Financials
- Fiscal year
- 2025
- Total assets
- €40,715
- Profit
- €51
- Solvency
- 12.4%
SN-FRESH
ActiveSummary
The computed 12-month bankruptcy probability of SN-FRESH is 1.7% (moderate). The 2025 annual accounts show equity of €5,051 and a net result of €51. Its solvency ranks better than 31% of 21938 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
2 sites
Size
€40,715total assets 2025
- Equity
- €5,051
- Profit
- €51
Turnover not published (abridged schema)
Structure
Accounts filed 25 d late0 of 1 deed read
Why 55- Founded in 2025- Equity €5,051 (12.4% of total assets)- Size: total assets €40,715+ Liquidity: current ratio 0.97, cash €16,083Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 37% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
37
equity 12.4% of total assets
Liquidity
51
short-term debt 87.6% · cash 39.5%
Profitability
37
return on assets 0.1%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2026: 2.2%
05-2026: 2.2%▲ +2.6% vs 04-2026
06-2026: 2.3%▲ +2.0% vs 05-2026
07-2026: 2.8%▲ +22.6% vs 06-2026
08-2026: 2.8%▲ +0.5% vs 07-2026highest value
09-2026: 1.6%▼ -43.9% vs 08-2026lowest value
10-2026: 1.7%▲ +7.3% vs 09-2026
- Founded in 2025 raises the probability for this profile
- Liquidity: current ratio 0.97, cash €16,083 lowers the probability
- Equity €5,051 (12.4% of total assets) raises the probability
- Size: total assets €40,715 raises the probability for this profile
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 29%, liquidity 55%, profitability 28%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 25-08-2026Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 12-03-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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