SMEETS PETER
ActiveSummary
The computed 12-month bankruptcy probability of SMEETS PETER is 1.8% (moderate). The 2025 annual accounts show equity of €74k and a net result of €30k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 72% of 27965 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency92▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.95 against 45.69 in 2024; short-term debt: 32.8% and cash: 84.7% of total assets), and 32.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.2%
Return on assets
27.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
123 d early
2024
50 d early
2023
68 d early
2022
27 d early
2021
54 d early
2020
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▲ 10.1%
2024 · €67k
Total assets
€110k▲ 56.4%
2024 · €70k
Net result
€30k
2024 · €-13k
Working capital
€70k▲ 7.8%
2024 · €65k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€20k▼ 62.6%€53k▲ 166%€5k▼ 90.5%€-9k€46k
Net result€14k▼ 66.5%€41k▲ 188%€1k▼ 96.7%€-13k€30k
Equity€62k▲ 30.0%€102k▲ 66.5%€80k▼ 21.7%€67k▼ 16.6%€74k▲ 10.1%
Total assets€84k▲ 4.0%€125k▲ 48.1%€118k▼ 5.0%€70k▼ 40.8%€110k▲ 56.4%
Debt€23k▼ 32.6%€22k▼ 1.8%€38k▲ 71.3%€3k▼ 91.7%€36k▲ 1,039%
Working capital€62k▲ 4.5%€103k▲ 66.6%€76k▼ 25.8%€65k▼ 14.5%€70k▲ 7.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €46k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110k
Fixed assets
€3k ▼ 2.0%
Current assets
€106k ▲ 59.5%
Equity and liabilities €110k
Equity
€74k ▲ 10.1%
Debt
€36k ▲ 1,039%
Debt's share of the balance-sheet total rises from 4.5% to 32.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€48k▲
2024 · €-7k
Cash flow
€33k▲
2024 · €-11k
Current ratio
2.95▼
2024 · 45.69
Debt to equity
0.49▲
2024 · 0.05
ROE
41.1%▲
2024 · -19.9%
ROA
27.6%▲
2024 · -19.0%
Interest coverage
12.46▲
2024 · -1.57
Debt ≤ 1 year
€36k▲
2024 · €1k
Income taxes
€12k▲
2024 · €214
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €1k | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €318 | €417 | €725 | €2k | €2k | ▲ 10.4% |
| Other operating charges640/8 | €963 | €954 | €1k | €11k | €2k | ▼ 82.7% |
| Gross operating margin9900 | €22k | €55k | €7k | €4k | €50k | ▲ 1,090% |
| Operating profit (loss)9901 | €20k | €53k | €5k | €-9k | €46k | ▲ 609% |
| Financial income75/76B | €22 | €15 | €72 | €272 | €574 | ▲ 111% |
| Recurring financial income75 | €22 | €15 | €72 | €272 | €574 | ▲ 111% |
| Financial charges65/66B | €1k | €1k | €2k | €4k | €4k | ▼ 12.8% |
| Recurring financial charges65 | €1k | €1k | €2k | €4k | €4k | ▼ 12.8% |
| Profit (loss) for the period before taxes9903 | €19k | €52k | €3k | €-13k | €42k | ▲ 423% |
| Income taxes67/77 | €5k | €11k | €2k | €214 | €12k | ▲ 5,565% |
| Profit (loss) for the period9904 | €14k | €41k | €1k | €-13k | €30k | ▲ 327% |
| Profit (loss) for the period to be appropriated9905 | €14k | €41k | €1k | €-13k | €30k | ▲ 327% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €84k | €125k | €118k | €70k | €110k | ▲ 56.4% |
| Fixed assets21/28 | €2k | €1k | €6k | €4k | €3k | ▼ 2.0% |
| Tangible fixed assets22/27 | €2k | €1k | €6k | €4k | €3k | ▼ 2.0% |
| Plant, machinery and equipment23 | - | - | - | - | €2k | - |
| Furniture and vehicles24 | €2k | €1k | €6k | €4k | €1k | ▼ 58.9% |
| Current assets29/58 | €82k | €123k | €113k | €67k | €106k | ▲ 59.5% |
| Amounts receivable within one year40/41 | €7k | €7k | €16k | €14k | €12k | ▼ 14.4% |
| Trade receivables40 | €7k | €7k | €12k | €1k | €0 | ▼ 100% |
| Other amounts receivable41 | €0 | - | €4k | €12k | €12k | ▼ 6.4% |
| Cash at bank and in hand54/58 | €75k | €116k | €97k | €47k | €93k | ▲ 99.0% |
| Deferred charges and accrued income490/1 | €991 | €0 | - | €6k | €2k | ▼ 73.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €84k | €125k | €118k | €70k | €110k | ▲ 56.4% |
| Equity10/15 | €62k | €102k | €80k | €67k | €74k | ▲ 10.1% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Reserves13 | €57k | €97k | €75k | €75k | €69k | ▼ 8.8% |
| Distributable reserves133 | €57k | €97k | €75k | €75k | €69k | ▼ 8.8% |
| Profit (loss) carried forward14 | - | - | €0 | €-13k | €0 | ▲ 100% |
| Amounts payable17/49 | €23k | €22k | €38k | €3k | €36k | ▲ 1,039% |
| Amounts payable within one year42/48 | €21k | €21k | €37k | €1k | €36k | ▲ 2,368% |
| Trade debts44 | €3k | €3k | €675 | €522 | €301 | ▼ 42.4% |
| Suppliers440/4 | €3k | €3k | €675 | €522 | €301 | ▼ 42.4% |
| Advances received on contracts in progress46 | - | - | - | €927 | €4k | ▲ 371% |
| Taxes, remuneration and social security45 | €18k | €18k | €15k | €8 | €11k | ▲ 134,715% |
| Taxes450/3 | €16k | €18k | €15k | €8 | €9k | ▲ 104,810% |
| Remuneration and social security454/9 | €2k | €0 | - | - | €3k | - |
| Other amounts payable47/48 | €325 | €310 | €21k | €0 | €20k | - |
| Accrued charges and deferred income492/3 | €2k | €2k | €1k | €2k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14k | €41k | €1k | €-13k | €30k | ▲ 327% |
| + Depreciation and write-downs630 | €318 | €417 | €725 | €2k | €2k | ▲ 10.4% |
| Operating cash flow (approximation) | €15k | €41k | €2k | €-11k | €33k | ▲ 389% |
| Investment in fixed assets (approximation) | - | €0 | €-5k | €0 | €-2k | - |
| Change in cash | - | €41k | €-19k | €-50k | €46k | ▲ 192% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 15current ratio 45.69
Current ratio from 3.07 to 45.69; short-term debt falls from €37k to €1k.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €102k ▲66.5%
3 profitable years in a row build equity to €102k.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2019
Ground area
835 m²
Building footprint
160 m²
Volume, LiDAR
638 m³
Parcel 72028A0224/00Z002, Flanders · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SMEETS PETER
since 20192.294.161.945
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72028A0224/00Z002 | Flanders | 835 m² | 1 · 160 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 477 EUR awarded · 477 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 477 EUR | 477 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
6488P92L8ZNAP104Q515
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Of 7,044 companies in sector 43221 we hold annual accounts for 3,472. 3,052 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Scores and ratios are computed by Checked and are not a credit decision.