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SMKS

Active
Private limited companyfounded 20215 yrs activeAllée Ferme du Bercuit 57, 1390 Grez-Doiceau, BelgiumKBO/BCE: BE 0767.459.545
Summary

The computed 12-month bankruptcy probability of SMKS is 4.8% (elevated). The 2024 annual accounts show negative equity (-€34,564) and a net result of -€20,696. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 26049 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
4.8% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18 against 0.3 in 2023; short-term debt: 230.9% and cash: 20.3% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-130.9%
Return on assets
-78.4%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
21222324
2021 to 2024 · latest year -€34,564
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
91 d late
2023
55 d late
2022
25 d early
2021
48 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 18 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 April 2021, SMKS was incorporated as a Private limited company.1 Total assets went from EUR 79,780 in 2021 to EUR 26,397 in 2024 and headcount from 17 to 2.6 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2024

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Financials · fiscal year 2024, micro schema

Equity
-€34,564▼ 149%
2023 · -€13,868
Total assets
€26,397▼ 12.7%
2023 · €30,253
Net result
-€20,696▼ 48.7%
2023 · -€13,920
Working capital
-€50,170▼ 61.4%
2023 · -€31,081
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2021202220232024
Operating result-€1,915--€2,065▼ 7.8%-€13,403▼ 549%-€19,644▼ 46.6%
Net result-€2,220below the sector's middle half--€2,727within the sector's middle half▼ 22.8%-€13,920below the sector's middle half▼ 410%-€20,696below the sector's middle half▼ 48.7%
Equity€2,780below the sector's middle half-€52below the sector's middle half▼ 98.1%-€13,868below the sector's middle half-€34,564below the sector's middle half▼ 149%
Total assets€79,780within the sector's middle half-€51,067below the sector's middle half▼ 36.0%€30,253below the sector's middle half▼ 40.8%€26,397below the sector's middle half▼ 12.7%
Debt€77,000-€51,015▼ 33.7%€44,121▼ 13.5%€60,961▲ 38.2%
Working capital-€14,495below the sector's middle half--€21,200below the sector's middle half▼ 46.3%-€31,081below the sector's middle half▼ 46.6%-€50,170below the sector's middle half▼ 61.4%
Solvency3.5%below the sector's middle half-0.1%below the sector's middle half▼ 3.4pp-45.8%below the sector's middle half▼ 45.9pp-130.9%below the sector's middle half▼ 85.1pp
Current ratio0.78below the sector's middle half-0.56below the sector's middle half▼ 0.220.30below the sector's middle half▼ 0.260.18below the sector's middle half▼ 0.12
Return on assets (ROA)-2.8%below the sector's middle half--5.3%below the sector's middle half▼ 2.6pp-46.0%below the sector's middle half▼ 40.7pp-78.4%below the sector's middle half▼ 32.4pp
Staff (FTE)17-1.7▼ 90.0%2.2▲ 29.4%2.6▲ 18.2%
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2021: -€1,915-€1,915Net result 2021: -€2,220-€2,220Operating result 2022: -€2,065-€2,065Net result 2022: -€2,727-€2,727Operating result 2023: -€13,403-€13,403Net result 2023: -€13,920-€13,920Operating result 2024: -€19,644-€19,644Net result 2024: -€20,696-€20,6962021202220232024-€30,000-€20,000-€10,000€0Operating result 2022: -€2,065-€2,070Net result 2022: -€2,727-€2,730Operating result 2023: -€13,403-€13,400Net result 2023: -€13,920-€13,900Operating result 2024: -€19,644-€19,600Net result 2024: -€20,696-€20,700202220232024
The operating result stays negative: a loss of €19,644 in 2024 against €13,403 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €26,397
Fixed assets €15,606 ▼ 9.3%
Current assets €10,791 ▼ 17.2%
Key figures and ratios
2024 value · change against 2023
EBITDA
-€12,368▼
2023 · -€6,417
Cash flow
-€13,420▼
2023 · -€6,934
Quick ratio
0.13▼
2023 · 0.24
Debt to equity
-1.76▲
2023 · -3.18
Interest coverage
-11.76▲
2023 · -12.34
Debt ≤ 1 year
€60,961▲
2023 · €44,121
Staff costs
€9,534▲
2023 · €3,016
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
8.4% stopped otherwise
83% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet Code20232024
Assets
Total assets20/58€30,253€26,397▼
Fixed assets21/28€17,213€15,606▼
Tangible fixed assets22/27€16,830€15,223▼
Furniture and vehicles24€16,830€15,223▼
Financial fixed assets28€383€383=
Current assets29/58€13,040€10,791▼
Stocks and contracts in progress3€2,624€2,624=
Stocks30/36€2,624€2,624=
Amounts receivable within one year40/41€4,044€2,707▼
Trade receivables40€755€2,584▲
Other amounts receivable41€3,289€123▼
Cash at bank and in hand54/58€6,174€5,351▼
Deferred charges and accrued income490/1€198€109▼
Equity and liabilities
Total equity and liabilities10/49€30,253€26,397▼
Equity10/15-€13,868-€34,564▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€18,868-€39,564▼
Amounts payable17/49€44,121€60,961▲
Amounts payable within one year42/48€44,121€60,961▲
Trade debts44€8,125€19,307▲
Suppliers440/4€8,125€19,307▲
Taxes, remuneration and social security45€16€1,477▲
Taxes450/3€6€13▲
Remuneration and social security454/9€10€1,464▲
Other amounts payable47/48€35,980€40,177▲
Income statement Code20232024
Remuneration, social security and pensions62€3,016€9,534▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,986€7,276▲
Other operating charges640/8€1,649€135▼
Gross operating margin9900-€1,752-€2,699▼
Operating profit (loss)9901-€13,403-€19,644▼
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€520€1,052▲
Recurring financial charges65€520€1,052▲
Profit (loss) for the period before taxes9903-€13,920-€20,696▼
Profit (loss) for the period9904-€13,920-€20,696▼
Profit (loss) for the period to be appropriated9905-€13,920-€20,696▼
Appropriation of the result
Profit (loss) to be appropriated9906-€18,868-€39,564▼
Profit (loss) brought forward from the previous period14P-€4,948-€18,868▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220232024Change
Remuneration, social security and pensions62€4,397€3,012€3,016€9,534▲ 216%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,227€6,809€6,986€7,276▲ 4.2%
Other operating charges640/8€150€236€1,649€135▼ 91.8%
Gross operating margin9900€5,859€7,992-€1,752-€2,699▼ 54.1%
Operating profit (loss)9901-€1,915-€2,065-€13,403-€19,644▼ 46.6%
Financial income75/76B€4€3€3--
Recurring financial income75€4€3€3--
Financial charges65/66B€309€665€520€1,052▲ 102%
Recurring financial charges65€309€665€520€1,052▲ 102%
Profit (loss) for the period before taxes9903-€2,220-€2,727-€13,920-€20,696▼ 48.7%
Profit (loss) for the period9904-€2,220-€2,727-€13,920-€20,696▼ 48.7%
Profit (loss) for the period to be appropriated9905-€2,220-€2,727-€13,920-€20,696▼ 48.7%
Line2021202220232024Change
Assets
Total assets20/58€79,780€51,067€30,253€26,397▼ 12.7%
Formation expenses20€86----
Fixed assets21/28€29,189€24,200€17,213€15,606▼ 9.3%
Tangible fixed assets22/27€28,806€23,817€16,830€15,223▼ 9.5%
Furniture and vehicles24€28,806€23,817€16,830€15,223▼ 9.5%
Financial fixed assets28€383€383€383€383=
Current assets29/58€50,505€26,867€13,040€10,791▼ 17.2%
Stocks and contracts in progress3€4,155€4,038€2,624€2,624=
Stocks30/36€4,155€4,038€2,624€2,624=
Amounts receivable within one year40/41€21,876€8,176€4,044€2,707▼ 33.1%
Trade receivables40€16,689€2,237€755€2,584▲ 242%
Other amounts receivable41€5,187€5,939€3,289€123▼ 96.3%
Cash at bank and in hand54/58€24,474€14,610€6,174€5,351▼ 13.3%
Deferred charges and accrued income490/1-€43€198€109▼ 44.9%
Equity and liabilities
Total equity and liabilities10/49€79,780€51,067€30,253€26,397▼ 12.7%
Equity10/15€2,780€52-€13,868-€34,564▼ 149%
Contributions10/11€5,000€5,000€5,000€5,000=
Profit (loss) carried forward14-€2,220-€4,948-€18,868-€39,564▼ 110%
Amounts payable17/49€77,000€51,015€44,121€60,961▲ 38.2%
Amounts payable within one year42/48€65,000€48,067€44,121€60,961▲ 38.2%
Trade debts44€11,568€7,146€8,125€19,307▲ 138%
Suppliers440/4€11,568€7,146€8,125€19,307▲ 138%
Taxes, remuneration and social security45€709€748€16€1,477▲ 9,131%
Taxes450/3€3-€6€13▲ 117%
Remuneration and social security454/9€706€748€10€1,464▲ 14,540%
Other amounts payable47/48€52,723€40,173€35,980€40,177▲ 11.7%
Accrued charges and deferred income492/3€12,000€2,948---
Line2021202220232024Change
Profit (loss) for the period9904-€2,220-€2,727-€13,920-€20,696▼ 48.7%
+ Depreciation and write-downs630€3,227€6,809€6,986€7,276▲ 4.2%
Operating cash flow (approximation)€1,007€4,082-€6,934-€13,420▼ 93.5%
Investment in fixed assets (approximation)--€1,820€1-€5,669▼ 567,000%
Change in cash--€9,864-€8,436-€823▲ 90.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
31-12
Financial Weakest financial yearnet -€20,696
Net result drops to -€20,696, the lowest in the series.
24-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
06-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2021
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Allée Ferme du Bercuit 571390 Grez-Doiceau
1 establishment unit
SMKS
Allée Ferme du Bercuit 57, 1390 Grez-DoiceauRetail trade
since 20212.316.522.524

Recognitions · licences · registrations

Food safety, FASFC

1 site
Grez-Doiceau2.316.522.524
1 permission
Toelating · Ambulante eetgelegenheid · since 08-05-2021

Similar companies · same sector, comparable size

Of 3,823 companies in sector 47210 we hold annual accounts for 965. 13 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47210Retail sale of fruit and vegetables
56120Mobile food service activities
46321Wholesale of meat and meat products, excluding game and poultry
47789Other retail sale of new goods
E-invoicing
Reachable via Peppol
Peppol ID 0208:0767459545
Also 9925:BE0767459545
Registered 24-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.