SMILE
ActiveSMILE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4k and a net result of €30k. Equity is shrinking by ~24.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 8% of 19907 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+2
Solvency32▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
7%
Return on assets
52.3%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 19907 sector peers (2024).
NBB · sector comparisonPosition among 19907 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
7 d early
2022
27 d early
2021
2 d early
2020
87 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€4k=
2023 · €4k
2020: €25k
2021: €81k
2022: €130k
2023: €4k
2020 → 2024
Total assets
€57k▼ 69.3%
2023 · €186k
2020: €34k
2021: €94k
2022: €145k
2023: €186k
2020 → 2024
Net result
€30k▼ 31.4%
2023 · €44k
2020: €21k
2021: €57k
2022: €48k
2023: €44k
2020 → 2024
Working capital
€-9k▼ 180%
2023 · €-3k
2020: €23k
2021: €75k
2022: €122k
2023: €-3k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€25k-€81k▲ 228%€130k▲ 59.5%€4k▼ 96.9%€4k=
Operating result€27k-€72k▲ 165%€61k▼ 14.9%€53k▼ 12.6%€39k▼ 26.5%
Net result€21k-€57k▲ 172%€48k▼ 14.3%€44k▼ 10.2%€30k▼ 31.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 26% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €57k
Fixed assets
€21k▲ 186%
Current assets
€36k▼ 79.6%
Equity and liabilities €57k
Equity
€4k=
Debt
€53k▼ 70.8%
The debt ratio falls from 97.8% to 93.0%. Debt is lower.
Key figures and ratios
EBITDA
€45k▼
2023 · €56k
Cash flow
€35k▼
2023 · €46k
Solvency
7.0%▲
2023 · 2.2%
Current ratio
0.80▼
2023 · 0.98
Quick ratio
0.80▼
2023 · 0.98
Debt / equity
13.28▼
2023 · 45.51
ROE
747.5%
ROA
52.3%▲
2023 · 23.4%
Interest coverage
53.64▼
2023 · 178.89
Debt
€53k▼
2023 · €182k
Debt ≤ 1 year
€45k▼
2023 · €182k
Debt > 1 year
€8k
Income taxes
€9k▼
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€186k€57k▼
Fixed assets21/28€7k€21k▲
Tangible fixed assets22/27€7k€21k▲
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€1k€17k▲
Current assets29/58€179k€36k▼
Amounts receivable after more than one year29€30k-
Other amounts receivable291€30k-
Amounts receivable within one year40/41€54k€5k▼
Trade receivables40€3k€4k▲
Other amounts receivable41€51k€1k▼
Cash at bank and in hand54/58€93k€31k▼
Deferred charges and accrued income490/1€1k€436▼
Equity and liabilities
Total equity and liabilities10/49€186k€57k▼
Equity10/15€4k€4k=
Contributions10/11€4k€4k=
Amounts payable17/49€182k€53k▼
Amounts payable after more than one year17-€8k
Financial debts170/4-€8k
Amounts payable within one year42/48€182k€45k▼
Current portion of amounts payable after more than one year42-€5k
Trade debts44€8k€5k▼
Suppliers440/4€8k€5k▼
Taxes, remuneration and social security45€5k€5k=
Taxes450/3€5k€5k=
Other amounts payable47/48€169k€31k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€6k▲
Other operating charges640/8€384€395▲
Gross operating margin9900€56k€45k▼
Operating profit (loss)9901€53k€39k▼
Financial income75/76B€3k€22▼
Recurring financial income75€3k€22▼
Financial charges65/66B€311€836▲
Recurring financial charges65€311€836▲
Profit (loss) for the period before taxes9903€56k€38k▼
Income taxes67/77€12k€9k▼
Profit (loss) for the period9904€44k€30k▼
Profit (loss) for the period to be appropriated9905€44k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€30k▼
Transfer from equity791/2€169k-
Transfer to equity691/2€44k-
To other reserves6921€44k-
Profit to be distributed694/7€169k€30k▼
Return on contributions (dividend)694€169k€30k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €130k ▲59.5%
3 profitable years in a row build equity to €130k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €57k ▲172%
Operating result €72k, net result €57k, both a record.
05-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groot Overlaar(HGD) 2343300 TienenGround area
886 m²
Building footprint
141 m²
Volume, LiDAR
913 m³
Parcel 24081H0145/00G000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Smile
since 20202.299.063.019
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24081H0145/00G000 | Flanders | 886 m² | 1 · 141 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MAVAMIE
BE 0729.901.046
Tremelo · Eq €4k
DENTOMAER
BE 0739.763.768
Torhout · Eq €4k
VVP Dental
BE 0741.566.879
Awans · Eq €4k
M. STOELEN TANDARTS
BE 0759.969.957
Herentals · Eq €4k
VPT
BE 0766.827.263
Tremelo · Eq €4k
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 658 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2020
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.