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SMB GROUP

Active
Private limited companyfounded 20242 yrs activeRaymond Vander Bruggenlaan 69, 1070 Anderlecht, BelgiumKBO/BCE: BE 1013.399.085
Summary

The computed 12-month bankruptcy probability of SMB GROUP is 5.5% (elevated). The 2025 annual accounts show equity of €14,661 and a net result of €14,660. Its solvency ranks better than 78% of 4718 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency94
Growth-
Track record67
Bankruptcy probability, 12 months
5.5% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.5; short-term debt: 31% and cash: 36.6% of total assets), and 31% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69%
Return on assets
69%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
27 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SMB GROUP was incorporated on 10 September 2024 as a Private limited company.1 Since 2026, IBRAHIM OMAR has served as director of the company.2 The company has filed annual accounts once, for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 25-09-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€14,661
Total assets
€21,256
Net result
€14,660
Working capital
€9,861

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €21,256
Fixed assets €4,800
Current assets €16,456
Equity and liabilities €21,256
Equity €14,661
Debt €6,594
Debt finances 31.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€15,930
Cash flow
€15,860
Current ratio
2.50
Debt to equity
0.45
ROE
100.0%
ROA
69.0%
Interest coverage
227.58
Debt ≤ 1 year
€6,594

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 5.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€21,256
Fixed assets21/28€4,800
Tangible fixed assets22/27€4,800
Furniture and vehicles24€4,800
Current assets29/58€16,456
Amounts receivable within one year40/41€8,673
Trade receivables40€8,673
Cash at bank and in hand54/58€7,783
Equity and liabilities
Total equity and liabilities10/49€21,256
Equity10/15€14,661
Contributions10/11€1
Profit (loss) carried forward14€14,660
Amounts payable17/49€6,594
Amounts payable within one year42/48€6,594
Trade debts44€5,751
Suppliers440/4€5,751
Taxes, remuneration and social security45€426
Taxes450/3€426
Other amounts payable47/48€417
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,200
Other operating charges640/8€1,574
Gross operating margin9900€17,505
Operating profit (loss)9901€14,730
Financial charges65/66B€70
Recurring financial charges65€70
Profit (loss) for the period before taxes9903€14,660
Profit (loss) for the period9904€14,660
Profit (loss) for the period to be appropriated9905€14,660
Appropriation of the result
Profit (loss) to be appropriated9906€14,660

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,200
Other operating charges640/8€1,574
Gross operating margin9900€17,505
Operating profit (loss)9901€14,730
Financial charges65/66B€70
Recurring financial charges65€70
Profit (loss) for the period before taxes9903€14,660
Profit (loss) for the period9904€14,660
Profit (loss) for the period to be appropriated9905€14,660
Line2025
Assets
Total assets20/58€21,256
Fixed assets21/28€4,800
Tangible fixed assets22/27€4,800
Furniture and vehicles24€4,800
Current assets29/58€16,456
Amounts receivable within one year40/41€8,673
Trade receivables40€8,673
Cash at bank and in hand54/58€7,783
Equity and liabilities
Total equity and liabilities10/49€21,256
Equity10/15€14,661
Contributions10/11€1
Profit (loss) carried forward14€14,660
Amounts payable17/49€6,594
Amounts payable within one year42/48€6,594
Trade debts44€5,751
Suppliers440/4€5,751
Taxes, remuneration and social security45€426
Taxes450/3€426
Other amounts payable47/48€417
Line2025
Profit (loss) for the period9904€14,660
+ Depreciation and write-downs630€1,200
Operating cash flow (approximation)€15,860

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
25-09
State Gazette act Appointment: IBRAHIM OMAR (director)
2 facts ▸
  • General meeting, 16-09-2026
  • Director appointment, IBRAHIM OMAR (director)
04-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
23-03
State Gazette act Resignation: SHEIKH AHMED HASAN (director)
Share transfer · Shareholding6 facts ▸
  • General meeting, 13/03/2026
  • Director resignation, SHEIKH AHMED HASAN (director)
  • Share transfer, OSMAN MOZAR → BAKER SHEKHMOUS
  • Shareholding, 0%
  • Shareholding, 0%
  • Shareholding, 100%
State Gazette actNBB filing
2 of 6 acts read
About the unread acts

Of the 6 Belgian State Gazette acts we know for this company, 2 have been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
IBRAHIM OMAR
Director · since 16-09-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
4 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,733 m²
Building footprint
341 m²
Volume, LiDAR
2,155 m³
2 parcels, Brussels, Flanders · tallest building 19.9 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
SMB GROUP
Langestraat(NEE) 24, 3040 HuldenbergNon-scheduled passenger transport by road
since 20242.364.653.528
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
24075B0254/00G000 Flanders 1,381 m² 1 · 152 m² 8.3 m · 1 fl.
21001A0562/00Y007
ProtectedMonumentVoormalige Brouwerij AtlasSource ↗
Brussels 1,352 m² 1 · 188 m² 19.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Mandate history

2 people since 2026, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
IBRAHIM OMAR
  • Director, from 16-09-2026 to date
SHEIKH AHMED Hasan
  • Director, until 13-03-2026
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

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Capital and shareholders

Shareholders according to the acts
Stated in the act act of 23-03-2026 ↗
Share transfer act of 23-03-2026 ↗
  • OSMAN MOZAR to BAKER SHEKHMOUS 20 shares

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Similar companies · same sector, comparable size

Of 6,683 companies in sector 49330 we hold annual accounts for 2,299. 1,984 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
E-invoicing
Reachable via Peppol
Peppol ID 0208:1013399085
Also 9925:BE1013399085
Registered 25-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.