SMETS LOMMEL
ActiveSMETS LOMMEL has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.19M and a net result of €430k. Equity is growing by ~41.8% per year across the filed fiscal years. Its solvency ranks better than 83% of 1847 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 3.36 against 1.95 in 2023), and 26.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
73.4%
Return on assets
26.5%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
50 d early
2023
43 d early
2022
46 d early
2021
46 d early
2020
44 d early
2019
50 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.19M▲ 56.5%
2023 · €761k
2018: €41k
2019: €127k
2020: €229k
2021: €394k
2022: €597k
2023: €761k
2018 → 2024
Total assets
€1.62M▲ 19.1%
2023 · €1.36M
2018: €480k
2019: €832k
2020: €825k
2021: €1.04M
2022: €1.23M
2023: €1.36M
2018 → 2024
Net result
€430k▲ 62.6%
2023 · €265k
2018: €95k
2019: €235k
2020: €348k
2021: €290k
2022: €302k
2023: €265k
2018 → 2024
Working capital
€942k▲ 95.1%
2023 · €483k
2018: €-93k
2019: €-108k
2020: €54k
2021: €119k
2022: €251k
2023: €483k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€229k-€394k▲ 71.9%€597k▲ 51.3%€761k▲ 27.6%€1.19M▲ 56.5%
Operating result€466k-€358k▼ 23.1%€377k▲ 5.3%€354k▼ 6.0%€567k▲ 60.1%
Net result€348k-€290k▼ 16.6%€302k▲ 4.3%€265k▼ 12.5%€430k▲ 62.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 60% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.62M
Fixed assets
€281k▼ 24.4%
Current assets
€1.34M▲ 35.5%
Equity and liabilities €1.62M
Equity
€1.19M▲ 56.5%
Debt
€431k▼ 28.2%
The debt ratio falls from 44.1% to 26.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€697k▲
2023 · €531k
Cash flow
€559k▲
2023 · €441k
Solvency
73.4%▲
2023 · 55.9%
Current ratio
3.36▲
2023 · 1.95
Quick ratio
3.33▲
2023 · 1.94
Debt / equity
0.36▼
2023 · 0.79
ROE
36.1%▲
2023 · 34.8%
ROA
26.5%▲
2023 · 19.4%
Interest coverage
124.11▲
2023 · 77.35
Debt
€431k▼
2023 · €601k
Debt ≤ 1 year
€400k▼
2023 · €507k
Debt > 1 year
€32k▼
2023 · €94k
Income taxes
€144k▲
2023 · €89k
Staff costs
€114k▼
2023 · €140k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.36M€1.62M▲
Fixed assets21/28€372k€281k▼
Tangible fixed assets22/27€372k€281k▼
Land and buildings22€2k€4k▲
Plant, machinery and equipment23€172k€136k▼
Furniture and vehicles24€8k€4k▼
Leasing and similar rights25€190k€137k▼
Financial fixed assets28€30€30=
Current assets29/58€990k€1.34M▲
Stocks and contracts in progress3€8k€9k▲
Stocks30/36€8k€9k▲
Amounts receivable within one year40/41€605k€662k▲
Trade receivables40€590k€645k▲
Other amounts receivable41€15k€17k▲
Cash at bank and in hand54/58€377k€669k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.36M€1.62M▲
Equity10/15€761k€1.19M▲
Contributions10/11€28k€28k=
Reserves13€569k€734k▲
Tax-exempt reserves132€20k€20k=
Distributable reserves133€549k€714k▲
Profit (loss) carried forward14€165k€430k▲
Amounts payable17/49€601k€431k▼
Amounts payable after more than one year17€94k€32k▼
Financial debts170/4€94k€32k▼
Amounts payable within one year42/48€507k€400k▼
Current portion of amounts payable after more than one year42€104k€62k▼
Trade debts44€228k€283k▲
Suppliers440/4€228k€283k▲
Taxes, remuneration and social security45€75k€55k▼
Taxes450/3€60k€45k▼
Remuneration and social security454/9€16k€10k▼
Other amounts payable47/48€101k€560▼
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Remuneration, social security and pensions62€140k€114k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€177k€129k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€574€13k▲
Other operating charges640/8€8k€9k▲
Gross operating margin9900€679k€832k▲
Operating profit (loss)9901€354k€567k▲
Financial income75/76B€6k€12k▲
Recurring financial income75€6k€12k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€353k€574k▲
Income taxes67/77€89k€144k▲
Profit (loss) for the period9904€265k€430k▲
Profit (loss) for the period to be appropriated9905€265k€430k▲
Appropriation of the result
Profit (loss) to be appropriated9906€467k€595k▲
Profit (loss) brought forward from the previous period14P€202k€165k▼
Transfer to equity691/2€202k€165k▼
To other reserves6921€202k€165k▼
Profit to be distributed694/7€100k-
Return on contributions (dividend)694€100k-
Social balance
Average headcount (FTE)90872.01.8▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €430k ▲62.6%
Operating result €567k, net result €430k, both a record.
31-12
Financial
Equity above €1MEq €1.19M ▲56.5%
7 profitable years in a row build equity to €1.19M.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €597k ▲51.3%
5 profitable years in a row build equity to €597k.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €200kEq €229k ▲81.2%
3 profitable years in a row build equity to €229k.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €100kEq €127k ▲208%
2 profitable years in a row build equity to €127k.
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maatheide 15903920 LommelGround area
1.5 ha
Building footprint
8,897 m²
Volume, LiDAR
139,938 m³
Parcel 72342A1225/00F007, Flanders · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SMETS LOMMEL
since 20152.244.697.784
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72342A1225/00F007 | Flanders | 1.5 ha | 1 · 8,897 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 6,000 EUR awarded · 6,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 6,000 EUR | 6,000 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Recognitions · licences · registrations
Legal Entity Identifier
984500LAD974C4B1BE77
Similar companies · same sector, comparable size
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JAN DE RIJK RETAIL BELGIUM
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DEBATRA
BE 0416.022.805
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VRD TRANSPORT
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Of 12,446 companies in sector 49410 we hold annual accounts for 8,085. 3,825 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2015
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
39000Remediation activities and other waste management service activities
43110Demolition
43120Site preparation
46831Wholesale of construction materials, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.