SMET N EXCOMPTAFISC
ActiveSMET N EXCOMPTAFISC has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €37k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 51% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+2
Solvency82▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.25 against 1.95 in 2024; short-term debt: 18.5% and cash: 29.9% of total assets), and 42.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.2%
Return on assets
10.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
63 d early
2023
54 d early
2022
23 d early
2021
52 d early
2020
6 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€209k▲ 21.5%
2024 · €172k
2018: €95k
2019: €109k
2020: €116k
2021: €119k
2022: €127k
2023: €145k
2024: €172k
2018 → 2025
Total assets
€365k▲ 2.8%
2024 · €355k
2018: €126k
2019: €140k
2020: €331k
2021: €333k
2022: €336k
2023: €343k
2024: €355k
2018 → 2025
Net result
€37k▲ 24.2%
2024 · €30k
2018: €13k
2019: €14k
2020: €7k
2021: €3k
2022: €7k
2023: €18k
2024: €30k
2018 → 2025
Working capital
€84k▲ 22.1%
2024 · €69k
2018: €91k
2019: €104k
2020: €65k
2021: €59k
2022: €65k
2023: €66k
2024: €69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€119k-€127k▲ 6.0%€145k▲ 14.2%€172k▲ 18.8%€209k▲ 21.5%
Operating result€4k-€10k▲ 155%€28k▲ 179%€45k▲ 59.9%€50k▲ 11.2%
Net result€3k-€7k▲ 108%€18k▲ 149%€30k▲ 65.6%€37k▲ 24.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 11% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €365k
Fixed assets
€213k▼ 0.1%
Current assets
€152k▲ 7.0%
Equity and liabilities €365k
Equity
€209k▲ 21.5%
Debt
€156k▼ 14.7%
The debt ratio falls from 51.6% to 42.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2024 · €46k
Cash flow
€39k▲
2024 · €31k
Solvency
57.2%▲
2024 · 48.4%
Current ratio
2.25▲
2024 · 1.95
Quick ratio
2.25▲
2024 · 1.95
Debt / equity
0.75▼
2024 · 1.07
ROE
17.7%▲
2024 · 17.3%
ROA
10.1%▲
2024 · 8.4%
Interest coverage
21.14▲
2024 · 16.34
Debt
€156k▼
2024 · €183k
Debt ≤ 1 year
€68k▼
2024 · €73k
Debt > 1 year
€87k▼
2024 · €110k
Income taxes
€17k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€355k€365k▲
Fixed assets21/28€213k€213k▼
Tangible fixed assets22/27€3k€3k▼
Plant, machinery and equipment23€1k€847▼
Furniture and vehicles24€2k€2k▲
Financial fixed assets28€210k€210k=
Current assets29/58€142k€152k▲
Amounts receivable after more than one year29€37k€37k=
Other amounts receivable291€37k€37k=
Amounts receivable within one year40/41€317€6k▲
Trade receivables40€317€6k▲
Other amounts receivable41-€204
Cash at bank and in hand54/58€102k€109k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€355k€365k▲
Equity10/15€172k€209k▲
Contributions10/11€20k€20k=
Reserves13€76k€113k▲
Distributable reserves133€76k€113k▲
Profit (loss) carried forward14€75k€75k=
Amounts payable17/49€183k€156k▼
Amounts payable after more than one year17€110k€87k▼
Financial debts170/4€110k€87k▼
Amounts payable within one year42/48€73k€68k▼
Current portion of amounts payable after more than one year42€30k€34k▲
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Advances received on contracts in progress46€10k€10k▼
Taxes, remuneration and social security45€22k€17k▼
Taxes450/3€10k€14k▲
Remuneration and social security454/9€12k€2k▼
Other amounts payable47/48€4k€3k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€50k€55k▲
Operating profit (loss)9901€45k€50k▲
Financial income75/76B€835€6k▲
Recurring financial income75€835€6k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€43k€54k▲
Income taxes67/77€14k€17k▲
Profit (loss) for the period9904€30k€37k▲
Profit (loss) for the period to be appropriated9905€30k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€105k€112k▲
Profit (loss) brought forward from the previous period14P€75k€75k=
Transfer to equity691/2€27k€37k▲
To other reserves6921€27k€37k▲
Profit to be distributed694/7€3k-
Directors or managers695€3k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €37k ▲24.2%
Operating result €50k, net result €37k, both a record.
31-12
Financial
Equity above €200kEq €209k ▲21.5%
8 profitable years in a row build equity to €209k.
29-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €172k ▲18.8%
7 profitable years in a row build equity to €172k.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €3k ▼52.4%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Equity above €100kEq €109k ▲15%
2 profitable years in a row build equity to €109k.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Wavre 1125140 SombreffeGround area
1,133 m²
Building footprint
169 m²
Parcel 92114D0424/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SMET N EXCOMPTAFISC
since 20062.196.070.201
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92114D0424/00L000 | Wallonia | 1,133 m² | 1 · 169 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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STIMAA-VAN DEN BOSSCHE
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 6,342 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2006
Fiscal year end31-12
Abbreviation FR
EXCOMPTAFISC
Activities, NACEBEL
69201Certified accountants and tax accountants
74122
74124
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesPhone:0476/67.17.51
Phone:071/88.72.78
Fax:071/88.89.80