SMILE2LIFE
ActiveSMILE2LIFE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €1k. Its solvency ranks better than 72% of 3184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability79
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 4.38; short-term debt: 22.8% and cash: 45.2% of total assets), and 22.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, full schema
Turnover
€46k
EBIT margin
5.0%
Net result
€1k
Working capital
€6k
Balance-sheet composition
Equity and liabilities €8k
Equity
€6k
Debt
€2k
Debt finances 22.8% of the balance-sheet total.
Key figures and ratios
Solvency
77.2%
Current ratio
4.38
Quick ratio
4.38
Debt / equity
0.30
ROE
21.4%
ROA
16.5%
Debt
€2k
Debt ≤ 1 year
€2k
Income taxes
€859
Staff costs
€1k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€8k
Current assets29/58€8k
Amounts receivable within one year40/41€5k
Trade receivables40€4k
Other amounts receivable41€797
Cash at bank and in hand54/58€4k
Equity and liabilities
Total equity and liabilities10/49€8k
Equity10/15€6k
Contributions10/11€5k
Capital10€5k
Issued capital100€5k
Reserves13€68
Non-distributable reserves130/1€68
Legal reserve130€68
Profit (loss) carried forward14€1k
Amounts payable17/49€2k
Amounts payable within one year42/48€2k
Trade debts44€903
Suppliers440/4€903
Other amounts payable47/48€980
Income statement
Code2025
Turnover70€46k
Goods, raw materials, services and sundry goods60/61€42k
Remuneration, social security and pensions62€1k
Other operating charges640/8€394
Gross operating margin9900€4k
Operating profit (loss)9901€2k
Financial charges65/66B€91
Recurring financial charges65€91
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€859
Profit (loss) for the period9904€1k
Profit (loss) for the period to be appropriated9905€1k
Appropriation of the result
Profit (loss) to be appropriated9906€1k
Transfer to equity691/2€68
To the legal reserve6920€68
Timeline · acts, filings and financial milestones
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Puits 431341 Ottignies-Louvain-la-NeuveGround area
1,808 m²
Building footprint
119 m²
Parcel 25016C0158/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SMILE2LIFE SRL
since 20242.368.362.292
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25016C0158/00D000 | Wallonia | 1,808 m² | 1 · 119 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 17,997 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.