SMILE BUILDER
ActiveSummary
SMILE BUILDER has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €34k and a net result of €10k. Its solvency ranks better than 43% of 19913 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability92▼-8
Solvency85▼-15
Growth32
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 5.63 in 2023; short-term debt: 39.8% and cash: 85.5% of total assets), and 39.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
60.2%
Return on assets
18.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
68 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€34k▼ 31.3%
2023 · €49k
2023: €49k
2024: €34k▼ -31.3% vs 2023
2023 → 2024
Total assets
€56k▼ 1.2%
2023 · €57k
2023: €57k
2024: €56k▼ -1.2% vs 2023
2023 → 2024
Net result
€10k▼ 76.4%
2023 · €44k
2023: €44k
2024: €10k▼ -76.4% vs 2023
2023 → 2024
Working capital
€26k▼ 27.4%
2023 · €35k
2023: €35k
2024: €26k▼ -27.4% vs 2023
2023 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€49k-€34k▼ 31.3%
2023: €49k
2024: €34k▼ -31.3% vs 2023
Operating result€44k-€29k▼ 34.4%
2023: €44k
2024: €29k▼ -34.4% vs 2023
Net result€44k-€10k▼ 76.4%
2023: €44k
2024: €10k▼ -76.4% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 34% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €56k
Fixed assets
€8k ▼ 41.3%
Current assets
€48k ▲ 11.7%
Equity and liabilities €56k
Equity
€34k ▼ 31.3%
Debt
€22k ▲ 193%
Debt's share of the balance-sheet total rises from 13.4% to 39.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€35k▼
2023 · €47k
Cash flow
€16k▼
2023 · €47k
Current ratio
2.15▼
2023 · 5.63
Debt to equity
0.66▲
2023 · 0.16
ROE
30.9%▼
2023 · 89.8%
ROA
18.6%▼
2023 · 77.7%
Interest coverage
560.97▼
2023 · 28710.87
Debt ≤ 1 year
€22k▲
2023 · €8k
Income taxes
€18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€57k€56k▼
Fixed assets21/28€14k€8k▼
Tangible fixed assets22/27€14k€8k▼
Furniture and vehicles24€14k€8k▼
Financial fixed assets28€91€91=
Current assets29/58€43k€48k▲
Amounts receivable within one year40/41€22k€0▼
Trade receivables40€22k€0▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€21k€48k▲
Equity and liabilities
Total equity and liabilities10/49€57k€56k▼
Equity10/15€49k€34k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€44k€29k▼
Amounts payable17/49€8k€22k▲
Amounts payable within one year42/48€8k€22k▲
Financial debts43-€16
Credit institutions430/8-€16
Trade debts44€8k€574▼
Suppliers440/4€8k€574▼
Taxes, remuneration and social security45€30€21k▲
Taxes450/3€30€21k▲
Other amounts payable47/48€0€310▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€1k€704▼
Gross operating margin9900€49k€35k▼
Operating profit (loss)9901€44k€29k▼
Financial charges65/66B€2€62▲
Recurring financial charges65€2€62▲
Profit (loss) for the period before taxes9903€44k€29k▼
Income taxes67/77-€18k
Profit (loss) for the period9904€44k€10k▼
Profit (loss) for the period to be appropriated9905€44k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€54k▲
Profit (loss) brought forward from the previous period14P-€44k
Profit to be distributed694/7-€26k
Return on contributions (dividend)694-€26k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €6k | ▲ 67.6% |
| Other operating charges640/8 | €1k | €704 | ▼ 41.8% |
| Gross operating margin9900 | €49k | €35k | ▼ 27.5% |
| Operating profit (loss)9901 | €44k | €29k | ▼ 34.4% |
| Financial charges65/66B | €2 | €62 | ▲ 3,632% |
| Recurring financial charges65 | €2 | €62 | ▲ 3,632% |
| Profit (loss) for the period before taxes9903 | €44k | €29k | ▼ 34.6% |
| Income taxes67/77 | - | €18k | - |
| Profit (loss) for the period9904 | €44k | €10k | ▼ 76.4% |
| Profit (loss) for the period to be appropriated9905 | €44k | €10k | ▼ 76.4% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €57k | €56k | ▼ 1.2% |
| Fixed assets21/28 | €14k | €8k | ▼ 41.3% |
| Tangible fixed assets22/27 | €14k | €8k | ▼ 41.6% |
| Furniture and vehicles24 | €14k | €8k | ▼ 41.6% |
| Financial fixed assets28 | €91 | €91 | = |
| Current assets29/58 | €43k | €48k | ▲ 11.7% |
| Amounts receivable within one year40/41 | €22k | €0 | ▼ 100% |
| Trade receivables40 | €22k | €0 | ▼ 100% |
| Other amounts receivable41 | €0 | - | - |
| Cash at bank and in hand54/58 | €21k | €48k | ▲ 129% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €57k | €56k | ▼ 1.2% |
| Equity10/15 | €49k | €34k | ▼ 31.3% |
| Contributions10/11 | €5k | €5k | = |
| Profit (loss) carried forward14 | €44k | €29k | ▼ 34.9% |
| Amounts payable17/49 | €8k | €22k | ▲ 193% |
| Amounts payable within one year42/48 | €8k | €22k | ▲ 193% |
| Financial debts43 | - | €16 | - |
| Credit institutions430/8 | - | €16 | - |
| Trade debts44 | €8k | €574 | ▼ 92.4% |
| Suppliers440/4 | €8k | €574 | ▼ 92.4% |
| Taxes, remuneration and social security45 | €30 | €21k | ▲ 70,144% |
| Taxes450/3 | €30 | €21k | ▲ 70,144% |
| Other amounts payable47/48 | €0 | €310 | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €44k | €10k | ▼ 76.4% |
| + Depreciation and write-downs630 | €3k | €6k | ▲ 67.6% |
| Operating cash flow (approximation) | €47k | €16k | ▼ 66.0% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €27k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2023
Ground area
1.2 ha
Building footprint
837 m²
Volume, LiDAR
34,099 m³
Parcel 21672C0058/00G006, Brussels · tallest building 44.4 m, ±14 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
SMILE BUILDER
since 20232.345.926.687
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21672C0058/00G006 | Brussels | 1.2 ha | 1 · 837 m² | 44.4 m · 14 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,293. 2,692 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
70200Business and other management consultancy
Contact
E-mail
alex.vanhoutte@gmail.com
Phone
0475333435
Scores and ratios are computed by Checked and are not a credit decision.