SMEETS IMPORT-EXPORT
ActiveSMEETS IMPORT-EXPORT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €194k and a net result of €2k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 40% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
76
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-4
Solvency63▲+17
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 1.66 in 2024), but 70.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.1%
Return on assets
0.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
2 d early
2023
27 d late
2022
4 d early
2021
11 d late
2020
51 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€194k▲ 1.1%
2024 · €191k
2018: €81k
2019: €87k
2020: €105k
2021: €110k
2022: €140k
2023: €188k
2024: €191k
2018 → 2025
Total assets
€665k▼ 22.4%
2024 · €858k
2018: €1.48M
2019: €1.34M
2020: €1.04M
2021: €1.09M
2022: €883k
2023: €734k
2024: €858k
2018 → 2025
Net result
€2k▼ 44.2%
2024 · €4k
2018: €10k
2019: €7k
2020: €18k
2021: €5k
2022: €30k
2023: €49k
2024: €4k
2018 → 2025
Working capital
€208k▼ 26.0%
2024 · €280k
2018: €16k
2019: €278k
2020: €281k
2021: €254k
2022: €203k
2023: €286k
2024: €280k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€110k-€140k▲ 27.2%€188k▲ 34.0%€191k▲ 2.1%€194k▲ 1.1%
Operating result€24k-€69k▲ 184%€95k▲ 37.0%€28k▼ 71.0%€14k▼ 49.8%
Net result€5k-€30k▲ 505%€49k▲ 63.4%€4k▼ 92.0%€2k▼ 44.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 50% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €665k
Fixed assets
€201k▲ 32.9%
Current assets
€465k▼ 34.3%
Equity and liabilities €665k
Equity
€194k▲ 1.1%
Debt
€472k▼ 29.2%
The debt ratio falls from 77.7% to 70.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€65k▼
2024 · €78k
Cash flow
€54k▼
2024 · €54k
Solvency
29.1%▲
2024 · 22.3%
Current ratio
1.81▲
2024 · 1.66
Quick ratio
1.29▼
2024 · 1.33
Debt / equity
2.44▼
2024 · 3.48
ROE
1.1%▼
2024 · 2.0%
ROA
0.3%▼
2024 · 0.5%
Interest coverage
3.61▼
2024 · 3.79
Debt
€472k▼
2024 · €666k
Debt ≤ 1 year
€257k▼
2024 · €426k
Debt > 1 year
€205k▼
2024 · €230k
Income taxes
€82▼
2024 · €5k
Staff costs
€54k▲
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€858k€665k▼
Fixed assets21/28€151k€201k▲
Tangible fixed assets22/27€150k€199k▲
Land and buildings22€136k€105k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€9k€90k▲
Financial fixed assets28€1k€1k=
Current assets29/58€707k€465k▼
Stocks and contracts in progress3€140k€133k▼
Stocks30/36€140k€133k▼
Amounts receivable within one year40/41€294k€178k▼
Trade receivables40€256k€143k▼
Other amounts receivable41€39k€35k▼
Cash at bank and in hand54/58€258k€153k▼
Deferred charges and accrued income490/1€15k-
Equity and liabilities
Total equity and liabilities10/49€858k€665k▼
Equity10/15€191k€194k▲
Contributions10/11€40k€40k=
Reserves13€151k€154k▲
Distributable reserves133€151k€154k▲
Amounts payable17/49€666k€472k▼
Amounts payable after more than one year17€230k€205k▼
Financial debts170/4€230k€205k▼
Amounts payable within one year42/48€426k€257k▼
Current portion of amounts payable after more than one year42€56k€25k▼
Financial debts43€100k€120k▲
Credit institutions430/8€100k€120k▲
Trade debts44€157k€7k▼
Suppliers440/4€157k€7k▼
Taxes, remuneration and social security45€21k€14k▼
Taxes450/3€9k€4k▼
Remuneration and social security454/9€11k€10k▼
Other amounts payable47/48€92k€91k▼
Accrued charges and deferred income492/3€10k€10k▼
Income statement
Code20242025
Non-recurring operating income76A-€13k
Remuneration, social security and pensions62€52k€54k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€52k▲
Other operating charges640/8€6k€19k▲
Gross operating margin9900€135k€138k▲
Operating profit (loss)9901€28k€14k▼
Financial income75/76B€2k€7k▲
Recurring financial income75€2k€7k▲
Financial charges65/66B€21k€18k▼
Recurring financial charges65€21k€18k▼
Profit (loss) for the period before taxes9903€9k€2k▼
Income taxes67/77€5k€82▼
Profit (loss) for the period9904€4k€2k▼
Profit (loss) for the period to be appropriated9905€4k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€2k▼
Transfer to equity691/2€4k€2k▼
To other reserves6921€4k€2k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼44.2%
Net result drops to €2k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-12
Financial
Highest result since 2018net €49k ▲63.4%
Operating result €95k, net result €49k, both a record.
31-12
Financial
Equity above €150kEq €188k ▲34%
6 profitable years in a row build equity to €188k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 11 days late
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €105k ▲20.5%
3 profitable years in a row build equity to €105k.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Panhovenstraat 503990 PeerGround area
6,005 m²
Building footprint
1,273 m²
Volume, LiDAR
5,856 m³
2 parcels, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SMEETS IMPORT-EXPORT BVBA
since 20072.173.455.640
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72013A0400/00B000 | Flanders | 3,753 m² | 1 · 1,051 m² | 5.5 m · 2 fl. |
| 72010A0491/00F000 | Flanders | 2,252 m² | 1 · 222 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NEDERMAN
BE 0420.715.031
Sint-Pieters-Leeuw · Eq €193k
OTR-EM
BE 0688.999.413
Maasmechelen · Eq €193k
OR'GENT
BE 0771.562.051
Brugge · Eq €192k
QUALITY EQUIPMENT & TECHNOLOGIES
BE 0888.906.218
Izegem · Eq €196k
TIP TOP PARTS
BE 0429.622.502
Heusden-Zolder · Eq €196k
Of 1,743 companies in sector 46720 we hold annual accounts for 1,079. 731 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2007
Fiscal year end31-12
Activities, NACEBEL
45310
46720Wholesale of motor vehicle parts and accessories
45112
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
46180Agents specialised in the wholesale of other particular products
50102
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.