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SMD-L

Active Risk: very low
Non-profit associationfounded 198442 yrs activeCharles Deberiotstraat 1, 3000 Leuven, BelgiumKBO/BCE: BE 0429.683.571
Summary

SMD-L has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2020 annual accounts show equity of €14.4m. The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
SMD-LActive
Risk analysis ReportCompare

Overview

Activity
Education
NACE 85314NACE 80214
8 sites
Size
€499,178turnover 2020
Equity
€14.4m
Financial health
Bankruptcy chance 12 m
0.1%
2020 figures too old to score
Structure
Accounts 63 d early0 of 25 deeds read
Signals- Figures for FY 2020 (filed 28-05-2021)- Liquiditeit niet neergelegd+ Legal form Non-profit association+ Sector Education (NACE 85)Latest accounts filed on timeShow the evidence

Checked score

No current score
Figures too old
The available figures for FY 2020 are too old to assess current financial health.
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (133 companies)
Last 24 months 11-2024: 0.2%highest value 12-2024: 0.2%● 0.0% vs 11-2024highest value 01-2025: 0.2%▼ -4.8% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%● 0.0% vs 02-2025 04-2025: 0.2%● 0.0% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.2%● 0.0% vs 06-2025 08-2025: 0.2%● 0.0% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%● 0.0% vs 03-2026 05-2026: 0.2%● 0.0% vs 04-2026 06-2026: 0.2%● 0.0% vs 05-2026 07-2026: 0.2%● 0.0% vs 06-2026 08-2026: 0.2%● 0.0% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.1%▼ -45.3% vs 09-2026lowest value
  • Legal form Non-profit association lowers the probability
  • Figures for FY 2020 (filed 28-05-2021) raises the probability
  • Liquiditeit niet neergelegd raises the probability
  • Sector Education (NACE 85) lowers the probability
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Legal form Non-profit association
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Figures for FY 2020 (filed 28-05-2021)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquiditeit niet neergelegd
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Education (NACE 85)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
63 d early
2024
35 d early
2023
33 d early
2022
25 d early
2021
52 d early
2020
71 d early
2019
38 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · unclassified…
  2. Annual accounts filedfiscal year 2024 · unclassified…
  3. Annual accounts filedfiscal year 2023 · unclassified…

Key points

  • Flemish supportawarded 2022 - 2025 €12.8m View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View
  • Active since 1984founded 03-05-1984 42 years View

By topic

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 29-05-2026Annual accounts filed
  2. 26-06-2025Annual accounts filed
  3. 28-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
8
Legal form
Non-profit association
Activity
EducationNACE 85314
Founded
03-05-1984
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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