SN Cars
ActiveFrom the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
SN Cars has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129,081 and a net result of -€3,978. Equity has been growing by about 32% per year since 2019. Its solvency ranks better than 51% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Official details
KBO- Status
- Active since 20-05-2016 Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 1 other
- Establishment unit
- 2.253.494.496 2820 Bonheiden, since 20-05-2016
- Financial year end
- 30 June
- Peppol
- Reachable since 23-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- €34,659
- ▼ 50.2%
- Turnover
- ≈ €260,000
- estimated
- Loss
- €3,978
- Equity
- €129,081
- ▼ 3.0%
- Total assets
- €375,247
- ▼ 5.4%
- Staff
- ≈ 0.6 FTE
- estimated
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskSize: total assets €375,247Liquidity: current ratio 1.42, cash €65,770Founded in 2016Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 50% of them on solvency, 71% on liquidity, 32% on profitability and 33% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Comparable companies
These companies have the same main activity as SN Cars: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €347,000 and €437,000, founded between 2015 and 2016.
| Company | Total assets | Gross margin |
|---|---|---|
| SN Cars Bonheiden | €375,247 | €34,659 |
| Fiko Cars Bornem | €368,326 | €47,160 |
| Hassan Commerce Borsbeek | €347,438 | €50,643 |
| MontageElectroSanitair Beringen | €368,286 | €32,947 |
| A.M. CARS Colfontaine | €383,366 | €36,154 |
| B.S Houthalen-Helchteren | €436,527 | €35,991 |
| M & N Services Brussel | €421,216 | €35,309 |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 24-02-2026
- Annual accounts 2024filed on 27-01-2025
- Annual accounts 2023filed on 30-01-2024
- Annual accounts 2022filed on 31-01-2023
Acts in the Belgian Official Gazette
- Legal-form change · Resignations & appointmentsact of 17-01-2024
- Resignations & appointmentsact of 05-01-2023
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about SN Cars
- What is the company number of SN Cars?
- The company number of SN Cars is 0654.866.596. The VAT number is the same number with BE in front: BE 0654.866.596.
- Where is SN Cars based?
- The registered office is at Gestelhoflei 14F, 2820 Bonheiden.Company details
- What does SN Cars do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of SN Cars?
- The legal form of SN Cars is Private limited company (BV).
- When was SN Cars founded?
- SN Cars was founded on 20-05-2016.
- Is SN Cars still active?
- Yes, SN Cars is an active enterprise in the KBO register.
- What is the turnover of SN Cars?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €34,659 and 36 comparable companies (NACE 47811). It probably lies between €110,000 and €800,000.Financials
- Is SN Cars profitable?
- In financial year 2025, SN Cars made a loss of €3,978.
- Where can I find the annual accounts of SN Cars?
- SN Cars filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
- When are the next annual accounts of SN Cars due?
- SN Cars must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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