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SMOOVY

Active
Private limited companyfounded 20206 yrs activeOktoberstraat 51, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0741.693.870
Summary

SMOOVY has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €633,997 and a net result of €59,457. Equity is growing by ~109% per year across the filed fiscal years. Its solvency ranks better than 56% of 33943 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
SMOOVYActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Other construction installation
NACE 43240NACE 43299Renting and leasing of sports and recreation goods NACE 77210
#8 company by equity in Sint-Lambrechts-Woluwe, Construction sector2 sites
Size
€1.2mtotal assets 2025
Staff
1.4 FTE
Equity
€633,997
Profit
€59,457
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Holdings
1
Accounts 31 d early1 of 4 deeds read
Why 97- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 2.14, cash €518,734+ Size: total assets €1.2m+ Figures for FY 2025 (filed 30-06-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 72% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 78+11
equity 52.6% of total assets
Liquidity 91+3
short-term debt 24.8% · cash 43.1%
Profitability 75+38
return on assets 4.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,513 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%▲ +0.6% vs 11-2024 01-2025: 0.6%▼ -0.8% vs 12-2024 02-2025: 0.6%● 0.0% vs 01-2025 03-2025: 0.6%▲ +2.0% vs 02-2025 04-2025: 0.7%▲ +11.2% vs 03-2025 05-2025: 0.7%▲ +4.2% vs 04-2025 06-2025: 0.7%▲ +3.2% vs 05-2025 07-2025: 0.5%▼ -39.7% vs 06-2025 08-2025: 0.5%▲ +2.9% vs 07-2025 09-2025: 0.5%▲ +2.6% vs 08-2025 10-2025: 0.5%● 0.0% vs 09-2025 11-2025: 0.5%● 0.0% vs 10-2025 12-2025: 0.5%▲ +0.6% vs 11-2025 01-2026: 0.5%▲ +2.9% vs 12-2025 02-2026: 0.5%● 0.0% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.5%▼ -3.8% vs 03-2026 05-2026: 0.5%▲ +0.6% vs 04-2026 06-2026: 0.4%▼ -6.3% vs 05-2026 07-2026: 0.5%▲ +10.0% vs 06-2026 08-2026: 0.7%▲ +39.8% vs 07-2026 09-2026: 0.8%▲ +22.2% vs 08-2026highest value 10-2026: 0.1%▼ -90.7% vs 09-2026lowest value
  • Liquidity: current ratio 2.14, cash €518,734 lowers the probability
  • Size: total assets €1.2m lowers the probability for this profile
  • Figures for FY 2025 (filed 30-06-2026) lowers the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 2.14 against 1.99 in 2024; short-term debt: 24.8% and cash: 43.1% of total assets), and 47.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 57%, liquidity 88%, profitability 49%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.14, cash €518,734
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €1.2m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 30-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
31 d early
2024
49 d early
2023
49 d early
2022
28 d early
2021
136 d early
2020
135 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 71 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €59,457
  3. Equity above €500,000Eq €633,997 ▲196%

Key points

  • Positive: Equity rose in 2025from €214,014 to €633,997 ▲ 196% View
  • Positive: Among the best 5% on equitysector median €57,672 · 33,955 companies €633,997 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.2m
Profit
€59,457
Solvency
52.6%
Total assets▲ 137%
Net result
20202025
Go to Financials

Timeline

Events
14
Since
2021
Next accounts
by 31-07-2027
  1. 30-06-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Equity above €500,000
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Other construction installationNACE 43240
Founded
17-01-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

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