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SMU-C

Active Risk: not assessed
Private limited companyfounded 2022active for 4 yearsDam 20, 8500 Kortrijk, BelgiumKBO/BCE: BE 0785.705.542
Summary

SMU-C is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3,000 and a net result of €111,530. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 10% of 9,757 sector peers (NACE 64, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

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SMU-CActive
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Overview

Official details

Source: KBO
Status
Active since 04-05-2022 Normal situation
Activity
Activities of holding companies NACE 64210and 2 others
Establishment unit
2.331.310.569 8500 Kortrijk, since 04-05-2022
Financial year end
31 December
Peppol
Reachable since 24-11-2025
Company details

Board and ownership

Board
Shareholders
  • MUYLLE Saskia Lieve Josdeed of 06-05-2022
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€111,530
▲ 37.2%
Equity
€3,000
▼ 98.0%
Total assets
€131,505
▼ 18.6%
Financials
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9757 sector peers (2025).
NBB · sector comparison
Position among 9757 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
31 days early
2024
27 days late
2023
15 days early
2022
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 2 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Equity fell in 2025from €150,049 to €3,000 ▼ 98.0% View
  • Caution: Less equity than 90% of companies in financial servicessector median €124,145 · 9,764 companies €3,000 View

Recent changes

  1. · Gazette deed Registered office moved from Zwevegem to KortrijkNew registered office: Dam 20 bus 12, 8500 Kortrijk · Previous registered office: Oude Sint-Denijsstraat 5, 8550 Zwevegem
  2. · Gazette deed Appointment: Muylle Saskia (director)
  3. · Gazette deed IncorporationFounding capital of €3,000 · Founder: MUYLLE Saskia Lieve Jos
All 11 events

Comparable companies

These companies have the same main activity as SMU-C: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €112,000 and €169,000, founded in 2022.

CompanyTotal assetsGross margin
SMU-C Kortrijk€131,505€152,442
OKAMI Waregem€138,052€167,766
JOTRAPP Ostend€130,382€126,399
Be-Flux Tielt€125,101€120,362
XAPACO Bruges€169,340€133,802
LintaCon Lochristi€136,580€138,345
PLEJOKA Oudsbergen€111,952€142,435
Full comparison

Key facts about SMU-C
What is the company number of SMU-C?
The company number of SMU-C is 0785.705.542. The VAT number is the same number with BE in front: BE 0785.705.542.
Where is SMU-C based?
The registered office is at Dam 20, 8500 Kortrijk.Company details
What does SMU-C do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of SMU-C?
SMU-C is a private limited company (BV).
When was SMU-C founded?
SMU-C was founded on 04-05-2022.
Is SMU-C still active?
Yes, SMU-C is an active enterprise in the KBO register.
What is the turnover of SMU-C?
The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €152,442 and 32 comparable companies (NACE 64210). It probably lies between €200,000 and €300,000.Financials
Is SMU-C profitable?
In financial year 2025, SMU-C made a profit of €111,530.
Where can I find the annual accounts of SMU-C?
SMU-C filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SMU-C due?
SMU-C must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date

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