Equity
-€789,678
Debts exceed assets in financial year 2025.
Smarttime
Lifetime
6 annual accounts with figures on one time axispeak €1.5m (2024)
€1.5m▼ 1.3%
lowest -€648,419 (2020)
-€283,825▼ €979,780
peak -€505,853 (2024)
-€789,678▼ €283,825
€1.1m▲ 15.3%
peak 17.6 FTE (2025)
17.6 FTE▲ 1.7%
Board6 names since 2019
3 directors and 2 others
Owners3 names in the annual accounts
100% and 1 other
Documentsfilings and deeds
24-08-202624 days late
2025abbreviated format
Gross margin from €1.9m to €923,215Loss of €283,825Equity from -€505,853 to -€789,678Debts from €943,515 to €1.1m
Key points
from the 2025 annual accountsResult
-€283,825 -€283,825
From profit to loss in 2025, after a profit of €695,955 in 2024.
Debts
€1.1m 362% of the balance sheet
Suppliers 11%Taxes and wages 18%Other 71%
Payment terms
69 days to suppliers
Smarttime pays its suppliers 15 days earlier than in 2024. Customers pay 32 days earlier.
At the same address
79 companies
Position in the sector
-262.5%
Lower solvency than 95% of companies in computer programming and consultancy. Sector median 42.1% · 3,545 companies.
2025 accounts filed 24 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 562 companies had the same profile as Smarttime has now. Each dot stands for 2 companies, two years later.
86.7%
were still trading
4.8%
stopped another way
7.1%
went bankrupt
Another 1.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 562 companies, not a prediction for Smarttime. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, , since 22-08-2024
Director
Director,
Auditor,
- 100%score equity -€88,842 (2025) · annual accounts 2025
- consolidatesequity €47.8m (2026) · annual accounts 2025
Recent changes
3 directors reappointed
Capital from €62,000 to €312,000 · Capital from €312,000 to €62,000 · , and · General meeting of 21-08-2024 · Gazette deed
Reappointment: (statutory auditor)
Permanent representative: · General meeting of 21-08-2023 · Gazette deed
Registered office moved from Edegem to Kontich
New registered office: Veldkant 33 A te 2550 Kontich · Previous registered office: Prins Boudewijnlaan 41, 2650 Edegem, België · Permanent representative: · Board meeting of 29-08-2022 · Gazette deed
New statutory auditor
appointed, resigned · Permanent representative: · Director discharge: (statutory auditor) · General meeting of 02-10-2020 · Gazette deed
Comparable companies
same main activity, similar in size and ageGrey: the largest companies of the sector (computer programming and consultancy (NACE 62)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as Smarttime: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €301,000 and €496,000, founded between 2014 and 2020.
Official details
Source: KBO- Status
- Active since 23-01-2019Normal situation
- Registered office
- 182 active companies are registered at this addressSource: KBO register, as of 12 November 2026.
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.291.794.9472550 Kontich, since 23-01-2019
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €300,851▼ 31.3%
- Employeeson 31-12-2025
- 16▼ 15.8%
- Filing
- Filed on 24-08-2026
Insights on Smarttime
Solvency fell in 2025 from -115.6% to -262.5% because of the loss.
holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Smarttime
- What is the company number of Smarttime?
- The company number of Smarttime is 0719.283.605. The VAT number is the same number with BE in front: BE 0719.283.605.
- Where is Smarttime based?
- The registered office is at Veldkant 33 A, 2550 Kontich.Company details
- What does Smarttime do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of Smarttime?
- Smarttime is a public limited company (NV).
- When was Smarttime founded?
- Smarttime was founded on 23-01-2019.
- Is Smarttime still active?
- Yes, Smarttime is an active enterprise in the KBO register.
- How many employees does Smarttime have?
- Smarttime had an average of 17.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Smarttime fall under?
- In its 2025 annual accounts, Smarttime states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of Smarttime?
- The turnover of Smarttime was €1.5m in financial year 2025, according to the filed annual accounts.
- Is Smarttime profitable?
- In financial year 2025, Smarttime made a loss of €283,825.
- Where can I find the annual accounts of Smarttime?
- Smarttime filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Smarttime due?
- Smarttime must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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