SMARTPRESENTATIONS
ActiveSMARTPRESENTATIONS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €34k. Equity is shrinking by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 32% of 2687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+88
Solvency50▲+16
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.02 in 2024; short-term debt: 68.8% and cash: 31.3% of total assets), and 75.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.9%
Return on assets
16.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
40 d early
2023
24 d early
2022
40 d early
2021
193 d early
2020
135 d early
2019
114 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€51k▲ 196%
2024 · €17k
2019: €119k
2020: €66k
2021: €66k
2022: €80k
2023: €83k
2024: €17k
2019 → 2025
Total assets
€203k▲ 6.1%
2024 · €192k
2019: €566k
2020: €287k
2021: €307k
2022: €319k
2023: €266k
2024: €192k
2019 → 2025
Net result
€34k
2024 · €-66k
2019: €65k
2020: €79k
2021: €517
2022: €19k
2023: €3k
2024: €-66k
2019 → 2025
Working capital
€39k▲ 1,140%
2024 · €3k
2019: €93k
2020: €54k
2021: €39k
2022: €57k
2023: €68k
2024: €3k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€80k▲ 21.3%€83k▲ 3.8%€17k▼ 79.4%€51k▲ 196%
Operating result€9k-€26k▲ 178%€14k▼ 47.9%€-63k€44k
Net result€517-€19k▲ 3,530%€3k▼ 83.7%€-66k€34k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €44k after a loss of €63k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €203k
Fixed assets
€24k▲ 45.0%
Current assets
€179k▲ 2.4%
Equity and liabilities €203k
Equity
€51k▲ 196%
Debt
€153k▼ 12.5%
The debt ratio falls from 91.1% to 75.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57k▲
2024 · €-41k
Cash flow
€46k▲
2024 · €-45k
Solvency
24.9%▲
2024 · 8.9%
Current ratio
1.28▲
2024 · 1.02
Quick ratio
1.01▲
2024 · 0.77
Debt / equity
3.02▼
2024 · 10.20
ROE
66.2%▲
2024 · -385.9%
ROA
16.5%▲
2024 · -34.5%
Interest coverage
5.79▲
2024 · -14.78
Debt
€153k▼
2024 · €175k
Debt ≤ 1 year
€140k▼
2024 · €172k
Debt > 1 year
€13k▲
2024 · €3k
Income taxes
€1k▲
2024 · €690
Staff costs
€241k▼
2024 · €264k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€192k€203k▲
Fixed assets21/28€17k€24k▲
Tangible fixed assets22/27€17k€24k▲
Furniture and vehicles24€17k€24k▲
Current assets29/58€175k€179k▲
Stocks and contracts in progress3€42k€37k▼
Contracts in progress37€42k€37k▼
Amounts receivable within one year40/41€87k€77k▼
Trade receivables40€84k€76k▼
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€37k€64k▲
Deferred charges and accrued income490/1€9k€1k▼
Equity and liabilities
Total equity and liabilities10/49€192k€203k▲
Equity10/15€17k€51k▲
Contributions10/11€9k€9k=
Reserves13€57k€57k=
Distributable reserves133€57k€57k=
Profit (loss) carried forward14€-49k€-15k▲
Amounts payable17/49€175k€153k▼
Amounts payable after more than one year17€3k€13k▲
Financial debts170/4€3k€13k▲
Amounts payable within one year42/48€172k€140k▼
Current portion of amounts payable after more than one year42€10k€5k▼
Financial debts43€10k-
Credit institutions430/8€10k-
Trade debts44€27k€20k▼
Suppliers440/4€27k€20k▼
Advances received on contracts in progress46€39k€48k▲
Taxes, remuneration and social security45€49k€29k▼
Taxes450/3€17k€8k▼
Remuneration and social security454/9€32k€20k▼
Other amounts payable47/48€37k€38k▲
Income statement
Code20242025
Remuneration, social security and pensions62€264k€241k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€12k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€226k€302k▲
Operating profit (loss)9901€-63k€44k▲
Financial income75/76B€5€35▲
Recurring financial income75€5€35▲
Financial charges65/66B€3k€10k▲
Recurring financial charges65€3k€10k▲
Profit (loss) for the period before taxes9903€-65k€35k▲
Income taxes67/77€690€1k▲
Profit (loss) for the period9904€-66k€34k▲
Profit (loss) for the period to be appropriated9905€-66k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-66k€-15k▲
Profit (loss) brought forward from the previous period14P-€-49k
Transfer from equity791/2€17k-
Social balance
Average headcount (FTE)90874.53.6▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
2024
22-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Weakest financial yearnet €-66k ▼2261%
Net result drops to €-66k, the lowest in the series; recovery starts the following year.
07-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Highest result since 2019net €79k ▲21%
Operating result €113k, net result €79k, both a record.
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleinhoefstraat 112440 GeelGround area
8,905 m²
Building footprint
432 m²
Volume, LiDAR
1,061 m³
2 parcels, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Smartpresentations
since 20042.163.096.733
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13376G0391/00D002 | Flanders | 7,965 m² | 1 · 270 m² | 1.0 m |
| 45015C0885/00E002 | Flanders | 939 m² | 1 · 163 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 988 EUR awarded · 988 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 988 EUR | 988 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 6,809 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2004
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
70210Activities of head offices; management consultancy activities
72220
73300Public relations and communication consultancy
74141
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.