SN SABLON
ActiveThe computed 12-month bankruptcy probability of SN SABLON is 5.2% (elevated). The 2025 annual accounts show negative equity (€-13k) and a net result of €-113k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 22% of 13061 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
7
/ 100
Critical▼ -59 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33▼-23
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
5.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.45 against 0.7 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.4%
Return on assets
-83.4%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€13k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
29 d early
2024
14 d early
2023
on the day
2022
22 d late
2021
18 d late
2020
24 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-13k
2024 · €101k
2019: €28k
2020: €36k
2021: €71k
2022: €154k
2023: €109k
2024: €101k
2019 → 2025
Total assets
€136k▼ 45.7%
2024 · €250k
2019: €238k
2020: €196k
2021: €250k
2022: €227k
2023: €296k
2024: €250k
2019 → 2025
Net result
€-113k
2024 · €42k
2019: €8k
2020: €5k
2021: €35k
2022: €83k
2023: €35k
2024: €42k
2019 → 2025
Working capital
€-82k▼ 84.4%
2024 · €-44k
2019: €-125k
2020: €6k
2021: €45k
2022: €62k
2023: €-50k
2024: €-44k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€154k▲ 118%€109k▼ 29.3%€101k▼ 7.4%€-13k
Operating result€27k-€123k▲ 363%€61k▼ 50.3%€78k▲ 28.0%€-102k
Net result€35k-€83k▲ 138%€35k▼ 57.7%€42k▲ 19.8%€-113k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €102k after €78k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€69k▼ 52.5%
Current assets
€67k▼ 36.3%
Key figures and ratios
EBITDA
€-72k▼
2024 · €106k
Cash flow
€-83k▼
2024 · €70k
Solvency
-9.4%▼
2024 · 40.3%
Current ratio
0.45▼
2024 · 0.70
Quick ratio
0.39▼
2024 · 0.63
Debt / equity
-11.63▼
2024 · 1.48
ROE
885.9%▲
2024 · 42.1%
ROA
-83.4%▼
2024 · 17.0%
Interest coverage
-5.37▼
2024 · 5.81
Debt
€148k▼
2024 · €149k
Debt ≤ 1 year
€148k▼
2024 · €149k
Income taxes
€0▼
2024 · €18k
Staff costs
€260k▼
2024 · €277k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€250k€136k▼
Fixed assets21/28€145k€69k▼
Intangible fixed assets21€32k€12k▼
Tangible fixed assets22/27€51k€55k▲
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€3k€4k▲
Other tangible fixed assets26€41k€46k▲
Financial fixed assets28€62k€2k▼
Current assets29/58€105k€67k▼
Stocks and contracts in progress3€11k€9k▼
Stocks30/36€11k€9k▼
Amounts receivable within one year40/41€5k€5k▲
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58€87k€45k▼
Deferred charges and accrued income490/1€2k€7k▲
Equity and liabilities
Total equity and liabilities10/49€250k€136k▼
Equity10/15€101k€-13k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€79k€-34k▼
Investment grants15€2k€1k▼
Amounts payable17/49€149k€148k▼
Amounts payable within one year42/48€149k€148k▼
Current portion of amounts payable after more than one year42€3k€3k▼
Trade debts44€56k€65k▲
Suppliers440/4€56k€65k▲
Taxes, remuneration and social security45€40k€30k▼
Taxes450/3€14k€6k▼
Remuneration and social security454/9€26k€25k▼
Other amounts payable47/48€50k€50k=
Income statement
Code20242025
Remuneration, social security and pensions62€277k€260k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€30k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€386k€191k▼
Operating profit (loss)9901€78k€-102k▼
Financial income75/76B€353€2k▲
Recurring financial income75€353€2k▲
Financial charges65/66B€18k€13k▼
Recurring financial charges65€18k€13k▼
Profit (loss) for the period before taxes9903€60k€-113k▼
Income taxes67/77€18k€0▼
Profit (loss) for the period9904€42k€-113k▼
Profit (loss) for the period to be appropriated9905€42k€-113k▼
Appropriation of the result
Profit (loss) to be appropriated9906€129k€-34k▼
Profit (loss) brought forward from the previous period14P€87k€79k▼
Profit to be distributed694/7€50k€0▼
Return on contributions (dividend)694€50k€0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-113k ▼367%
Net result drops to €-113k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Highest result since 2019net €83k ▲138%
Operating result €123k, net result €83k, both a record.
31-12
Financial
Equity above €150kEq €154k ▲118%
4 profitable years in a row build equity to €154k.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 1.12
Current ratio from 0.41 to 1.12; short-term debt falls from €210k to €52k.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
23-02-2026
AL Renovation: Resigned as Director
31-12-2022
Bindels Nelson: Resigned as Director
31-12-2022
Boutrahi Samir: Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Regentschapsstraat 261000 BrusselGround area
144 m²
Building footprint
143 m²
Volume, LiDAR
2,698 m³
Parcel 21808H1063/00K000, Brussels · tallest building 21.7 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
SN Sablon
since 20182.278.597.702
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H1063/00K000indicative | Brussels | 144 m² | 1 · 143 m² | 21.7 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.278.597.702
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Of 21,621 companies in sector 56112 we hold annual accounts for 9,654. 7,724 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-08-2018
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.