Financials
- Fiscal year
- 2025
- Total assets
- €357,158
- Profit
- €105,968
- Solvency
- 80.7%
Total assets▲ 43.9%
Net result
20232025
Smatbo
ActiveSummary
Smatbo has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €288,059 and a net result of €105,968. Equity is growing by ~58.6% per year across the filed fiscal years. Its solvency ranks better than 80% of 8535 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
What they do
Other business support services
NACE 82990
1 site
How big
€357,158total assets 2025
- Equity
- €288,059
- Profit
- €105,968
Turnover not published (abridged schema)
Who decides
Accounts 46 d early0 of 1 deed read
Why 98+ Liquidity: current ratio 5.00, cash €192,855+ Sector Office administrative, office support and other business support activities (NACE 82)+ Equity €288,059 (80.7% of total assets)+ Figures for FY 2025 (filed 15-06-2026)Show the evidence
Checked score
Score 2025
98
/ 100
Excellent
Probability in this band: under 0.55%
Better than 86% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100+1
equity 80.7% of total assets
Liquidity
94+4
short-term debt 19.3% · cash 54.0%
Profitability
100=
return on assets 29.7%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 5.00, cash €192,855 lowers the probability
- Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
- Equity €288,059 (80.7% of total assets) lowers the probability
- Figures for FY 2025 (filed 15-06-2026) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 5.0 against 3.63 in 2024; short-term debt: 19.3% and cash: 54% of total assets), and 19.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 88%, liquidity 89%, profitability 87%, growth against the median 81%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
46 d early
2024
21 d early
2023
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 July (3 of the last 3 filed years within 52 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Incorporation · FounderLegal form clause · Name…
- Annual accounts filedfiscal year 2025 · micro…
- Equity above €200,000Eq €288,059 ▲57.5%
Key points
By topic
Timeline
- Events
- 7
- Since
- 2024
- Next accounts
- by 31-07-2027
- 01-09-2026Incorporation · Founder
- 15-06-2026Annual accounts filed
- 31-12-2025Equity above €200,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other business support servicesNACE 82990
- Founded
- 18-05-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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