.B Rochefort | - | - | 41.5% | - |
| Snack ’n Beetje Merelbeke-Melle | - | - | 55.7% | - |
| IB ALPHA Sint-Gillis (bij-Brussel) | €219,517 | 12.6% | 16.2% | - |
| NNN Brothers Ghent | - | - | 33.4% | - |
| Rasso Brussels | - | - | 41.8% | - |
| RIVE Tienen | €93,958 | 53.5% | 84.0% | - |
These companies have the same main activity as Snack Référence: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €56,900 and €63,300, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 12-02-2025Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112and 1 other
- Establishment unit
- 2.370.961.5956044 Charleroi, since 12-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 12-01-2026
Annual accounts 2025
- €57,650
- Employeeson 31-12-2025
- 2
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on Snack Référence
The computed 12-month bankruptcy probability of Snack Référence is 3.8% (moderate). The 2025 annual accounts show equity of €18,974 and a net result of €13,974.
Its solvency ranks better than 53% of 17,158 sector peers (NACE 56, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Snack Référence
- What is the company number of Snack Référence?
- The company number of Snack Référence is 1019.894.523. The VAT number is the same number with BE in front: BE 1019.894.523.
- Where is Snack Référence based?
- The registered office is at Rue Jules Boulvin 2A, 6044 Charleroi.Company details
- What does Snack Référence do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of Snack Référence?
- Snack Référence is a private limited company (BV).
- When was Snack Référence founded?
- Snack Référence was founded on 12-02-2025.
- Is Snack Référence still active?
- Yes, Snack Référence is an active enterprise in the KBO register.
- How many employees does Snack Référence have?
- Snack Référence had an average of 2.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Snack Référence?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €56,745 and 90 comparable companies (NACE 56112). It probably lies between €160,000 and €250,000.
- Is Snack Référence profitable?
- In financial year 2025, Snack Référence made a profit of €13,974.
- Where can I find the annual accounts of Snack Référence?
- Snack Référence filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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