Smedts consult
ActiveSmedts consult has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €286k and a net result of €30k. Equity is growing by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 62% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+20
Solvency86▲+11
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.45 in 2024), but 51.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.6%
Return on assets
5.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
84 d early
2023
33 d early
2022
31 d early
2021
31 d early
2020
22 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€286k▲ 11.7%
2024 · €256k
2018: €73k
2019: €93k
2020: €127k
2021: €147k
2022: €173k
2023: €241k
2024: €256k
2018 → 2025
Total assets
€589k▼ 0.5%
2024 · €592k
2018: €587k
2019: €541k
2020: €557k
2021: €525k
2022: €510k
2023: €630k
2024: €592k
2018 → 2025
Net result
€30k▲ 84.9%
2024 · €16k
2018: €37k
2019: €20k
2020: €33k
2021: €20k
2022: €27k
2023: €69k
2024: €16k
2018 → 2025
Working capital
€63k▲ 73.6%
2024 · €37k
2018: €-116k
2019: €-79k
2020: €-17k
2021: €-4k
2022: €24k
2023: €51k
2024: €37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€147k-€173k▲ 17.7%€241k▲ 39.3%€256k▲ 6.4%€286k▲ 11.7%
Operating result€52k-€48k▼ 9.1%€104k▲ 119%€33k▼ 68.3%€51k▲ 53.3%
Net result€20k-€27k▲ 33.2%€69k▲ 157%€16k▼ 76.4%€30k▲ 84.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 53% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €589k
Fixed assets
€429k▼ 9.6%
Current assets
€160k▲ 36.2%
Equity and liabilities €589k
Equity
€286k▲ 11.7%
Debt
€303k▼ 9.8%
The debt ratio falls from 56.8% to 51.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€96k▲
2024 · €77k
Cash flow
€76k▲
2024 · €60k
Solvency
48.6%▲
2024 · 43.2%
Current ratio
1.66▲
2024 · 1.45
Quick ratio
1.66▲
2024 · 1.45
Debt / equity
1.06▼
2024 · 1.31
ROE
10.5%▲
2024 · 6.3%
ROA
5.1%▲
2024 · 2.7%
Interest coverage
8.64▲
2024 · 6.29
Debt
€303k▼
2024 · €336k
Debt ≤ 1 year
€96k▲
2024 · €81k
Debt > 1 year
€207k▼
2024 · €255k
Income taxes
€13k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€592k€589k▼
Fixed assets21/28€475k€429k▼
Tangible fixed assets22/27€475k€429k▼
Land and buildings22€389k€367k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€83k€61k▼
Current assets29/58€117k€160k▲
Amounts receivable after more than one year29€45k€45k=
Other amounts receivable291€45k€45k=
Amounts receivable within one year40/41€32k€62k▲
Trade receivables40€0€15k▲
Other amounts receivable41€32k€47k▲
Cash at bank and in hand54/58€39k€50k▲
Deferred charges and accrued income490/1€855€3k▲
Equity and liabilities
Total equity and liabilities10/49€592k€589k▼
Equity10/15€256k€286k▲
Contributions10/11€56k€56k=
Reserves13€200k€230k▲
Distributable reserves133€200k€230k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€336k€303k▼
Amounts payable after more than one year17€255k€207k▼
Financial debts170/4€255k€207k▼
Amounts payable within one year42/48€81k€96k▲
Current portion of amounts payable after more than one year42€47k€49k▲
Financial debts43€12k€15k▲
Credit institutions430/8€12k€15k▲
Trade debts44€7k€19k▲
Suppliers440/4€7k€19k▲
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€13k€14k▲
Remuneration and social security454/9€1k€0▼
Other amounts payable47/48€583€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€46k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€81k€99k▲
Operating profit (loss)9901€33k€51k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€23k€43k▲
Income taxes67/77€7k€13k▲
Profit (loss) for the period9904€16k€30k▲
Profit (loss) for the period to be appropriated9905€16k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€30k▲
Transfer from equity791/2€0-
Transfer to equity691/2€15k€30k▲
To other reserves6921€15k€30k▲
Profit to be distributed694/7€833€0▼
Return on contributions (dividend)694€833€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €16k ▼76.4%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €69k ▲157%
Operating result €104k, net result €69k, both a record.
31-12
Financial
Equity above €200kEq €241k ▲39.3%
6 profitable years in a row build equity to €241k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €173k ▲17.7%
5 profitable years in a row build equity to €173k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €127k ▲35.9%
3 profitable years in a row build equity to €127k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
04-12-2025
Nathalie Martens: Resigned as Director
28-03-2011
Plaete Rita: Resigned as Manager
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirstraat 219112 Sint-NiklaasGround area
2,356 m²
Building footprint
237 m²
Volume, LiDAR
1,097 m³
Parcel 46019C0299/00H000, Flanders · tallest building 17.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Smedts consult
since 19922.059.110.159
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46019C0299/00H000 | Flanders | 2,356 m² | 1 · 237 m² | 17.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Electro Mac
BE 0447.682.516
Gent · Eq €286k
COMPU CITY
BE 0472.097.317
Bilzen-Hoeselt · Eq €287k
FISSETTE
BE 0413.455.966
Liège · Eq €285k
SYSTEMS SERVICE & CONSULT
BE 0476.949.097
Kortenberg · Eq €287k
MANDIX
BE 0598.757.937
Saint-Léger (Lux.) · Eq €288k
Of 3,210 companies in sector 47400 we hold annual accounts for 1,795. 1,278 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-1992
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
52487
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.