SMEK
ActiveSummary
SMEK has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €492,135 and a net result of -€11,195. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 52% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67=
Solvency83▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.38 in 2024; short-term debt: 20.7% and cash: 0.2% of total assets), and 42.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€11,195
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
4 d late
2023
2 d early
2022
100 d late
2021
1 d late
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€492,135▼ 2.2%
2024 · €503,329
Total assets
€849,586▲ 4.5%
2024 · €812,940
Net result
-€11,195▲ 21.9%
2024 · -€14,328
Working capital
€45,046▼ 19.9%
2024 · €56,233
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€16,058▲ 74.1%€11,361▼ 29.3%€54,457▲ 379%-€9,658-€9,972▼ 3.2%
Net result€3,276€403,534▲ 12,218%€32,894▼ 91.8%-€14,328-€11,195▲ 21.9%
Equity€81,228▲ 4.2%€484,762▲ 497%€517,657▲ 6.8%€503,329▼ 2.8%€492,135▼ 2.2%
Total assets€862,600▼ 3.6%€817,530▼ 5.2%€835,342▲ 2.2%€812,940▼ 2.7%€849,586▲ 4.5%
Debt€691,477▼ 4.8%€242,872▼ 64.9%€227,791▼ 6.2%€219,716▼ 3.5%€267,557▲ 21.8%
Working capital-€439,592▼ 1.6%-€15,847▲ 96.4%€54,995€56,233▲ 2.3%€45,046▼ 19.9%
Staff (FTE)1.21▼ 16.7%0.8▼ 20.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9,972 in 2025 against €9,658 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €849,586
Fixed assets
€628,985 ▲ 3.4%
Current assets
€220,601 ▲ 7.9%
Equity and liabilities €849,586
Equity
€492,135 ▼ 2.2%
Provisions
€89,895 =
Debt
€267,557 ▲ 21.8%
Debt's share of the balance-sheet total rises from 27.0% to 31.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€33,359▲
2024 · €28,612
Cash flow
€32,136▲
2024 · €23,943
Current ratio
1.26▼
2024 · 1.38
Quick ratio
1.21▼
2024 · 1.32
Debt to equity
0.54▲
2024 · 0.44
ROE
-2.3%▲
2024 · -2.8%
ROA
-1.3%▲
2024 · -1.8%
Interest coverage
46.27▼
2024 · 104.06
Debt ≤ 1 year
€175,555▲
2024 · €148,216
Debt > 1 year
€92,002▲
2024 · €71,500
Income taxes
€502▼
2024 · €4,611
Staff costs
-€5,256▼
2024 · €24,561
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €78,662 | €85 | €70,004 | - | - |
| Remuneration, social security and pensions62 | - | €31,399 | €23,327 | €24,561 | -€5,256 | ▼ 121% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €61,860 | €49,389 | €51,294 | €38,270 | €43,331 | ▲ 13.2% |
| Other operating charges640/8 | - | €8,368 | €6,917 | €5,388 | €4,177 | ▼ 22.5% |
| Gross operating margin9900 | €86,283 | €100,517 | €135,995 | €58,561 | €32,280 | ▼ 44.9% |
| Operating profit (loss)9901 | €16,058 | €11,361 | €54,457 | -€9,658 | -€9,972 | ▼ 3.2% |
| Financial income75/76B | - | €400,345 | €2,224 | €217 | €0 | ▼ 99.8% |
| Recurring financial income75 | - | €400,345 | €2,224 | €217 | €0 | ▼ 99.8% |
| Financial charges65/66B | - | €2,057 | €2,878 | €275 | €721 | ▲ 162% |
| Recurring financial charges65 | €3,226 | €2,057 | €2,878 | €275 | €721 | ▲ 162% |
| Profit (loss) for the period before taxes9903 | €12,832 | €409,648 | €53,803 | -€9,716 | -€10,692 | ▼ 10.0% |
| Income taxes67/77 | €9,555 | €6,114 | €20,909 | €4,611 | €502 | ▼ 89.1% |
| Profit (loss) for the period9904 | €3,276 | €403,534 | €32,894 | -€14,328 | -€11,195 | ▲ 21.9% |
| Profit (loss) for the period to be appropriated9905 | €3,276 | €403,534 | €32,894 | -€14,328 | -€11,195 | ▲ 21.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €862,600 | €817,530 | €835,342 | €812,940 | €849,586 | ▲ 4.5% |
| Fixed assets21/28 | €718,051 | €673,153 | €634,056 | €608,491 | €628,985 | ▲ 3.4% |
| Intangible fixed assets21 | €50,000 | €37,500 | €25,000 | €12,500 | - | - |
| Tangible fixed assets22/27 | €145,874 | €113,476 | €86,610 | €69,314 | €102,308 | ▲ 47.6% |
| Land and buildings22 | - | €76,457 | €64,999 | €47,737 | €30,474 | ▼ 36.2% |
| Plant, machinery and equipment23 | - | €9,779 | €10,333 | €7,756 | €14,978 | ▲ 93.1% |
| Furniture and vehicles24 | - | €14,324 | €11,278 | €13,822 | €56,856 | ▲ 311% |
| Leasing and similar rights25 | - | €12,915 | - | - | - | - |
| Financial fixed assets28 | €522,177 | €522,177 | €522,447 | €526,677 | €526,677 | = |
| Current assets29/58 | €144,549 | €144,377 | €201,286 | €204,449 | €220,601 | ▲ 7.9% |
| Stocks and contracts in progress3 | €9,994 | €9,506 | €8,686 | €8,457 | €7,817 | ▼ 7.6% |
| Stocks30/36 | - | €9,506 | €8,686 | €8,457 | €7,817 | ▼ 7.6% |
| Amounts receivable within one year40/41 | €128,980 | €129,843 | €190,074 | €188,861 | €208,434 | ▲ 10.4% |
| Trade receivables40 | - | €129,843 | €190,074 | €182,619 | €207,728 | ▲ 13.7% |
| Other amounts receivable41 | - | - | - | €6,243 | €707 | ▼ 88.7% |
| Cash at bank and in hand54/58 | €1,466 | €1,276 | €1,328 | €3,885 | €1,987 | ▼ 48.9% |
| Deferred charges and accrued income490/1 | - | €3,751 | €1,198 | €3,246 | €2,363 | ▼ 27.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €862,600 | €817,530 | €835,342 | €812,940 | €849,586 | ▲ 4.5% |
| Equity10/15 | €81,228 | €484,762 | €517,657 | €503,329 | €492,135 | ▼ 2.2% |
| Contributions10/11 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Outside capital11 | - | €18,592 | €18,592 | €18,592 | - | - |
| Other1109/19 | - | €18,592 | €18,592 | €18,592 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €60,776 | €464,310 | €497,205 | €482,877 | €471,683 | ▼ 2.3% |
| Provisions and deferred taxes16 | €89,895 | €89,895 | €89,895 | €89,895 | €89,895 | = |
| Provisions for liabilities and charges160/5 | - | €89,895 | €89,895 | €89,895 | €89,895 | = |
| Pensions and similar obligations160 | - | €89,895 | €89,895 | €89,895 | €89,895 | = |
| Amounts payable17/49 | €691,477 | €242,872 | €227,791 | €219,716 | €267,557 | ▲ 21.8% |
| Amounts payable after more than one year17 | €107,335 | €82,648 | €81,500 | €71,500 | €92,002 | ▲ 28.7% |
| Financial debts170/4 | - | €82,648 | €81,500 | €71,500 | €92,002 | ▲ 28.7% |
| Amounts payable within one year42/48 | €584,141 | €160,223 | €146,291 | €148,216 | €175,555 | ▲ 18.4% |
| Current portion of amounts payable after more than one year42 | - | €24,596 | €1,950 | - | €7,169 | - |
| Trade debts44 | €159,672 | €103,647 | €112,143 | €139,392 | €143,014 | ▲ 2.6% |
| Suppliers440/4 | - | €103,647 | €112,143 | €139,392 | €143,014 | ▲ 2.6% |
| Taxes, remuneration and social security45 | - | €7,034 | €26,584 | €8,824 | - | - |
| Taxes450/3 | - | €2,029 | €21,374 | €4,144 | - | - |
| Remuneration and social security454/9 | - | €5,005 | €5,209 | €4,680 | - | - |
| Other amounts payable47/48 | - | €24,947 | €5,614 | - | €25,372 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,276 | €403,534 | €32,894 | -€14,328 | -€11,195 | ▲ 21.9% |
| + Depreciation and write-downs630 | €61,860 | €49,389 | €51,294 | €38,270 | €43,331 | ▲ 13.2% |
| Operating cash flow (approximation) | €65,136 | €452,924 | €84,188 | €23,943 | €32,136 | ▲ 34.2% |
| Investment in fixed assets (approximation) | - | -€4,491 | -€12,198 | -€12,705 | -€63,825 | ▼ 402% |
| Change in cash | - | -€189 | €51 | €2,557 | -€1,898 | ▼ 174% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Weakest financial yearnet -€14,328
Net result drops to -€14,328, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €500,000Eq €517,657 ▲6.8%
3 profitable years in a row build equity to €517,657.
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 100 days late
2022
30-06
Financial
Highest result since 2019net €403,534 ▲12,218%
Net result €403,534, the highest in the series.
30-06
Financial
Equity above €200,000Eq €484,762 ▲497%
2 profitable years in a row build equity to €484,762.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-06
Financial
Back to profitnet €3,276
Net result €3,276 after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 103 days late
2017
14-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2005
Ground area
437 m²
Building footprint
198 m²
Volume, LiDAR
1,524 m³
Parcel 23082B0334/00Y000, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Smek
since 20052.150.251.260
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23082B0334/00Y000 | Flanders | 437 m² | 1 · 198 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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CARE
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Roeselare · Eq €492,021
SVIDCONS
BE 0801.938.194
Lier · Eq €492,266
FAYMONBOIS
BE 0807.293.089
Waimes · Eq €491,990
Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 34,775 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded29-12-1998
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0465050860
Also
9925:BE0465050860
Registered
30-10-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.