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Smet - Engels

Active
Private limited companyfounded 2015active for 11 yearsBroekstraat(BOR) 56, 2880 Bornem, BelgiumKBO/BCE: BE 0578.916.586
Summary

Smet - Engels is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €100,916 and a net result of €21,908. Equity is growing by about 42% per year across the filed financial years. The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€130,297total assets 2025
Equity
€100,916
Profit
€21,908
Turnover not published (micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probability: sector outside the model
Structure
Accounts 101 days early1 of 4 deeds read
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Score 2025
97 / 100
Excellent▲ +6 on 2024
Without a bankruptcy probability: score from the figures alone
Financial strength · tick = 2024
Strong
Solvency 100+6
equity 77.5% of total assets
Liquidity 100+14
short-term debt 8.0% · cash 46.4%
Profitability 90-4
return on assets 16.8%
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit of up to €9,000 on 30-day terms is acceptable
Liquidity ample (current ratio 6.74, compared with 3.78 in 2024, above the usual 1.5; short-term debt: 8% and cash: 46.4% of total assets), and 22.5% of the assets are financed with debt and provisions.
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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
101 days early
2024
161 days early
2023
161 days early
2022
132 days early
2021
152 days early
2020
162 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 145 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
20-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Laura Engels (director)Gazette deed
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Equity above €100,000equity €100,916 ▲25.1%

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €21,908 6 years View
  • A director leftlatest change 15-04-2026 · 0 in office 1 left View

By topic

Financials

Financial year
2025
Total assets
€130,297
Profit
€21,908
Solvency
77.5%
Total assets▲ 11.3%
Net result
20202025
Go to Financials

Timeline

Events
10
Since
2021
Next accounts
by 31-07-2027
  1. 20-02-2025Annual accounts filed
  2. 21-02-2024Annual accounts filed
  3. 31-12-2023Liquidity more than 10 times
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
22-01-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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