SMTC
ActiveSummary
SMTC has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €71k. Its solvency ranks better than 19% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability85
Solvency39
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.52; short-term debt: 21% and cash: 10.4% of total assets), and 86.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.8%
Return on assets
13%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-12-2025, 133 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
133 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€76k
Total assets
€548k
Net result
€71k
Working capital
€-56k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €548k
Fixed assets
€488k
Current assets
€60k
Equity and liabilities €548k
Equity
€76k
Debt
€472k
Debt finances 86.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€111k
Cash flow
€78k
Current ratio
0.52
Debt to equity
6.26
ROE
94.5%
ROA
13.0%
Interest coverage
12.20
Debt ≤ 1 year
€115k
Debt > 1 year
€357k
Income taxes
€25k
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet
Code2025
Assets
Total assets20/58€548k
Fixed assets21/28€488k
Tangible fixed assets22/27€38k
Furniture and vehicles24€38k
Financial fixed assets28€450k
Current assets29/58€60k
Amounts receivable within one year40/41€2k
Other amounts receivable41€2k
Cash at bank and in hand54/58€57k
Deferred charges and accrued income490/1€375
Equity and liabilities
Total equity and liabilities10/49€548k
Equity10/15€76k
Contributions10/11€5k
Reserves13€71k
Distributable reserves133€71k
Profit (loss) carried forward14€0
Amounts payable17/49€472k
Amounts payable after more than one year17€357k
Financial debts170/4€357k
Amounts payable within one year42/48€115k
Current portion of amounts payable after more than one year42€63k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€7k
Taxes450/3€7k
Other amounts payable47/48€43k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k
Other operating charges640/8€548
Gross operating margin9900€112k
Operating profit (loss)9901€105k
Financial charges65/66B€9k
Recurring financial charges65€9k
Profit (loss) for the period before taxes9903€96k
Income taxes67/77€25k
Profit (loss) for the period9904€71k
Profit (loss) for the period to be appropriated9905€71k
Appropriation of the result
Profit (loss) to be appropriated9906€71k
Transfer to equity691/2€71k
To other reserves6921€71k
Profit to be distributed694/7€859
Return on contributions (dividend)694€859
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
14-08
State Gazette act
Registered officeRegistered-office move · Power of attorney5 facts ▸
State Gazette act
Registered office
Registered-office move · Power of attorney5 facts ▸
- Registered-office move, 8830 Hooglede, Roeselarestraat 95 bus A
- Power of attorney, Yannick ROBBERECHT
- Power of attorney, Iris ARNOUT
- Power of attorney, Melissa CORDY
- Power of attorney, Justine DEMAN
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hooglede · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roeselarestraat 958830 HoogledeGround area
2,532 m²
Building footprint
482 m²
Volume, LiDAR
3,334 m³
2 parcels, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Security / management / Training en coaching
since 20252.369.324.176
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36006C0576/00Z000 | Flanders | 1,902 m² | 1 · 342 m² | 8.9 m · 2 fl. |
| 34022E0306/00D002 | Flanders | 630 m² | 1 · 140 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Med2point
BE 1021.433.853
Kapellen · Eq €75,518
SIRIUS CONSULTING
BE 0790.165.364
Lille · Eq €75,658
CARPET
BE 0802.674.010
Nieuwpoort · Eq €75,674
HANAKYN
BE 0801.147.942
Asse · Eq €75,207
Be Projects
BE 0846.611.446
Aalter · Eq €75,130
Of 5,699 companies in sector 70100 we hold annual accounts for 3,494. 2,194 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2025
Fiscal year end30-09
Activities, NACEBEL 2025
70100Activities of head offices
46190Agents in non-specialised wholesale trade
74999Other professional, scientific and technical activities
77400Rental and leasing activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.