Equity
€1.5m ▲ 30.7%
SN CONSTRUCT has made a profit in every financial year since 2020.
SN CONSTRUCT
Lifetime
6 annual accounts with figures on one time axispeak €1.1m (2025)
€1.1m▲ 94.2%
peak €479,152 (2022)
€340,716▲ 164%
peak €1.5m (2025)
€1.5m▲ 30.7%
€663,997▼ 38.4%
peak 9 FTE (2025)
9 FTE▲ 66.7%
Board1 name since 2019
1 director
Documentsfilings and deeds
28-07-20263 days before the deadline
2025abbreviated format
Gross margin from €563,268 to €1.1mResult from €129,272 to €340,716Staff from 5.4 FTE to 9 FTEEquity from €1.1m to €1.5mDebts from €1.1m to €663,997Cash from €141,021 to €216,929
Key points
from the 2025 annual accountsResult
€340,716 ▲ 164%
The result rose in 2025 from €129,272 to €340,716.
Turnover
≈ €3.1m estimated
The accounts state no turnover.
Staff
10 employees on 31-12-2025
In 2025, 6 people joined and 3 left.
Liquidity
3.57 was 2.03 in 2024
Short-term debts fell from €962,487 to €524,090.
Position in the sector
€340,716
Higher net result than 93% of companies in specialised construction. Sector median €26,645 · 9,966 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as SN CONSTRUCT has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for SN CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0735911383
Registered office moved within Belsele
New registered office: Lokerse baan 20, 9111 Belsele · Previous registered office: Oude Baan 11, 9111 Belsele · General meeting of 19-10-2023 · Gazette deed
Registered office moved from Sint-Niklaas to Belsele
New registered office: Oude Baan 11, 9111 Belsele · Previous registered office: Kalkstraat 84 bus 5 te 9100 Sint-Niklaas · General meeting of 17-11-2020 · Gazette deed
Incorporation
Founding capital of €5,000, 100 shares · Founder: · Appointment: (director) · published on 11-10-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SN CONSTRUCT Sint-Niklaas | €2.1m | €1.1m | 68.6% | 9 |
| VV Build Hulshout | €3.3m | €1.2m | 28.1% | 8.3 |
| O.F. TERRASSEMENT Wasseiges | €1.6m | €0.9m | 44.3% | 8.3 |
| Algemene Bouwonderneming Degra Langemark-Poelkapelle | €2.8m | €1.0m | 30.1% | 8.9 |
| POELMAN BOUWAANNEMINGEN Merelbeke-Melle | €3.0m | €0.9m | 29.4% | 11.1 |
| GEVELGROEP Meise | €1.3m | €0.9m | 16.2% | 6 |
| BOUWONDERNEMING MONBALIU Oudenburg | €3.4m | €1.0m | 66.5% | 5.8 |
These companies have the same main activity as SN CONSTRUCT: bricklaying and masonry work (NACE 43910). They are comparable in size and age: total assets between €1.3m and €3.4m, founded between 2013 and 2021.
Official details
Source: KBO- Status
- Active since 09-10-2019Normal situation
- Activity
- Bricklaying and masonry workNACE 43910and 4 others
- Joint committee
- 124Construction · annual accounts 2025
- Establishment unit
- 2.294.953.7819111 Sint-Niklaas, since 09-10-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 16-09-2025
Annual accounts 2025
- €2.1m▼ 3.3%
- Employeeson 31-12-2025
- 10▲ 42.9%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on SN CONSTRUCT
SN CONSTRUCT files the abbreviated format. That format states no turnover. The gross margin rose from €262,087 in 2020 to €1.1m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SN CONSTRUCT
- What is the company number of SN CONSTRUCT?
- The company number of SN CONSTRUCT is 0735.911.383. The VAT number is the same number with BE in front: BE 0735.911.383.
- Where is SN CONSTRUCT based?
- The registered office is at Lokerse Baan 20, 9111 Sint-Niklaas.Company details
- What does SN CONSTRUCT do?
- According to the KBO register, the main activity is bricklaying and masonry work (NACE 43910).
- What is the legal form of SN CONSTRUCT?
- SN CONSTRUCT is a private limited company (BV).
- When was SN CONSTRUCT founded?
- SN CONSTRUCT was founded on 09-10-2019.
- Is SN CONSTRUCT still active?
- Yes, SN CONSTRUCT is an active enterprise in the KBO register.
- How many employees does SN CONSTRUCT have?
- SN CONSTRUCT had an average of 9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does SN CONSTRUCT fall under?
- In its 2025 annual accounts, SN CONSTRUCT states joint committee 124 (Construction).
- What is the turnover of SN CONSTRUCT?
- The turnover in financial year 2025 is ≈ €3.1m. This figure is estimated from the gross margin of €1.1m and 67 comparable companies (NACE 43). It probably lies between €2.4m and €4.1m.
- Is SN CONSTRUCT profitable?
- In financial year 2025, SN CONSTRUCT made a profit of €340,716.
- Where can I find the annual accounts of SN CONSTRUCT?
- SN CONSTRUCT filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SN CONSTRUCT due?
- SN CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies
See how customers, suppliers and banks see your own company and what to improve first.