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SMARTOYS

Active
Public limited companyfounded 200025 yrs activeElsense Steenweg 120, 1050 Elsene, BelgiumKBO/BCE: BE 0473.095.229
Summary

SMARTOYS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €653,779 and a net result of €176,462. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 41% of 4889 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisWatch ReportCompare
SMARTOYSActiveChecked score 67/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of games and toys
NACE 47640Retail sale of information and communication equipment NACE 47400NACE 47410
8 sites
Size
€5.2mturnover 2025
Staff
21 FTE
Equity
€653,779
Profit
€176,462
Financial health
67 Healthy Checked score 2025
Bankruptcy chance 12 m
0.9%
Structure
Parent
CLD Holding · 99.89%
Accounts 31 d early1 of 8 deeds read
Why 67- 1 change of registered office in 24 months- 8 establishment units+ Founded in 2000+ Profit of €176,462 (FY 2025)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 39% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 54+21
equity 28.6% of total assets
Liquidity 24+13
short-term debt 69.5% · cash 9.3%
Profitability 53+16
return on assets 7.7%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,683 companies)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● 0.0% vs 11-2024 01-2025: 0.9%● 0.0% vs 12-2024 02-2025: 0.9%● 0.0% vs 01-2025 03-2025: 0.9%● 0.0% vs 02-2025 04-2025: 0.9%● 0.0% vs 03-2025 05-2025: 0.9%▲ +1.9% vs 04-2025 06-2025: 0.9%● 0.0% vs 05-2025 07-2025: 0.9%▼ -1.7% vs 06-2025 08-2025: 0.9%▲ +0.2% vs 07-2025 09-2025: 0.8%▼ -1.6% vs 08-2025 10-2025: 1.1%▲ +28.7% vs 09-2025highest value 11-2025: 0.3%▼ -73.6% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%▼ -1.0% vs 12-2025lowest value 02-2026: 0.3%● 0.0% vs 01-2026lowest value 03-2026: 0.3%● 0.0% vs 02-2026lowest value 04-2026: 0.3%● 0.0% vs 03-2026lowest value 05-2026: 0.3%● 0.0% vs 04-2026lowest value 06-2026: 0.3%● 0.0% vs 05-2026lowest value 07-2026: 0.3%▲ +4.6% vs 06-2026 08-2026: 0.7%▲ +151% vs 07-2026 09-2026: 0.8%▲ +0.5% vs 08-2026 10-2026: 0.9%▲ +18.8% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Founded in 2000 lowers the probability for this profile
  • Profit of €176,462 (FY 2025) lowers the probability
  • 8 establishment units raises the probability
Credit up to €40,000 at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.83 in 2024; short-term debt: 69.5% and cash: 9.3% of total assets), and 71.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 48%, liquidity 24%, profitability 35%, growth against the median 50%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Founded in 2000
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Profit of €176,462 (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · 8 establishment units
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-09-2025, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
44 d early
2023
104 d early
2022
89 d early
2021
18 d early
2020
6 d late
2019
64 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 17 September (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close04-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfiscal year 2025 · full…
  3. Highest result since 2019net €176,462 ▲422%

Key points

  • Positive: Result rose in 2025from €33,809 to €176,462 ▲ 422% View
  • Controlled by CLD Holding 99.89% View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View

By topic

Financials

Fiscal year
2025
Turnover
€5.2m
Profit
€176,462
Solvency
28.6%
Turnover▼ 38.9%
Net result
20192025
Go to Financials

Timeline

Events
16
Since
2016
Next accounts
by 31-10-2026
  1. 07-07-2026Registered office
  2. 30-09-2025Annual accounts filed
  3. 31-03-2025Highest result since 2019
Go to Timeline

Company details

Sites
8
Legal form
Public limited company
Activity
Retail sale of games and toysNACE 47640
Founded
23-10-2000
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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