Skip to content

SMD & Partners

Active
Private limited companyfounded 2023active for 3 yearsInterleuvenlaan 62, 3001 Leuven, BelgiumKBO/BCE: BE 0795.964.281

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SMD & Partners has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179,451 and a net result of €17,042. Equity has been growing by about 34% per year since 2023. Its solvency ranks better than 92% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 10-01-2023 Normal situation
Registered office
121 active companies are registered at this address 8 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Business and other management consultancy NACE 70200and 1 other
Establishment unit
2.344.874.733 3001 Leuven, since 10-01-2023
Financial year end
31 December
Peppol
Reachable

Board and ownership

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€24,162
▼ 81.5%
Turnover
≈ €110,000
estimated
Profit
€17,042
▼ 82.8%
Equity
€179,451
▲ 10.5%
Total assets
€192,527
▼ 39.7%
Filed on 30-07-2026, 1 day before the deadlineat the National Bank
Score breakdownraises risk2 of the last 3 accounts latelowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 14.72, cash €166,147Equity €179,451 (93.2% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 67% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 100+24
equity 93.2% of total assets
Liquidity 100+32
short-term debt 6.8% · cash 86.3%
Profitability 60-40
return on assets 8.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025highest value 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 14.72 (2.03 in 2024), above the usual 1.5. Short-term debt is 6.8% and cash 86.3% of total assets. 6.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 97% on liquidity, 27% on profitability and 58% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 14.72, cash €166,147
NBB · annual accounts
raises risk · 2 of the last 3 accounts late
NBB · filings
lowers risk · Equity €179,451 (93.2% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
1 day early
2024
47 days late
2023
47 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 31 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 September (3 of the last 3 accounts filed within 48 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Caution: Result fell in 2025from €99,367 to €17,042 ▼ 82.8% View
  • Positive: Higher solvency than 92% of companies in head offices and management consultancysector median 55.6% · 39,242 companies 93.2% View

Comparable companies

These companies have the same main activity as SMD & Partners: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €176,000 and €233,000, founded between 2022 and 2023.

CompanyTotal assetsGross margin
SMD & Partners Leuven€192,527€24,162
Zx-invest Dilbeek€226,715€23,666
FINNO Dilbeek€193,671€20,861
Marv & G Keerbergen€233,119€21,824
IMMOLUTHEO CONSULTING Tubize€187,269€22,297
JTC Brussel€176,671€25,449
MAXAL Invest Wavre€176,334€23,341
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about SMD & Partners

What is the company number of SMD & Partners?
The company number of SMD & Partners is 0795.964.281. The VAT number is the same number with BE in front: BE 0795.964.281.
Where is SMD & Partners based?
The registered office is at Interleuvenlaan 62, 3001 Leuven.Company details
What does SMD & Partners do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of SMD & Partners?
The legal form of SMD & Partners is Private limited company (BV).
When was SMD & Partners founded?
SMD & Partners was founded on 10-01-2023.
Is SMD & Partners still active?
Yes, SMD & Partners is an active enterprise in the KBO register.
What is the turnover of SMD & Partners?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €24,162 and 205 comparable companies (NACE 70200). It probably lies between €52,000 and €230,000. It is a rough estimate.Financials
Is SMD & Partners profitable?
In financial year 2025, SMD & Partners made a profit of €17,042.
Where can I find the annual accounts of SMD & Partners?
SMD & Partners filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of SMD & Partners due?
SMD & Partners must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.