SMIK EN SMAK
InactiveSMIK EN SMAK was declared bankrupt on 09-09-2024 (Ondernemingsrechtbank Antwerpen, afdeling Mechelen); the bankruptcy was closed by liquidation by judgment of 02-02-2026, published in the Belgian State Gazette on 06-02-2026.
No longer registered with the KBO; last annual accounts for fiscal year 2022.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline22-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 23-09-2023, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
54 d late
2021
176 d late
2020
541 d late
2019
906 d late
← before the deadline
after the deadline →
Financials · fiscal year 2022, micro schema
Turnover
€310k▲ 19.4%
2021 · €260k
2018: €284k
2019: €274k
2020: €219k
2021: €260k
2018 → 2022
EBIT margin
1.8%▼ 8.4pp
2021 · 10.3%
2018: 5.9%
2019: 6.4%
2020: 14.1%
2021: 10.3%
2018 → 2022
Net result
€2k▼ 88.6%
2021 · €18k
2018: €10k
2019: €11k
2020: €22k
2021: €18k
2018 → 2022
Working capital
€100k▲ 1.2%
2021 · €99k
2018: €86k
2019: €74k
2020: €86k
2021: €99k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Turnover€284k-€274k▼ 3.5%€219k▼ 20.2%€260k▲ 18.9%€310k▲ 19.4%
Equity€53k-€64k▲ 20.2%€86k▲ 34.7%€104k▲ 20.4%€106k▲ 1.9%
Operating result€17k-€17k▲ 5.0%€31k▲ 76.0%€27k▼ 13.2%€6k▼ 78.5%
Net result€10k-€11k▲ 9.0%€22k▲ 106%€18k▼ 20.8%€2k▼ 88.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2022 is 78% below 2021 and is the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €162k
Fixed assets
€6k▼ 25.3%
Current assets
€156k▼ 15.2%
Equity and liabilities €162k
Equity
€106k▲ 1.9%
Debt
€56k▼ 36.2%
The debt ratio falls from 45.9% to 34.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▼
2021 · €30k
Cash flow
€4k▼
2021 · €20k
Solvency
65.3%▲
2021 · 54.1%
Current ratio
2.78▲
2021 · 2.16
Quick ratio
2.70▲
2021 · 2.13
Debt / equity
0.53▼
2021 · 0.85
ROE
1.9%▼
2021 · 16.9%
ROA
1.2%▼
2021 · 9.2%
Interest coverage
3.39▼
2021 · 24.84
Debt
€56k▼
2021 · €88k
Debt ≤ 1 year
€56k▼
2021 · €85k
Income taxes
€2k▼
2021 · €8k
Staff costs
€94k▲
2021 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2022 against 2021
Balance sheet
Code20212022
Assets
Total assets20/58€192k€162k▼
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€2k€2k=
Current assets29/58€184k€156k▼
Amounts receivable after more than one year29€126k€126k=
Trade receivables290€40k€40k=
Other amounts receivable291€86k€86k=
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€40k€20k▼
Trade receivables40€32k€20k▼
Other amounts receivable41€7k€301▼
Cash at bank and in hand54/58€16k€4k▼
Deferred charges and accrued income490/1€121€2k▲
Equity and liabilities
Total equity and liabilities10/49€192k€162k▼
Equity10/15€104k€106k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€69k€71k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€68k€70k▲
Profit (loss) carried forward14€28k€28k=
Amounts payable17/49€88k€56k▼
Amounts payable within one year42/48€85k€56k▼
Financial debts43€297€2k▲
Credit institutions430/8€297€2k▲
Trade debts44€20k€9k▼
Suppliers440/4€20k€9k▼
Taxes, remuneration and social security45€60k€45k▼
Taxes450/3€34k€30k▼
Remuneration and social security454/9€26k€15k▼
Other amounts payable47/48€5k-
Accrued charges and deferred income492/3€3k-
Income statement
Code20212022
Turnover70€260k€310k▲
Goods, raw materials, services and sundry goods60/61€167k€207k▲
Remuneration, social security and pensions62€62k€94k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€808€866▲
Gross operating margin9900€95k€103k▲
Operating profit (loss)9901€27k€6k▼
Financial income75/76B€253€21▼
Recurring financial income75€253€21▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€26k€4k▼
Income taxes67/77€8k€2k▼
Profit (loss) for the period9904€18k€2k▼
Profit (loss) for the period to be appropriated9905€18k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€30k▼
Profit (loss) brought forward from the previous period14P€28k€28k=
Transfer to equity691/2€18k€2k▼
To other reserves6921€18k€2k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
06-02
Bankruptcy
Bankruptcy closure (by liquidation)
Ondernemingsrechtbank Antwerpen, afdeling Mechelen · SMIK EN SMAK BV OVERWINNINGSSTRAAT 50, 2830 WILLEBROEK · event 02-02-2026
2024
13-09
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Mechelen · SMIK EN SMAK BV OVERWIN- NINGSSTRAAT 50, 2830 WILLEBROEK · event 09-09-2024
2023
23-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 54 days late
23-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 176 days late
23-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 541 days late
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 906 days late
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1272 days late
2022
31-12
Financial
Weakest financial yearnet €2k ▼88.6%
Net result drops to €2k, the lowest in the series.
2021
31-12
Financial
Equity above €100kEq €104k ▲20.4%
4 profitable years in a row build equity to €104k.
2020
31-12
Financial
Highest result since 2018net €22k ▲106%
Operating result €31k, net result €22k, both a record.
2018
08-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 69 days late
05-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 401 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 58 days late
2015
04-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 4 days late
2014
17-07
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | JEROEN PINOY CELLEBROEDERSSTRAAT 13,
2800 MECHELEN |
09-09-2024 → present |