SMF SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of SMF SERVICES is 12.4% (high). For SMF SERVICES, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €48,941 and a net result of €38,615. The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2021
Profitability100=
Solvency72▼-22
Growth78
Track record92
Bankruptcy probability, 12 months
12.4%
High
0%0.5%1.5%4%10%≥ 25%
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Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
47.4%
Return on assets
37.4%
Age of the figures
45 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 2 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline27-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 27-09-2023, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
58 d late
2021
53 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 56 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
History
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Financials · fiscal year 2022, micro schema
Equity
€48,941▲ 93.2%
2021 · €25,326
Total assets
€103,215▲ 180%
2021 · €36,928
Net result
€38,615▲ 48.4%
2021 · €26,026
Working capital
€46,213▲ 90.0%
2021 · €24,327
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022
Operating result€35,367-€45,719▲ 29.3%
Net result€26,026-€38,615▲ 48.4%
Equity€25,326-€48,941▲ 93.2%
Total assets€36,928-€103,215▲ 180%
Debt€11,602-€54,275▲ 368%
Working capital€24,327-€46,213▲ 90.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2022; 2022 is 29% above 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €103,215
Fixed assets
€2,728 ▲ 173%
Current assets
€100,487 ▲ 180%
Equity and liabilities €103,215
Equity
€48,941 ▲ 93.2%
Debt
€54,275 ▲ 368%
Debt's share of the balance-sheet total rises from 31.4% to 52.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€46,392▲
2021 · €36,461
Cash flow
€39,287▲
2021 · €27,120
Current ratio
1.85▼
2021 · 3.10
Debt to equity
1.11▲
2021 · 0.46
ROE
78.9%▼
2021 · 102.8%
ROA
37.4%▼
2021 · 70.5%
Interest coverage
18.36▲
2021 · 15.90
Debt ≤ 1 year
€54,275▲
2021 · €11,602
Income taxes
€7,991=
2021 · €7,995
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,094 | €672 | ▼ 38.6% |
| Other operating charges640/8 | €220 | €539 | ▲ 145% |
| Gross operating margin9900 | €36,681 | €46,930 | ▲ 27.9% |
| Operating profit (loss)9901 | €35,367 | €45,719 | ▲ 29.3% |
| Financial income75/76B | €947 | €3,413 | ▲ 261% |
| Recurring financial income75 | €947 | €3,413 | ▲ 261% |
| Financial charges65/66B | €2,293 | €2,527 | ▲ 10.2% |
| Recurring financial charges65 | €2,293 | €2,527 | ▲ 10.2% |
| Profit (loss) for the period before taxes9903 | €34,021 | €46,606 | ▲ 37.0% |
| Income taxes67/77 | €7,995 | €7,991 | = |
| Profit (loss) for the period9904 | €26,026 | €38,615 | ▲ 48.4% |
| Profit (loss) for the period to be appropriated9905 | €26,026 | €38,615 | ▲ 48.4% |
| Line | 2021 | 2022 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €36,928 | €103,215 | ▲ 180% |
| Fixed assets21/28 | €999 | €2,728 | ▲ 173% |
| Tangible fixed assets22/27 | €999 | €2,728 | ▲ 173% |
| Furniture and vehicles24 | €999 | €2,728 | ▲ 173% |
| Current assets29/58 | €35,928 | €100,487 | ▲ 180% |
| Amounts receivable within one year40/41 | €35,537 | €91,985 | ▲ 159% |
| Trade receivables40 | €4,422 | €21,228 | ▲ 380% |
| Other amounts receivable41 | €31,114 | €70,757 | ▲ 127% |
| Cash at bank and in hand54/58 | €300 | €8,431 | ▲ 2,709% |
| Deferred charges and accrued income490/1 | €92 | €71 | ▼ 22.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €36,928 | €103,215 | ▲ 180% |
| Equity10/15 | €25,326 | €48,941 | ▲ 93.2% |
| Contributions10/11 | €1,500 | €1,500 | = |
| Reserves13 | €150 | €150 | = |
| Non-distributable reserves130/1 | - | €150 | - |
| Reserves not available under the articles1311 | - | €150 | - |
| Distributable reserves133 | €150 | - | - |
| Profit (loss) carried forward14 | €23,676 | €47,291 | ▲ 99.7% |
| Amounts payable17/49 | €11,602 | €54,275 | ▲ 368% |
| Amounts payable within one year42/48 | €11,602 | €54,275 | ▲ 368% |
| Trade debts44 | €1,406 | €21,618 | ▲ 1,437% |
| Suppliers440/4 | €1,406 | €21,618 | ▲ 1,437% |
| Taxes, remuneration and social security45 | €7,995 | €17,657 | ▲ 121% |
| Taxes450/3 | €7,995 | €15,987 | ▲ 100.0% |
| Remuneration and social security454/9 | - | €1,670 | - |
| Other amounts payable47/48 | €2,200 | €15,000 | ▲ 582% |
| Line | 2021 | 2022 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €26,026 | €38,615 | ▲ 48.4% |
| + Depreciation and write-downs630 | €1,094 | €672 | ▼ 38.6% |
| Operating cash flow (approximation) | €27,120 | €39,287 | ▲ 44.9% |
| Investment in fixed assets (approximation) | - | -€2,401 | - |
| Change in cash | - | €8,131 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
23-02
KBO administration
Address struck
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
SignalNBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2020
Ground area
1.1 ha
Building footprint
865 m²
Volume, LiDAR
33,994 m³
Parcel 22002C0073/00N009, Flanders · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
964
companies at this address
See who is registered here
1 establishment unit
SMF SERVICES
since 20202.304.150.371
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded29-06-2020
Fiscal year end31-12
Contact
Phone
0467651775
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.